Members1st Community Credit Union Boone IA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Members1st Community, your trusted partner in Boone, Iowa! Located at 1021 S Marshall St, we have been serving our community since 1964. With a strong commitment to our members, we take pride in being more than just a financial institution; we're a place where relationships thrive and dreams take shape. At Members1st, we understand that financial success means different things to different people. That's why we offer a wide range of services tailored to meet the unique needs of our 17,491 members. From personal banking solutions like checking and savings accounts to loans for cars and homes, we're here to support you every step of the way. Our total assets exceed $258 million, showcasing our strength and stability in the financial landscape. As part of our dedication to community impact, we maintain a net worth of over $26 million and manage total deposits amounting to $21,130,974. Our team, led by CEO Nicholas Tonelli and Board President Kelley Molitor, is passionate about providing excellent service while fostering a sense of belonging among all our members. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1021 S Marshall St, Boone, IA 50036. Feel free to reach out via phone at (515) 432-1062 or explore our offerings online at Members1st Community. Join us today and discover how we can help you achieve your financial goals with personalized attention and community-focused solutions!

Branch History & Mission

The story of Members1st Community in Boone, Iowa, is one of commitment and growth. Established in 1964, this branch has been a cornerstone of the community for nearly six decades. Over the years, Members1st Community has grown to serve a vibrant membership of over 17,491 individuals, offering a range of financial services designed to empower members and support their dreams. Located at 1021 S Marshall St, Boone, IA 50036, our branch is more than just a place to bank; it's a hub for connection and collaboration. We're proud to be part of Boone's landscape, near local landmarks that remind us daily of the community we serve. Our mission is simple yet powerful: to provide accessible financial solutions while fostering a sense of belonging and community spirit among our members. From the beginning, Members1st Community has focused on supporting the financial health of its members. With total assets reaching an impressive $258,872,199, we have continually invested in enhancing our services. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to businesses with tailored banking solutions. Our mission goes beyond just numbers; it's about making a real impact in the lives of our members. We strive to be there for you during life's milestones whether you're buying your first car or planning for retirement. Our team is dedicated to providing personalized service that meets your unique needs. While members can visit us at our physical location for all their banking needs including drive-thru services we also embrace modern technology. Our digital advancements ensure that you can manage your finances anytime and anywhere through online banking and mobile applications. Additionally, we maintain ADA compliance so that all members can access our services comfortably. Members1st Community believes in giving back. We actively engage in community outreach efforts and partnerships that aim to uplift Boone and its surrounding areas. By supporting local initiatives and events, we strengthen ties within our community while encouraging responsible financial practices. As we look ahead, we invite you to join our family at Members1st Community. Experience firsthand how we can help you achieve your financial goals while being part of something bigger a cooperative that values every member's voice and contribution. For more information or to become a member today, give us a call at 515-432-1062 or visit us online at www.members1st.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Members1st Community Boone Branch, your friendly neighborhood credit union located at 1021 S Marshall St in Boone, Iowa. Our branch is conveniently situated near local landmarks and attractions, making it easy for you to stop by whether you're running errands or just passing through. With ample parking and ADA-compliant access, we ensure that everyone can easily reach us. While you can visit us at our Boone location for all your banking needs, please note that official correspondence should be sent to the same address: 1021 S Marshall St, Boone, IA 50036. We pride ourselves on being accessible to our members. Our operating hours are designed with your schedule in mind: we are open from 8 AM to 5 PM Monday through Friday and offer drive-thru services on Saturdays from 9 AM to noon. Whether you need to deposit a check, withdraw cash, or explore our range of services like personal loans and auto financing, we're here to help. For those who prefer banking on-the-go, our ATM is available for quick transactions anytime you need it. If you have any questions or would like more information about our offerings, don't hesitate to give us a call at 515-432-1062. We invite you to come by and experience the Members1st difference your financial well-being is our top priority!

Member Eligibility

At Members1st Community, we believe that everyone deserves a place where they feel valued and supported. Becoming a member is simple and opens up a world of benefits tailored just for you! If you live, work, or worship in the Boone area, you're likely eligible to join our community. We welcome individuals from various backgrounds, making it easy for anyone to take advantage of our services, whether you're looking for personal banking options or business solutions. For detailed eligibility criteria, be sure to check out our website at . Joining is a breeze! Just visit us at our branch located at 1021 S Marshall St Boone Ia 50036, or give us a call at (515) 432-1062 to learn more about the process. We're here to guide you every step of the way as you open your new account and enjoy all that Members1st Community has to offer. If you're ready to get started, head over to https://www.members1st.com/apply-for-a-loan/ for more information on how to apply. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $224,201, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services tailored for small businesses. Imagine being able to accept payments from your customers easily and securely. Our merchant services help streamline transactions, improve customer satisfaction, and ultimately boost your bottom line. Located at 1021 S Marshall St Boone, IA 50036, we're here to empower local businesses with the financial tools they need to thrive. Contact us today at 515-432-1062 or visit our website here to learn more about how we can assist you in reaching your business goals!

Comprehensive List Of Services

Accessibility Made Easy

At Members1st Community, we believe that banking should be accessible for everyone. Our branch offers basic drive-thru banking services for deposits and withdrawals as well as ATM access for easy cash withdrawal and balance checks. Whether you prefer face-to-face interaction or digital convenience, we have options that work for you. As a member-focused credit union, we're here to support you with personalized service tailored to your financial journey. Visit us today at our Boone branch or explore more about our offerings online at www.members1st.com. We look forward to helping you achieve your financial goals!

Business Banking Services

For entrepreneurs and small business owners, we understand the importance of reliable banking services. Our business banking solutions include merchant services that simplify payment processing and business loans that provide the capital necessary for growth. We're here to support your business every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere at any time. Whether it's checking your balance, transferring funds, or making payments, our digital tools are designed for ease of use. Plus, with access to an ATM and drive-thru service, withdrawing cash or completing simple transactions is quick and hassle-free.

Personal Banking Solutions

We offer a variety of personal banking options that cater to your everyday financial needs. With our checking and savings accounts, you can easily manage your money while earning competitive interest rates. If you're looking to purchase a vehicle, our auto loans and vehicle financing options provide flexible terms and affordable rates to help you drive away in the car of your dreams. For those considering homeownership, we have mortgage loans and refinancing solutions tailored to fit your budget. In addition, if life throws unexpected expenses your way, our personal loans and debt consolidation services can help you regain control of your finances without the stress. To reward your spending habits, check out our credit cards with rewards that offer cash back and points for travel making every purchase count towards something special.

Digital & Online Banking

At Members1st Community, we understand that your banking needs don't stop when you leave our branch. That's why we offer a range of digital and online banking services designed to make your life easier and more secure. With just a few clicks or taps, you can manage your accounts anytime, anywhere. Our online banking platform is user-friendly and accessible 24/7. You can view your account balances, transfer funds, pay bills, and even sign documents electronically with ease, thanks to our electronic signature authorization feature. This means no more waiting for paperwork to process you can handle everything from the comfort of your home. For those who prefer mobile access, our mobile application is available for download. With this app, managing your finances is as simple as tapping a button. You can also enjoy the convenience of mobile payments, allowing you to make purchases directly from your smartphone without the need for cash or cards. Need to send money to a friend? Our person-to-person transfer feature makes it easy and fast. Whether you're splitting a bill or sending a gift, you can do it right from your device without any hassle. And don't forget about e-statements! By opting for electronic statements, you'll have quick access to your financial records without cluttering your mailbox. It's not only convenient but also environmentally friendly. At Members1st Community, we prioritize your security with every online transaction. Rest assured that your personal information is protected while you enjoy the flexibility and efficiency of digital banking. Explore all these services today by visiting us at https://www.members1st.com/ and take control of your banking experience!

Financial Strength

Growing Member Base

Total Share Accounts stand at 40,168, showing a strong and growing member base that trusts us with their finances. This community connection reinforces our ability to provide personalized service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members1st Community is your trusted partner. Visit us at 1021 S Marshall St Boone IA 50036 or call 515-432-1062 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income of $1,445,397 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Member Services

With $15,739,464 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our substantial portfolio: with $33,150,000 in used auto loans and $169,903,805 in total loans and leases available to support your financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $61,079,655 in share certificates and $25,669,758 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $26,405,536, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1020 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those interested in expanding their business ventures or managing larger expenses, we provide outstanding commercial loans totaling $224,201. These options are tailored for business owners seeking capital to grow and expand their operations. At Members1st Community, we believe that understanding your financial options is key to achieving your goals. If you're considering refinancing or would like to know more about eligibility for any of our loan products, don't hesitate to reach out. You can contact us at 515-432-1062 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit our website here for more information on how we can assist you with your lending needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $47,915,240 in used vehicle loans and $14,402,633 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a new or used car, our competitive terms can help you save money.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $13,343,474, making buying or refinancing simple. We're here to guide you through every step of the process and ensure you find the right solution for your housing needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $1,160,783 in loans helping members manage their finances effectively, our credit cards come with benefits designed to fit your lifestyle. Enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing method guarantees that users receive fair and transparent offers from legitimate financial institutions.