MEMBERS1ST COMMUNITY CREDIT UNION - Traer, IA

At Members1st Community, we believe that everyone deserves a financial partner who truly cares. Becoming a member is easy and opens the door to a community focused on your needs. Whether you live, work, or worship in our area, you might already be eligible to join us! We welcome individuals from various backgrounds, including those affiliated with local organizations or schools. If you're curious about the specific criteria, you can find all the details at . Joining means you'll have access to a range of benefits tailored just for you like personal banking options, auto loans, and credit cards with rewards that fit your lifestyle. To start your journey with us, simply check out the account opening process at https://www.members1st.com/apply-for-a-loan/ or give us a call at (319) 478-8044. We're here to support you every step of the way as you become part of our welcoming family at 503 2Nd St Traer Ia 50675!

At Members1st Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in where you place your hard-earned money, and we're here to provide that assurance. With a net worth of $26,405,536, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $61,079,655 in share certificates and $25,669,758 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $15,739,464 in undivided earnings, which means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $33,150 in used auto loans and a total of $169,903,805 in loans and leases available for our members' needs, our lending capacity supports your financial goals across various sectors. Our impressive net income of $1,445,397 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We're proud to have 60 full-time employees and 5 part-time employees dedicated to serving you with knowledge and commitment. Net Shares (Funds available for lending and investments): $240,515. Total Share Accounts: 40,168, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members1st Community is your trusted partner. Visit us at 503 2Nd St Traer IA 50675 or call 319-478-8044 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.