Members Plus Credit Union Winchester MA | Affordable Auto Loans & Top Checking

Introduction

Welcome to Members Plus, your trusted credit union located at 63 Shore Rd, Winchester, MA 01890. Since our establishment in 1940, we have been dedicated to serving our community with a personal touch and a commitment to financial well-being. With over 13,800 members and total assets reaching an impressive $325,658,438, we pride ourselves on providing tailored financial solutions that meet the unique needs of individuals and families. At Members Plus, we understand that every member's journey is different. That's why we offer a range of services including personal banking, auto loans, mortgage options, and business banking. Our members benefit from a robust portfolio of over 6,343 loans and leases, along with total deposits of $20,405,595. This solid foundation allows us to support your financial goals whether it's buying your first car or expanding your business. While you can visit us at our branch for personalized service, please note that official correspondence should be sent to our mailing address: 29 High St, Medford, MA 02155-3801. Our friendly team of 50 employees, led by CEO John Murphy and Board President Craig Pinkham, is here to assist you Monday through Thursday. Feel free to reach out via phone at 781-729-0668. As part of our mission to foster community growth and financial literacy, we invite you to explore all that Members Plus has to offer. Check out our website at memberspluscu.org for more information or stop by our branch today! Your journey towards financial empowerment starts here.

Branch History & Mission

At Members Plus, located in the heart of Winchester, MA, we take pride in our rich history and commitment to serving our community. Since opening our doors in 1940, we have grown from a small financial institution into a trusted partner for over 13,800 members. Our journey has been marked by milestones that reflect our dedication to providing exceptional service and support. Our branch is situated at 63 Shore Rd, Winchester, MA 01890, a location easily accessible for all members of the community. While you can visit us at this address for your banking needs, official correspondence should be sent to our mailing address: 29 High St, Medford, MA 02155-3801. Over the years, Members Plus has expanded its offerings and enhanced its services to meet the evolving needs of our members. With total assets amounting to an impressive $325,658,438, we strive to ensure that every member feels valued and supported. Our mission is clear: to provide comprehensive financial services while fostering a strong sense of community. We believe that banking should not just be about numbers; it's about building relationships and empowering individuals to achieve their financial goals. Our operating hours are designed with your convenience in mind: Monday from 12:30 PM to 5 PM and Tuesday and Thursday from 9 AM to 4 PM. Although we currently do not offer ATM or drive-thru services, we are committed to providing a welcoming atmosphere within our branch where members can discuss their needs directly with our knowledgeable staff. In addition to traditional banking services like checking and savings accounts, auto loans, mortgage refinancing, and personal loans, we embrace technology through online and mobile banking options. This allows us to serve you better while ensuring accessibility for all members. At Members Plus, community outreach is at the core of what we do. We actively seek partnerships that help uplift those around us and invest back into the neighborhoods we serve. This commitment strengthens our bonds with local organizations and fosters a spirit of cooperation and mutual support. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of a credit union that truly cares about your financial well-being. Together, let's build a brighter future. For more information on becoming a member or exploring our services further, visit us at Members Plus or call us at 781-729-0668 today!

Branch Location & Accessibility

Accessibility Features

At Members Plus, we understand the importance of accessibility. Our branch is equipped with features that ensure everyone can visit us comfortably. There are ample parking spaces available, including accessible parking for those who need it. Ramps and clear pathways make entering our building straightforward for all members.

Connect with Us

Have questions? Want to learn more about what we offer? Don't hesitate to reach out! You can call us at 781-729-0668. Our dedicated staff is eager to assist you and help you navigate all your banking needs. We look forward to seeing you soon at Members Plus!

Operating Hours

We invite you to stop by during our welcoming hours. On Mondays, we're open from 12:30 PM to 5 PM, while Tuesdays and Thursdays offer extended hours from 9 AM to 4 PM. We want to accommodate your schedule, so you can visit us when it's most convenient for you.

Services Offered

Members Plus provides a variety of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Although we currently do not have ATM services or drive-thru banking at this location, our team is ready to assist you inside with all your financial inquiries. While our main address is at 63 Shore Rd, official correspondence should be sent to our mailing address at 29 High St, Medford, MA 02155-3801.

Member Eligibility

At Members Plus, we believe that joining our community should feel welcoming and straightforward. Becoming a member is easy, especially if you live, work, or go to school in the areas we serve. We're proud to offer membership to individuals who meet these simple criteria, ensuring everyone has the chance to benefit from our personalized financial services. Plus, as a member of Members Plus, you gain access to exclusive products and services designed with your needs in mind, including competitive rates on loans and savings accounts. If you're interested in becoming part of our family, just visit us at our branch located at 63 Shore Rd Winchester Ma 01890 or give us a call at (781) 729-0668 for more details. For the most up-to-date eligibility information, check out our website at http://memberspluscu.org/apply/membership/. We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing. Imagine seamlessly accepting payments from customers while managing your finances all in one place. This means you can focus on what matters most growing your business. Visit us at 63 Shore Rd Winchester Ma 01890 in Winchester, MA, or give us a call at (781) 729-0668 to learn more about how our business banking and commercial services can empower your enterprise!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATM facilities at our branch location, rest assured that cash withdrawal services are available through various partner networks nearby. At Members Plus, we pride ourselves on being more than just a financial institution; we're a partner in helping you achieve your financial dreams. For any questions or assistance regarding our services, feel free to reach out by calling us at 781-729-0668. Ready to take the next step? Visit us or check out our website at memberspluscu.org for more information on how we can serve you!

Auto Loans & Vehicle Financing

Are you dreaming of a new car? Our auto loans and vehicle financing solutions offer competitive rates and flexible terms. With the right loan from Members Plus, driving off in your dream vehicle can be easier than you think.

Business Banking

For local business owners, we offer comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, Members Plus is here to support your growth.

Credit Cards with Rewards

Shopping for everyday items? With our credit cards offering rewards, you can earn points on purchases that matter most to you. It's not just about spending; it's about rewarding yourself along the way!

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your current mortgage, we provide personalized mortgage solutions designed to fit your financial situation. Our knowledgeable staff will guide you through the entire process, ensuring you have all the information needed to make informed decisions.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Manage your accounts from anywhere with ease transfer funds, pay bills, and even deposit checks right from your smartphone.

Personal Banking

Our personal banking options include checking and savings accounts that help you manage your day-to-day expenses while saving for future goals. Whether you're looking to open your first account or need a new one for better budgeting, our team is here to assist you every step of the way.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. They can help cover anything from home repairs to medical bills. Additionally, if you're juggling multiple debts, our debt consolidation options might be just what you need to simplify your payments.

Digital & Online Banking

Key Services

Our online banking platform provides 24/7 access to your accounts. You can check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it easy to send money directly from your account without the hassle of cash or checks. For those who prefer mobile banking, our user-friendly mobile application is available for download, allowing you to handle your finances on the go. Whether you're making mobile payments or checking your e-statements, everything is right at your fingertips.

Security and Ease of Use

We prioritize your safety with features like electronic signature authorization, ensuring that your transactions are secure and protected. And if you ever need statements, our e-statements option allows you to access them digitally saving you time and paper. At Members Plus, we strive to provide accessible and easy-to-use services that empower you to take control of your financial life. Embrace the future of banking with us!

Financial Strength

At Members Plus, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in the institution holding your savings and providing your loans. That's why we are proud to share our strong financial position with you. With a net worth of $39,958,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $64,380,362 in share certificates and $27,119,853 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $29,018,248 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $951 in used auto loans and $188,277,740 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $-$474,704, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments totaling $845,015, along with a robust member base demonstrated by our total share accounts of 27,852, it's clear that trust is built into everything we do at Members Plus. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Plus is your trusted partner. Visit us at 63 Shore Rd Winchester Ma 01890 or call (781) 729-0668 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $9,563,599 in new vehicle loans and $13,951,161 in used vehicle loans, helping members get on the road with confidence. Our auto loan options include flexible terms and competitive interest rates to fit your budget.

Credit Lines

For those who prefer flexibility in borrowing, we also offer credit lines totaling $115,947,474. This allows you to borrow as needed while only paying interest on what you use. If you're interested in any of our loan products or need more information about eligibility and refinancing options, don't hesitate to reach out! You can contact us at 781-729-0668 or visit us at 63 Shore Rd, Winchester MA 01890. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Members Plus help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and straightforward. We offer Junior Lien 1-4 Family Residential Properties loans totaling $29,188,949, which can help you secure the perfect place to call home. If you're considering refinancing your existing mortgage or want to explore eligibility options, we are here to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We provide flexible terms on these loans, with a total of $2,199,373 already assisting members in effectively managing their finances. This option is ideal for those who need quick access to funds without collateral.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: All loan offers come from legitimate financial institutions. This sourcing ensures that users receive accurate information without hidden agendas. - No Sponsored Listings: Unlike many platforms, LendMesh does not prioritize lenders based on paid promotions. The focus remains solely on providing unbiased results to users seeking the best rates. - Real-Time Rate Comparisons: The platform updates loan rates continuously, allowing users to see the most current offers across multiple institutions. This feature helps users make timely and informed decisions regarding their loans. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective and reliable the tool is for everyday borrowers.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for every user. By relying on verified institutions, LendMesh guarantees that the loan options presented are not only legitimate but also competitive.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MEMBERS PLUS CREDIT UNION - Winchester, MA

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