Members1st Community Credit Union Iowa Falls IA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Members1st Community, your trusted financial partner located at 1815 Washington Ave, Iowa Falls, IA 50126. Since our establishment in 1964, we have been dedicated to serving the community with personalized banking solutions that meet your unique needs. With a strong membership base of 17,491 individuals, we pride ourselves on being more than just a credit union; we are a part of your community. At Members1st Community, we understand the importance of financial stability and growth. Our total assets amount to an impressive $258,872,199, reflecting our commitment to providing reliable services. Whether you're looking for auto loans, personal loans, or business banking solutions, our team is here to help you every step of the way. With $21,130,974 in total deposits and a net worth of $26,405,536, you can trust that your money is safe and sound with us. Our leadership team is passionate about fostering strong relationships with our members. Under the guidance of our CEO, Nicholas Tonelli, and Board President, Kelley Molitor, we strive to create an environment where every member feels valued and supported. With a dedicated staff of 65 employees, we're always ready to assist you during our operating hours: Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to noon. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1815 Washington Ave, Iowa Falls, IA 50126. Explore our range of services online at Members1st Community or give us a call at 641-648-2331 to find out how we can help you achieve your financial goals. We look forward to welcoming you into our family!

Branch History & Mission

At Members1st Community, our roots run deep in the heart of Iowa Falls, IA. Established in 1964, we have been dedicated to serving our community for nearly six decades. Located at 1815 Washington Ave, right near the vibrant downtown area, our branch has become a familiar and trusted resource for financial services. Over the years, we have grown significantly, now proudly supporting a membership base of over 17,000 individuals and families. Our mission is simple yet powerful: to provide exceptional financial services while enriching the lives of our members and the community. We believe in fostering relationships built on trust and understanding, ensuring that each member feels valued and empowered to achieve their financial goals. From checking and savings accounts to auto loans and mortgages, we offer a range of products designed to meet diverse needs. As we reflect on our journey from humble beginnings to becoming a pillar of support in Iowa Falls, we are proud of our achievements. With total assets reaching an impressive $258,872,199, we've maintained a strong commitment to financial stability and growth. Our success is made possible by the hard work of our dedicated team 65 employees who strive every day to make banking easy and accessible for everyone. We understand that the landscape of banking is changing, which is why we embrace modern technology. Our digital offerings include online banking and mobile payment options that allow members to manage their finances conveniently from anywhere. Additionally, our branch is fully ADA compliant, ensuring accessibility for all. Community involvement is at the core of what we do. We partner with local organizations to support various initiatives aimed at improving lives in Iowa Falls and beyond. Whether it's sponsoring events or volunteering time, we are committed to giving back. While members can visit us at 1815 Washington Ave for personal service during our operating hours 8 AM to 5 PM Monday through Friday and 9 AM to noon on Saturdays we also invite you to reach out via phone at 641-648-2331 for any inquiries. At Members1st Community, you're more than just a member; you're part of a family that cares about your success. Join us today and discover how we can help you achieve your financial dreams! Visit our website or apply for a loan here.

Branch Location & Accessibility

Welcome to Members1st Community, your friendly financial partner located right in the heart of Iowa Falls! Our branch at 1815 Washington Ave is easily accessible and designed to make your banking experience smooth and convenient. Whether you're popping in for personal banking or needing assistance with loans, our dedicated team is here to help. As you visit us, you'll find that we're situated near local landmarks that make it easy to stop by. With ample parking available, you'll have no trouble finding a spot. Plus, our branch is equipped with features to ensure accessibility for everyone, including ADA-compliant ramps. We understand that your time is valuable. That's why we offer generous operating hours our lobby is open from 8 AM to 5 PM on weekdays and we welcome you on Saturdays from 9 AM until noon for drive-thru service. Whether you prefer an in-person visit or need quick access through our ATM, we've got you covered! If you need to reach us, don't hesitate to call at 641-648-2331. While members can visit us at 1815 Washington Ave, official correspondence should be sent to the same address as our mailing address: 1815 Washington Ave, Iowa Falls, IA 50126. Come on in and discover how Members1st Community can support your financial journey. We look forward to seeing you soon!

Member Eligibility

At Members1st Community, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming, as we aim to include individuals from various backgrounds. To join us, you'll need to meet specific eligibility criteria, which generally include residing, working, or attending school in the communities we serve. For detailed information about who can become a member, feel free to check out our eligibility guidelines. Once you're ready to take the next step towards membership, opening an account is easy! Just visit us at our branch located at 1815 Washington Ave Iowa Falls Ia 50126, or you can apply online through this link: https://www.members1st.com/apply-for-a-loan/. If you have any questions or need assistance during the process, don't hesitate to reach out by calling us at (641) 648-2331. We're excited to welcome you into the Members1st Community family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $224,201, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine having a reliable partner handling your payment processing while you focus on running your business. Our merchant services are designed to streamline transactions, making it easier for your customers to pay and for you to manage sales effectively. Whether you're looking to expand your operations or simplify daily financial tasks, Members1st Community is here to help. Visit us at 1815 Washington Ave, Iowa Falls, IA 50126 or call us at 641-648-2331 to learn more about how we can support your business needs!

Comprehensive List Of Services

Additional Services

To further enhance your banking experience, we provide basic drive-thru banking for quick transactions like deposits and withdrawals. Our ATM facilities are accessible for all members who need immediate cash or account information. At Members1st Community, we strive to make banking easy and accessible for everyone in Iowa Falls. Our commitment is not just about providing services; it's about building relationships with our members and helping them succeed financially. Ready to explore what Members1st Community can do for you? Visit us today at our Iowa Falls branch or check out our website at www.members1st.com for more information on how we can assist you in achieving your financial goals!

Business Banking Services

If you're a small business owner, we have you covered with our comprehensive business banking services. From merchant services that make accepting payments easy to business loans that fuel growth and expansion, we are here to support your entrepreneurial journey.

Credit Cards and Rewards

At Members1st Community, we know how important rewards are when using a credit card. Our credit cards with rewards program allows you to earn points on everyday purchases that can be redeemed for exciting benefits. This way, every dollar spent brings you closer to rewards that matter.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at your fingertips is crucial. That's why we offer robust online and mobile banking features that allow you to check balances, transfer funds, and pay bills anytime, anywhere. You can also take advantage of our ATM services for quick cash withdrawals or balance checks without stepping inside the branch.

Personal Banking Solutions

Whether you're opening your first checking account or saving for a big purchase, our personal banking services cater to all stages of life. We offer checking and savings accounts designed to help you manage daily expenses while earning interest on your savings. If you're in the market for a vehicle, our auto loans and vehicle financing options can get you on the road quickly with flexible terms that fit your budget. For those considering homeownership, we provide mortgage loans and refinancing options tailored to meet your specific needs. Additionally, our personal loans and debt consolidation services can assist you in managing existing debts more efficiently, giving you peace of mind as you work toward financial freedom.

Digital & Online Banking

Key Features

Our online banking platform is designed with you in mind. You can explore all the features by visiting https://www.members1st.com/. Whether you're checking your balance or viewing transactions, our user-friendly interface makes it easy to stay on top of your finances. Plus, with 24/7 online banking services, help is always just a click away. For those who prefer mobile banking, our mobile application offers the same great features right at your fingertips. Need to send money to a friend? With our person-to-person transfers, sending cash has never been simpler. If you're someone who loves convenience, you'll appreciate our support for mobile payments, allowing you to make quick purchases directly from your smartphone.

Security and Accessibility

We take your security seriously. With electronic signature authorization, signing documents is safe and hassle-free. Additionally, our e-statements feature ensures that you have access to all your financial information in a secure digital format, helping you reduce paper clutter while keeping everything organized. At Members1st Community, we believe that banking should be accessible and easy for everyone. That's why we provide various options tailored to fit your lifestyle. From checking balances on the go to managing accounts from the comfort of your home, we're here to help you every step of the way. Whether you're at work or relaxing at home, our digital banking services empower you to take control of your finances whenever it suits you best!

Financial Strength

A Growing Member Base

Total Share Accounts stand at 40,168, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $240,515, reflecting our capacity to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members1st Community is your trusted partner. Visit us at 1815 Washington Ave Iowa Falls IA 50126 or call 641-648-2331 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $15,739,464 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $33,150 in used auto loans and a total of $169,903,805 in loans and leases.

Member-Centric Savings Solutions

Members' savings are secured through $61,079,655 in share certificates and $25,669,758 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our net income of $1,445,397, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Health

With a net worth of $26,405,536, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,915,240 in used vehicle loans and $14,402,633 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our friendly team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $224,201 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are dedicated to supporting your success. At Members1st Community, we prioritize making lending accessible and straightforward. If you're considering refinancing any of your existing loans or would like to know more about eligibility options for our products, don't hesitate to reach out. You can contact us at (641) 648-2331 or visit us at our branch located at 1815 Washington Ave Iowa Falls Ia 50126 in Iowa Falls, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to serving our community with reliable financial solutions tailored just for you!

Credit Lines

If you're looking for additional financial flexibility, our total credit lines amounting to $92,414,168 can help cover unexpected expenses or allow you to make larger purchases without the immediate burden of full payment upfront.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,343,474, make buying or refinancing simple. We provide personalized support to ensure that your mortgage experience is as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,160,783 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits that can fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to reliable information allows users to feel confident in their choices.

MEMBERS1ST COMMUNITY CREDIT UNION - Iowa Falls, IA

Compare Loan Rates Near You

Loan rates in Iowa Falls, IA (50126)