Members Trust Of The Southwest Houston TX Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Members Trust Of The Southwest, your trusted partner in financial wellness, located at 2315 Mangum Rd, Houston, TX 77092. Since our establishment in 1936, we've dedicated ourselves to serving our community with integrity and transparency. With a proud membership of 8,491 individuals, we are more than just a credit union; we are a family committed to your financial growth. At Members Trust Of The Southwest, we understand that each member's needs are unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets stand at an impressive $236,613,315, which enables us to provide flexible loan options totaling 7,173 across various categories. Our commitment to you goes beyond numbers. With a net worth of $19,011,133 and cash in hand amounting to $801,496, we ensure that your deposits totaling $4,886,270 are secure and accessible whenever you need them. We pride ourselves on being an integral part of the Houston community, helping families achieve their dreams while maintaining strong financial health. Led by our CEO Liliana Canga and Board President Kevin Kleb, our team of 30 dedicated employees is here to support you every step of the way. Whether you're looking for assistance with online banking or exploring new loan options through our website at mtfcu.coop, we're just a phone call away at 281-953-7200. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 2315 Mangum Rd, Houston, TX 77092. Join us today and discover how Members Trust Of The Southwest can empower you towards a brighter financial future!

Branch History & Mission

Welcome to Members Trust Of The Southwest, a beacon of financial support in the heart of Houston, Texas. Established in 1936, our branch has grown from humble beginnings into a thriving credit union dedicated to serving our community. With a current membership of over 8,491, we are proud to have become a trusted partner for many families and businesses in the area. Located at 2315 Mangum Rd, Houston, TX 77092, we are conveniently positioned near key landmarks that make it easy for members to visit us. Whether you're looking for personal banking solutions or business services, our doors are open to help you navigate your financial journey. At Members Trust Of The Southwest, our mission is clear: we aim to provide accessible financial services while fostering a strong sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, and we strive to empower our members with personalized service and innovative solutions. Our commitment goes beyond just transactions; we actively support local initiatives and partnerships that enhance the well-being of our community. In addition to traditional banking services like checking and savings accounts, auto loans, and mortgage options, we embrace modern technology to better serve you. Our branch offers digital banking solutions including mobile payments and online banking so that you can manage your finances effortlessly from anywhere. We also ensure accessibility with ADA-compliant facilities, making sure everyone can benefit from our services. While members can visit us at 2315 Mangum Rd, official correspondence should be sent to the same address for convenience. Our friendly staff is here during operating hours Monday through Thursday from 7:30 AM to 5:00 PM and Friday from 7:30 AM to 6:00 PM ready to assist with any inquiries or needs you may have. As we look towards the future, we invite you to join us on this journey. Experience the difference that a member-focused credit union can make in your life. Together, let's build a stronger community and reach new heights. For more information or to become a member today, please call us at 281-953-7200 or visit our website at mtfcu.coop. Welcome aboard!

Branch Location & Accessibility

Finding Us

You'll find us close to notable landmarks like the bustling West Loop North and just a short drive from the popular Memorial Park. Parking is ample and readily available, so you can pop in without any hassle. Our branch features ADA-compliant access points, ensuring that everyone can visit us comfortably.

Operating Hours

We understand that life can get busy, which is why we offer extended hours for your convenience. Our lobby is open from 7:30 AM to 5:00 PM from Monday to Thursday, and we stay open until 6:00 PM on Fridays. If you're in a rush or prefer banking from your vehicle, take advantage of our drive-thru service for quick deposits and withdrawals.

Services Tailored for You

At Members Trust Of The Southwest, we offer a variety of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have everything covered. Plus, with our ATM availability, you can access cash whenever you need it. While members can visit us at 2315 Mangum Rd, official correspondence should be sent to the same address as our mailing address. If you have any questions or need assistance, don't hesitate to call us at 281-953-7200. We look forward to welcoming you into our community! Come visit us today and discover how we can help you achieve your financial goals.

Member Eligibility

Becoming a member of Members Trust Of The Southwest is like joining a close-knit family where everyone looks out for one another. Located at 2315 Mangum Rd Houston Tx 77092, we welcome individuals who live, work, or worship in our community, as well as their immediate family members. This means that if you're connected to our area in any way, you could easily become part of our supportive network. Membership comes with numerous benefits, including access to personalized banking services and competitive rates on loans and savings accounts. It's easy to start your journey with us! For detailed eligibility criteria, check out our resource at https://www.mtfcu.coop/become-a-member/ . If you're ready to take the next step, you can find all the information you need about opening an account right here: https://my.homecu.net/banking/hcuactivate.prg?cu=mtfcu . If you have any questions or need assistance, feel free to give us a call at (281) 953-7200; we're here to help!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $71,808,341, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that simplify daily operations for business owners. Imagine having the tools to accept payments easily, manage transactions efficiently, and enhance customer satisfaction all tailored to meet your unique needs. For more information about how our business banking and commercial services can benefit you, visit us at 2315 Mangum Rd Houston Tx 77092 in Houston, TX, or call us at (281) 953-7200. We're excited to partner with you on your journey!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer face-to-face interactions or need quick access to cash, our branch features basic drive-thru banking for deposits, withdrawals, and simple transactions. We also provide ATM services where you can withdraw cash or check your balance without stepping inside the branch.

Business Banking Solutions

For business owners in Houston, we provide specialized business banking services including merchant services and business loans. Whether you're launching a startup or expanding an existing enterprise, we have the resources to support your growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that let you manage your accounts anytime, anywhere. Pay bills, transfer funds, and check balances with just a few taps on your smartphone or computer.

Member Support

Our commitment goes beyond just providing services; we aim to build lasting relationships with our members. If you have any questions or need assistance, don't hesitate to reach out at 281-953-7200 during our lobby hours from Monday to Thursday from 7:30 AM to 5:00 PM and Friday until 6:00 PM. We invite you to explore all that Members Trust Of The Southwest has to offer. Visit us today or check out our website at www.mtfcu.coop for more information on how we can assist you with all your financial needs!

Personal Banking Services

We offer various personal banking options that include checking and savings accounts designed to help you manage your day-to-day finances. Imagine the peace of mind knowing that your money is safe while earning interest on your savings. For those times when life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the relief you need. When it comes to big purchases like cars or homes, our auto loans and mortgage loans are structured to fit your budget. We understand that financing can be daunting, so our friendly staff is ready to guide you through every step of the process. Plus, our credit cards come with rewards that make spending even more rewarding!

Digital & Online Banking

Key Features

Our mobile application enhances your banking experience even further. With it, you can make mobile payments, allowing you to pay for purchases quickly and securely from your smartphone. Plus, if you need to send money to friends or family, our person-to-person transfer feature makes it simple and hassle-free. For those who prefer going paperless, we offer e-statements so you can manage your finances without cluttering up your mailbox. Even though we do not support electronic signature authorization at this time, our services are designed to be straightforward and easy to navigate. At Members Trust Of The Southwest, we're committed to making banking easier for you. Whether you're checking account details on the go or managing transactions from the comfort of your home, our digital services empower you to stay connected with your finances securely and efficiently. Experience how easy it is to take charge of your banking today!

Financial Strength

Growing Member Base

Total Share Accounts stand at 15,865, showing a strong and growing member base that trusts us with their finances. This growth emphasizes the community's confidence in Members Trust Of The Southwest as a reliable banking partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Trust Of The Southwest is your trusted partner. Visit us at 2315 Mangum Rd Houston Tx 77092 or call 281-953-7200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings Secured

Members' savings are secured through $108,497,410 in share certificates and $26,685,777 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,519,524, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance reflects our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 28 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvesting in Your Future

With $17,262,637 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; we currently hold $179,658,503 in total loans and leases including $18,041,806 in used auto loans. This support helps our members achieve their financial goals across various sectors.

Strong Financial Position

With a net worth of $19,011,133, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 803% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,041,806 in used vehicle loans and $6,711,667 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $71,808,341 provide the capital needed to grow and expand your business. We understand that each business has unique requirements, and our team is ready to assist you with tailored solutions.

Credit Lines

If you're looking for more flexibility in your borrowing options, consider our credit lines. With total credit lines amounting to $83,961,394, we provide resources for both personal needs and unexpected expenses. At Members Trust Of The Southwest, we strive to make financing straightforward and accessible. Whether you're exploring refinancing options or need assistance understanding eligibility criteria, our knowledgeable staff is here to help you navigate through it all. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to reach out to us at (281) 953-7200 or visit us at 2315 Mangum Rd Houston Tx 77092 in Houston, TX, for more information about our loan offerings. Your journey toward financial empowerment starts with us!

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,464,075. Our dedicated staff can guide you through the mortgage process and ensure you find an option that fits your budget.

Unsecured Credit Card Loans

For those looking for flexibility in managing their finances, we also offer unsecured credit card loans. With a total of $860,504 in loans available, our credit cards come with competitive terms that help you control your spending while earning rewards.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing authentic information. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide users with unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature helps them make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in helping borrowers secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MEMBERS TRUST OF THE SOUTHWEST FEDERAL CREDIT UNION - Houston, TX