Members1st Community Credit Union Marshalltown IA | Top Auto Loans & Quick Personal Loans

Introduction

Welcome to Members1st Community, your trusted partner in financial growth since 1964! Located at 402 N 10th Ave, Marshalltown, IA 50158, our branch is committed to providing personalized banking solutions that cater to the needs of our 17,491 members. With a solid foundation built on trust and community involvement, we have amassed total assets of $258,872,199, ensuring we are well-equipped to serve you. At Members1st Community, we pride ourselves on being more than just a financial institution. We aim to foster strong relationships within our community by offering services that range from personal banking and auto loans to business banking solutions. Our total deposits currently stand at $21,130,974, reflecting the confidence our members place in us. Under the leadership of our CEO, Nicholas Tonelli, and Board President, Kelley Molitor, our dedicated team of 65 employees works tirelessly to ensure you receive exceptional service. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 777, Marshalltown, IA 50158. Whether you're looking to open a new account or need assistance with loans totaling 8,648 across various types we're here for you. With a net worth of $26,405,536 and cash in hand amounting to $3,829,299, we are financially stable and ready to assist you in achieving your financial goals. We invite you to explore what Members1st Community has to offer by visiting our website at www.members1st.com or calling us at 800-245-6199. Let's embark on this journey together toward a brighter financial future!

Branch History & Mission

Welcome to Members1st Community in Marshalltown, IA! Since our establishment in 1964, we have proudly served our community with a commitment to excellence and a passion for helping our members achieve their financial goals. Our branch is located at 402 N 10Th Ave, conveniently situated near local landmarks that make us easily accessible to all. Over the years, we have seen remarkable growth, now boasting a total membership of 17,491 and assets amounting to an impressive $258,872,199. This evolution reflects our dedication not just to banking but to building lasting relationships within the community. Every milestone we've reached has been driven by our mission: to provide personalized financial services while supporting the needs of those we serve. At Members1st Community, we believe in empowering individuals and families through financial education and products tailored to their unique circumstances. Whether it's personal banking options like checking and savings accounts or loans for vehicles and homes, our offerings are designed with you in mind. We also take pride in our online and mobile banking services, ensuring that managing your finances is as convenient as possible. Our commitment extends beyond financial transactions. We actively engage in community outreach efforts aimed at supporting local initiatives and fostering a sense of belonging among residents of Marshalltown. Through partnerships with various organizations, we strive to make a positive impact on the lives of those around us. While members can visit us at 402 N 10Th Ave Marshalltown Ia 50158, official correspondence should be sent to PO Box 777, Marshalltown, IA 50158 if you need assistance via mail. Our friendly team is here during lobby hours: Monday, Tuesday, Thursday, and Friday from 8:00 AM to 5:00 PM; Wednesday from 9:30 AM to 5:00 PM. You can reach us at (800) 245-6199 for any inquiries or support. Join us at Members1st Community and experience firsthand how we can help you navigate your financial journey with confidence and care. Discover the benefits of being part of a community-focused credit union where your success is our priority!

Branch Location & Accessibility

Welcome to Members1st Community, your friendly credit union located at 402 N 10Th Ave in Marshalltown, IA. Our branch is designed with your convenience in mind, making it easy for you to access the financial services you need. Whether you're a long-time member or considering joining us for the first time, we invite you to stop by and see what we have to offer. Situated near local landmarks, our branch is easy to find and offers ample parking for our visitors. We prioritize accessibility, ensuring that everyone can navigate our space comfortably. If you need assistance, we have features like ramps for easier access. Our operating hours are convenient too! We're open Monday, Tuesday, Thursday, and Friday from 8:00 AM to 5:00 PM, and on Wednesday from 9:30 AM to 5:00 PM. This means you can visit us during your lunch break or after work without any hassle. At Members1st Community, we provide a variety of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Plus, if you prefer banking on-the-go, we offer online and mobile banking options. While members can visit us at 402 N 10Th Ave, official correspondence should be sent to PO Box 777, Marshalltown, IA 50158. If you have questions or need assistance, don't hesitate to give us a call at 800-245-6199. We can't wait to welcome you into our branch! Visit us today and experience the difference that community-focused banking can make in your life.

Member Eligibility

Becoming a member of Members1st Community is like joining a warm, welcoming family that truly cares about your financial well-being. If you live, work, or worship in the Marshalltown area, you're likely eligible to join us! We're excited to share that our membership is open to individuals who meet certain criteria, which you can easily check on our website for the most accurate and updated information at . By becoming a member, you unlock a world of benefits including personalized service, competitive rates on loans and savings accounts, and access to various financial resources designed just for you. Opening an account with us is straightforward and hassle-free. Simply visit https://www.members1st.com/apply-for-a-loan/ to start your journey with Members1st Community today. If you have any questions or need assistance along the way, don't hesitate to reach out at (800) 245-6199. We're here to support you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $224,201, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to make transactions easier for your business. Imagine having a reliable payment processing system that keeps your sales flowing smoothly while ensuring customer satisfaction. With us, you can focus on what matters most growing your business while we handle the rest. For more information about how our business banking and commercial services can benefit you, visit us at 402 N 10Th Ave Marshalltown Ia 50158 or call us at 800-245-6199. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking Support

For small business owners, our Business Banking services include essential tools such as Merchant Services & Business Loans that can help grow your enterprise. We know how critical it is for businesses to have reliable financial support, and our team is here to ensure you have what you need.

Connect with Us

If you're ready to explore these services further or if you have any questions about how we can assist you better, don't hesitate to reach out! You can contact us at 800-245-6199 or visit our website at www.members1st.com for more information. We look forward to serving you at Members1st Community!

Credit Options with Benefits

At Members1st Community, we recognize the importance of having access to credit when you need it most. Our Credit Cards with Rewards allow you to earn while you spend, making everyday purchases more rewarding.

Digital Convenience

In today's fast-paced world, being able to manage your finances on the go is crucial. That's why we offer robust Online & Mobile Banking features that let you check balances, transfer funds, and pay bills anytime and anywhere. With our ATM and cash withdrawal services readily available, accessing your money has never been easier. Basic ATM access allows for withdrawals and balance checks without hassle.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming at times. That's why we offer Personal Banking services that include checking and savings accounts designed to meet your everyday needs. Need a reliable way to get around? Explore our Auto Loans & Vehicle Financing options, which make purchasing a car straightforward and affordable. If you're considering home ownership or want to lower your current mortgage payments, our Mortgage Loans & Refinancing solutions can help you find the right fit for your budget and lifestyle. We also provide Personal Loans & Debt Consolidation services to help ease financial burdens and streamline your payments.

Digital & Online Banking

Accessibility and Support

At Members1st Community, we prioritize your security. Our online banking services utilize advanced encryption technology to keep your information safe while ensuring that you have real-time access to your accounts. You can bank with confidence knowing that we are here to support you every step of the way. Join us today and experience the convenience of modern banking with Members1st Community. Visit us online at https://www.members1st.com/ to learn more about how our digital services can make managing your finances easier than ever!

Key Features

Our digital banking services come packed with user-friendly features that enhance both security and ease of use. You can enjoy electronic signature authorization, making it simple to complete transactions without the need for paperwork. If you prefer going paperless, e-statements are available, allowing you to view your account statements quickly and securely online. For those who like to stay on the move, our mobile application offers a variety of tools right at your fingertips. Whether you're making mobile payments or using our person-to-person transfer feature to send money to friends or family, everything is designed to be straightforward and efficient.

Financial Strength

At Members1st Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which underpins our commitment to serving you with confidence. With a net worth of $26,405,536, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $61,079,655 in share certificates and $25,669,758 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $15,739,464 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $33,406,420 in used auto loans and $169,903,805 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $1,445,397, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $240,515, while the total share accounts number 40,168, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members1st Community is your trusted partner. Visit us at 402 N 10Th Ave Marshalltown IA 50158 or call 800-245-6199 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,915,240 in used vehicle loans and $14,402,633 in new vehicle loans already helping members get on the road. We pride ourselves on making the financing process simple and straightforward.

Business Financing

For business owners, our outstanding commercial loans totaling $224,201 provide the capital needed to grow and expand. We are here to support local businesses with tailored solutions that fit your needs. At Members1st Community, we believe in empowering our members through accessible financial products. If you're interested in any of these loan offerings or would like to learn more about refinancing options available to you, please don't hesitate to reach out at 800-245-6199 or visit us online at Members1st Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,343,474, make buying or refinancing simple. We can guide you through various refinancing options and eligibility criteria to find a plan that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,160,783 in loans helping members manage their finances effectively. These cards provide an excellent way to handle everyday expenses while building credit.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users receive reliable information that reflects current market conditions.