Members1st Community Credit Union Marshalltown IA | Best Auto Loans & Business Banking

Introduction

Welcome to Members1st Community, your trusted financial partner located at 104 W Anson St, Marshalltown, IA 50158. Since our establishment in 1964, we've been dedicated to serving our growing community with reliable banking solutions tailored to your needs. With over 17,491 members and assets totaling an impressive $258,872,199, we pride ourselves on being a cornerstone of financial stability and support for the people of Marshalltown. At Members1st Community, we understand that every member's journey is unique. That's why we offer a range of services, including personal banking, auto loans, mortgage options, and business banking solutions. Our commitment to excellence is reflected in our total deposits of $21,130,974 and a strong net worth of $26,405,536, ensuring that your funds are secure with us. Our leadership team is here to guide you. Under the direction of CEO Nicholas Tonelli and Board President Kelley Molitor, we focus on fostering relationships built on trust and transparency. Our dedicated staff of 65 employees is always ready to assist you with a smile. For official correspondence, please send mail to our mailing address: PO Box 777, Marshalltown, IA 50158. We invite you to visit us or give us a call at 641-752-1582 during our lobby hours from 8 AM to 5 PM on weekdays and from 9 AM to noon on Saturdays. Join us at Members1st Community where your financial dreams become reality! Visit our website at members1st.com for more information or to apply for a loan today.

Branch History & Mission

At Members1st Community, we are proud to carry a legacy that began in 1964. Nestled in the heart of Marshalltown, Iowa, our branch at 104 W Anson St has been a cornerstone for financial growth and community support for nearly six decades. Over the years, we have seen tremendous growth, currently serving a vibrant membership of 17,491 individuals who trust us with their financial needs. Our mission is simple yet profound: to provide exceptional financial services while fostering a sense of community and belonging. We believe that banking should be about more than just transactions; it should empower members to achieve their dreams. With total assets exceeding $258 million, we stand ready to offer a variety of services tailored to meet the unique needs of our members from checking and savings accounts to auto loans, mortgages, and business banking solutions. While members can visit us at our physical location in Marshalltown, official correspondence should be sent to PO Box 777, Marshalltown, IA 50158. Our branch offers convenient operating hours from 8 AM to 5 PM on weekdays and from 9 AM to noon on Saturdays for drive-thru services. We understand the importance of accessibility; hence we provide both ATM availability and drive-thru banking options. Throughout our journey, we've made significant strides in enhancing member experiences through digital advancements. Our online and mobile banking platforms make managing finances easier than ever. Members can enjoy features like person-to-person payments and e-statements all designed with your convenience in mind. Community outreach is at the core of what we do. We actively partner with local organizations to support initiatives that enrich the lives of our members and neighbors. Whether it's through financial literacy programs or charitable contributions, we strive to make a positive impact right here in Marshalltown. As we look ahead, we invite you to join us on this journey. At Members1st Community, you are not just another account number; you are part of a family dedicated to your financial success. Experience the benefits of membership today visit our website at Members1st Community or call us at 641-752-1582 for more information on how you can become part of our community-focused credit union.

Branch Location & Accessibility

Conclusion

We invite you to visit us at Members1st Community! Whether you're looking for expert advice or just want to chat about your financial goals, our friendly team is here to help. Stop by today and see how we can support your journey toward financial wellness!

Nearby Landmarks and Accessibility

We're proud to be situated close to several familiar landmarks, making it easy for you to stop by while running errands or enjoying a day out. Whether you're visiting the local parks or attending events in the city, our location fits seamlessly into your routine. For those who need additional support, we offer ADA-compliant features including ramps for easy access.

Parking and Operating Hours

We know how important it is for our members to have a hassle-free experience. That's why we offer ample parking space right outside our branch. Our operating hours are designed with your convenience in mind: we're open Monday through Friday from 8 AM to 5 PM, and on Saturdays from 9 AM to noon for drive-thru services. Feel free to stop by during these hours or call us at 641-752-1582 if you have any questions!

Services Available

At Members1st Community, we provide a range of services tailored just for you. From checking and savings accounts to auto loans and personal loans, we have options that fit your financial needs. Need quick access? We also have an ATM available on-site and a drive-thru for simple transactions like deposits and withdrawals.

Member Eligibility

At Members1st Community, we believe that everyone deserves a supportive financial partner, and becoming a member is your first step toward joining our family. If you live, work, worship, or attend school in Marshall County or have a family member who is already a member, you're eligible to join us! We aim to make membership accessible and welcoming for all. Once you're part of our community, you'll enjoy a range of benefits tailored to help you achieve your financial goals from personal banking services to loans and rewards credit cards. Opening an account is simple and straightforward. Just visit us at 104 W Anson St, Marshalltown, IA 50158, or give us a call at 641-752-1582. You can also check out more details about eligibility and the account opening process on our website at https://www.members1st.com/. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to our loan offerings, we provide merchant services designed to simplify payment processing and enhance customer experience. Imagine being able to accept payments quickly and securely whether it's at a brick-and-mortar location or online. This convenience not only improves cash flow but also builds customer trust, allowing you to focus on what matters most: running your business. Located at 104 W Anson St Marshalltown Ia 50158 in Marshalltown, IA, we are here to partner with you on your journey to success. Let us help you take your business to the next level! For more information, call us at (641) 752-1582 or visit our website at https://www.members1st.com/.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $224,201, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer face-to-face interactions or require cash withdrawals quickly, our ATM services provide 24/7 access for balance checks and withdrawals right from the comfort of your car through our drive-thru service. We strive to make every transaction smooth and efficient. At Members1st Community in Marshalltown, IA, we are here for all your financial needs from personal banking and loans to business services and digital solutions. If you're ready to explore what we have to offer or if you have any questions, don't hesitate to reach out! Call us at 641-752-1582 or visit our website at www.members1st.com today! We look forward to serving you!

Business Banking Services

At Members1st Community, we also support local businesses with tailored banking solutions. Our business banking services, including merchant services and business loans, ensure that entrepreneurs have the resources they need to thrive. We believe in building strong relationships within the community, which is why we're committed to helping local businesses succeed.

Credit Options

For those unexpected expenses or consolidating debt, our personal loans can be a lifesaver. With straightforward application processes and quick approvals, you can tackle financial challenges head-on. And don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases while managing expenses conveniently.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services that allow you to manage your accounts anytime, anywhere. Whether you need to check balances, transfer funds, or pay bills, our platforms make banking as easy as tapping your phone or clicking your mouse.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. Imagine effortlessly managing your finances with accounts that fit your lifestyle. Our checking and savings accounts offer competitive rates and easy online access, making it simple for you to monitor your spending and save for future needs. If you're planning to purchase a new vehicle, our auto loans and vehicle financing options are here to help. We understand that buying a car is a significant investment, so we provide flexible terms and competitive rates that fit your budget. Additionally, if you're considering homeownership or refinancing, our mortgage loans come with personalized support throughout the process.

Digital & Online Banking

Accessibility & Support

At Members1st Community, we prioritize accessibility and user-friendly features. Our goal is to ensure that managing your finances is as straightforward as possible. If you ever have questions or need assistance, our team is just a phone call away at (641) 752-1582. Embrace the convenience of digital banking with Members1st Community today! With easy access to all these features and more, managing your finances has never been simpler or more secure.

Easy Documentation

We also make it easy to handle paperwork with electronic signature authorization. This means you can sign documents digitally without needing to print anything out. It's fast, secure, and environmentally friendly! Additionally, our e-statements provide a convenient way to keep track of your account activity without the clutter of paper statements.

Key Features

Our online banking services provide 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds with just a few clicks. Plus, if you're always on the go, our mobile application gives you the flexibility to manage your money right from your smartphone. Whether you're at home or out and about, you can stay in control of your finances. For those who value quick transactions, our person-to-person transfer feature allows you to send money easily to friends and family. No need for cash or checks just a few taps on your mobile device will do the trick. And if you're concerned about security, rest assured that all transactions are protected with top-notch encryption.

Financial Strength

At Members1st Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust and designed to support your needs. With a net worth of $26,405,536, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $61,079,655 in share certificates and $25,669,758 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $15,739,464 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $33,154,240 in used auto loans and a total of $169,903,805 in loans and leases. Our net income of $1,445,397 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $240,515. Total Share Accounts: 40,168, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members1st Community is your trusted partner. Visit us at 104 W Anson St Marshalltown Ia 50158 or call 641-752-1582 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,915,240 in used vehicle loans and $14,402,633 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and make financing your next vehicle easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $224,201 provide the capital needed to grow and expand. We understand that running a business comes with challenges and our commercial lending solutions are tailored to support your ambitions. We encourage you to explore refinancing options if you're considering reducing monthly payments or consolidating debt. Our team at Members1st Community is ready to discuss eligibility requirements and help you find the best solution for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in applying for a loan or simply want more information about our offerings, please don't hesitate to contact us at 641-752-1582 or visit us at 104 W Anson St Marshalltown IA 50158. Let's work together to find the right loan option for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,343,474, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing loan, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,160,783 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can benefit your everyday spending.

Loan Aggregator

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MEMBERS1ST COMMUNITY CREDIT UNION - Marshalltown, IA

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