Members Plus Credit Union Plymouth MA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Members Plus at 53 Commerce Way, Plymouth, MA 02360! Since our establishment in 1940, we have proudly served our community with a commitment to providing exceptional financial services and support. With a total membership of 13,808 individuals, we are dedicated to helping you achieve your financial goals, whether it's through personal banking solutions or business services. As a trusted credit union with total assets of $325,658,438, we offer a wide range of services tailored to meet your needs. Our offerings include checking and savings accounts, auto loans, mortgage financing, personal loans, and more. We understand the importance of reliable banking services and strive to ensure that every member feels valued and supported. Led by our CEO John Murphy and Board President Craig Pinkham, our team of 50 employees is here to assist you every step of the way. Our commitment goes beyond numbers; we take pride in being an integral part of the Plymouth community. We believe in fostering relationships built on trust and transparency. While you can always reach us at 53 Commerce Way, please note that any official correspondence should be sent to our mailing address: 53 COMMERCE WAY, PLYMOUTH, MA 2360. We invite you to visit us or give us a call at 508-503-6129. Discover how Members Plus can help you navigate your financial journey with confidence! For more information about our products and services, feel free to check out our website at http://memberspluscu.org . We look forward to serving you!

Branch History & Mission

Community Engagement

Community engagement is at the core of what we do. We actively participate in local events and initiatives aimed at supporting education, health, and economic development within Plymouth and surrounding areas. By partnering with local organizations and schools, we aim to uplift everyone around us. In addition to our community outreach efforts, we offer shared service centers for even greater convenience making it easier for members of partner credit unions to access essential services right here at Members Plus.

Join Us Today!

If you're looking for a financial institution that truly cares about its members and their community, look no further than Members Plus! Come visit us at 53 Commerce Way in Plymouth or give us a call at 508-503-6129. We invite you to be part of our family where your financial goals matter most. Let's work together towards a brighter future!

Our Legacy

Since our inception, Members Plus has been dedicated to serving the needs of our community. We started with a mission to provide affordable financial services and support local families and businesses. Throughout the decades, we have celebrated many milestones, including achieving total assets of over $325 million. This growth reflects not just our success but also the trust placed in us by our members. As we've grown, so too have our offerings. Today, we provide a wide range of services including personal banking, auto loans, mortgages, business banking solutions, and more all designed with your financial well-being in mind.

Our Mission

At Members Plus, our mission is straightforward: we strive to empower every member through personalized financial solutions while fostering a sense of community. We believe that when you succeed financially, we all succeed together. That's why we focus on building relationships not just transactions. We are committed to being accessible and helpful. Our branch operates Monday through Saturday with convenient hours designed to fit your busy schedule. If you need assistance outside these hours, our online and mobile banking services ensure you can manage your finances anytime.

Branch Location & Accessibility

Welcome to Members Plus, conveniently located at 53 Commerce Way in Plymouth, MA. Our branch is nestled in a vibrant area, close to popular landmarks that make it easy for you to find us. Whether you're shopping nearby or just passing through, we're here to provide you with exceptional service and support for all your banking needs. At Members Plus, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spots to ensure everyone can visit us comfortably. If you're in a hurry, take advantage of our drive-thru banking service, where you can complete basic transactions without leaving your vehicle. For those who prefer cash access, our ATM is available on-site for quick withdrawals and balance checks. Our lobby hours are designed to fit your busy schedule: we're open from 9 AM to 4 PM Monday through Wednesday, 9 AM to 5 PM Thursday and Friday, and on Saturday from 9 AM to 1 PM. If you need assistance outside these hours, feel free to call us at 508-503-6129. We're always ready to help! While you can reach us at our physical address, please note that any official correspondence should be sent to the same address: 53 Commerce Way, Plymouth, MA 02360. Whether you're looking to open an account or explore our range of personal and business banking services including auto loans, mortgages, and credit cards with rewards Members Plus is here for you every step of the way. We invite you to visit our branch today or check out our website at memberspluscu.org for more information. We look forward to welcoming you!

Member Eligibility

At Members Plus, we believe that everyone deserves a chance to thrive in a supportive community. Joining us as a member is a simple and rewarding process! If you live, work, or worship in Plymouth or the surrounding areas, you're already eligible to become part of our family. We welcome individuals from all walks of life, making it easy for you to access our range of financial services tailored just for you. From checking accounts to auto loans and personal financing options, our offerings are designed with your needs in mind. To get started on your journey with us, simply visit our membership eligibility page at http://memberspluscu.org/apply/membership/ for more details. If you're ready to open an account, you can find all the necessary information on how to do so by checking out https://www.memberspluscu.org/lending/#outline-panel-1 . If you have any questions or need assistance, don't hesitate to reach out at (508) 503-6129. We can't wait to welcome you into the Members Plus community at 53 Commerce Way Plymouth Ma 02360!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. This means more opportunities for local entrepreneurs to enhance their operations and impact the community positively. If you're not a member yet, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions designed to meet diverse business needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can make a big difference. Imagine simplifying payment processes for your customers while ensuring you get paid quickly and securely. Our merchant services are designed for ease of use and efficiency, allowing you to focus on what matters most running your business. Visit us at 53 Commerce Way Plymouth Ma 02360 in Plymouth, MA or call us at (508) 503-6129 to learn how we can assist your business journey today!

Comprehensive List Of Services

Convenient Access Points

Convenience is key in today's fast-paced world. Our branch features an ATM for cash withdrawal services, as well as a drive-thru service for quick deposits and withdrawals without leaving your vehicle. Additionally, our partnership with other credit unions allows for basic shared branch transactions, making it even easier for members of partner institutions to access their funds while visiting us.

Financing Your Dreams

Thinking about buying a new car? Our auto loans and vehicle financing options are designed with competitive rates that can fit any budget. If homeownership is on your mind, we offer various mortgage loans and refinancing opportunities that can help make your dream home a reality. Need some extra cash? Our personal loans can assist with debt consolidation or any unexpected expenses you might face.

Personal Banking Made Easy

Whether you're opening your first checking account or looking for a savings solution, our personal banking services have you covered. With options for checking and savings accounts, you can manage your money easily and effectively. Imagine being able to access your funds anytime through our online and mobile banking services perfect for busy individuals who need quick and easy access to their accounts.

Rewards That Benefit You

At Members Plus, we understand the importance of rewarding loyalty. That's why we provide credit cards with rewards that allow you to earn points or cashback on everyday purchases. This way, every dollar spent gets you closer to exciting rewards.

Stay Connected Anytime, Anywhere

With digital tools like our mobile application and online banking, managing your finances has never been simpler. You can make transfers, check balances, or even pay bills right from the comfort of your home or on the go. If you're ready to explore all the services that Members Plus offers or if you have any questions, don't hesitate to reach out! Give us a call at 508-503-6129 or visit us online at memberspluscu.org. Join us today and experience the difference of personalized banking!

Support for Local Businesses

We believe in supporting our local economy through robust business banking solutions. From merchant services that streamline payment processing to flexible business loans, we are here to help local entrepreneurs thrive.

Digital & Online Banking

Embrace Modern Banking Solutions

For those who prefer mobile payments, Members Plus provides seamless integration with popular payment systems. This means you can make purchases directly from your smartphone, adding another layer of convenience to your banking experience. At Members Plus, we understand that modern life demands easy access to financial services without sacrificing security. Our comprehensive digital banking solutions are designed to empower you in managing your money effectively while giving you peace of mind. Experience the future of banking today!

Key Services for Your Convenience

With 24/7 online banking services, you have the flexibility to check your balance, pay bills, and transfer funds without the need to visit a branch. If you're looking to send money quickly, our person-to-person transfer feature makes it simple to send cash to friends or family instantly. Plus, enjoy the benefits of electronic statements available at your fingertips, making it easier than ever to keep track of your finances.

Secure and Easy Access

Your security is our top priority. We offer electronic signature authorization for secure transactions, ensuring that your personal information remains protected while you manage your accounts. You can also take advantage of our mobile application, which allows you to bank on the go whether you're commuting or enjoying time out with friends.

Financial Strength

Commitment to Member Success

With $29,018,248 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $188,277,740 in total loans and leases, including 951 used auto loans. Our operational efficiency is reflected in our net income of -$5,826,336, which shows that while we've faced challenges recently, we're committed to improving our offerings and ensuring long-term sustainability for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Plus is your trusted partner. Visit us at 53 Commerce Way Plymouth Ma 02360 or call 508-503-6129 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 46 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With a total of 27,852 share accounts, it's clear that more members are choosing us as their trusted financial partner.

Secure Savings Options

Members' savings are secured through $64,380,362 in share certificates and $27,119,853 in money market shares, offering stable and rewarding financial growth opportunities. This strong backing allows us to focus our resources on benefiting you through better loan rates and exclusive perks.

Solid Financial Foundation

With a net worth of $39,958,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

We also provide personal loans for debt consolidation and other needs that may arise in life. With total credit lines amounting to $115,947,474, our members have access to funds when they need them most. For business owners looking for growth opportunities, although we currently do not have outstanding commercial loans available, our focus remains on offering robust lending solutions tailored to individual needs. If you're interested in exploring any of these loan options or would like more information about eligibility requirements and refinancing possibilities, don't hesitate to reach out! You can contact us at (508) 503-6129 during our lobby hours: Monday-Wednesday from 9 AM to 4 PM; Thursday-Friday from 9 AM to 5 PM; and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Members Plus, we are here to help you navigate your financial future with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,951,161 in used vehicle loans and $9,563,599 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you find the right fit for your budget and lifestyle.

Credit Card Loans

Managing daily expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $2,199,373 in loans helping members manage their finances effectively. Our credit card products come with various benefits and rewards designed to enhance your spending power while keeping costs manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,188,949, make buying or refinancing simple. We work closely with you to understand your needs and guide you through the mortgage process. Refinancing options are also available if you want to take advantage of lower interest rates or adjust your loan terms.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment guarantees that users receive fair and transparent offers tailored to their needs. By relying on verified financial institutions, LendMesh fosters a trustworthy environment for loan seekers.

Benefits of Using LendMesh

LendMesh provides several key advantages for those looking to compare loans: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best available options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions regarding their financial futures. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the platform's effectiveness in helping borrowers secure better rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MEMBERS PLUS CREDIT UNION