Members Plus Credit Union Medford MA | Affordable Auto Loans & Rewards Credit Cards

Introduction

Welcome to Members Plus, your trusted financial partner located at 29 High St, Medford, MA 02155. Since our establishment in 1940, we have proudly served our community with a commitment to providing exceptional banking solutions tailored to meet the needs of our 13,808 members. At Members Plus, we believe that every member deserves personalized service and access to a range of financial products designed to empower their financial journey. With total assets exceeding $325 million, we are equipped to support a variety of financial goals. Our membership benefits from a robust deposit base of $20,405,595 and can take advantage of over 6,343 loans and leases. We understand the importance of financial stability, which is why we maintain a net worth of $39,958,930, ensuring that your money is safe and sound with us. Our team of dedicated professionals, led by CEO John Murphy and Board President Craig Pinkham, is here to guide you through all your banking needs. Whether you're interested in personal banking options like checking and savings accounts or looking for financing solutions such as auto loans or mortgages, we've got you covered. And if you need assistance on the go, our online and mobile banking services make managing your finances easy and convenient. While members can visit us at our branch location, official correspondence should be directed to our mailing address: 29 High St, Medford, MA 02155-3801. At Members Plus, we are more than just a credit union; we are a community-focused institution committed to making a positive impact in the lives of our members. If you're ready to experience exceptional service and competitive rates, feel free to reach out by calling us at 781-905-1500 or visit our website at memberspluscu.org. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of technology in providing seamless service. That's why we offer online banking options along with mobile payment capabilities. Our commitment extends beyond traditional banking; we're dedicated to creating an inclusive environment that adheres to ADA compliance standards.

Join Us

As we look ahead, Members Plus remains focused on delivering exceptional service that meets the evolving needs of our community. We invite you to join us and experience all that we have to offer. Whether you're looking for personal banking solutions or want to explore business opportunities with us, we're here for you every step of the way. For any inquiries or assistance, feel free to reach out at 781-905-1500 during our operating hours: Monday through Friday from 8:30 AM - 4 PM; Thursday until 6 PM; and Saturday from 8:30 AM - 12 PM. Join Members Plus today and become part of a supportive community dedicated not just to your financial growth but also the enrichment of Medford as a whole!

Our Mission

At Members Plus, our mission is clear: We aim to empower our members with the financial tools they need to succeed while maintaining a commitment to community support. We offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. We believe that sound financial decisions lead to brighter futures for individuals and families alike. While you can visit us at our main branch address at 29 High St, official correspondence should be sent to 29 High St, Medford, MA 02155-3801 if different.

Our Story

Members Plus began with a simple mission: to provide accessible financial services to everyone in our community. Since opening our doors, we have continually evolved to meet the changing needs of our members. Our journey has been marked by significant milestones, including expanding our services and introducing digital banking solutions to ensure convenience for all. We take pride in being more than just a credit union; we are part of the Medford fabric. Our partnerships with local organizations and schools enable us to support various community outreach programs. From financial literacy workshops to sponsorships of local events, we strive to give back and strengthen the bonds that unite us.

Branch Location & Accessibility

Welcome to Members Plus, your friendly neighborhood credit union located at 29 High St in Medford, MA! Our branch is ideally situated for easy access, whether you're coming from the heart of the city or the surrounding areas. Just a short walk from popular spots like the Medford Public Library and the bustling shops on Main Street, we're here to serve you with convenience and care. While our main location is at 29 High St, you can also reach us through official correspondence at the same address. This makes it easy to keep all your banking needs in one place. When you visit, you'll find ample parking available, ensuring that your trip is hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to make banking comfortable for everyone. We know that your time is valuable! That's why we offer flexible operating hours: Monday through Friday from 8:30 AM to 4 PM, with extended hours on Thursday until 6 PM and Saturday mornings from 8:30 AM to 12 PM. Whether you're stopping by during your lunch break or on a Saturday morning errand run, we're here when you need us. At Members Plus, we pride ourselves on providing a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and even business banking solutions we've got you covered! Plus, we have an ATM available for quick cash withdrawals and balance checks whenever you need them. If you're part of a partner credit union, our shared service center allows you to perform basic transactions like deposits and withdrawals seamlessly. Ready to experience convenient banking? Don't hesitate to give us a call at 781-905-1500 or come by our branch today. We look forward to welcoming you into our Members Plus family!

Member Eligibility

At Members Plus, we believe that everyone deserves a chance to be part of a caring community that puts your financial needs first. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We're here to support you with a range of services designed to help you achieve your financial goals, from personal banking to loans and credit cards. You can easily check all the specific eligibility criteria by visiting http://memberspluscu.org/apply/membership/. Once you've confirmed your eligibility, opening an account is just as straightforward. Our friendly team is ready to assist you every step of the way, ensuring that your experience is smooth and enjoyable. For more details on how to get started, take a look at our account opening information here: https://www.memberspluscu.org/lending/#outline-panel-1. If you have any questions or need assistance, don't hesitate to reach out at (781) 905-1500. Join us today at 29 High St Medford Ma 02155 and discover the benefits of being part of Members Plus!

Business Banking & Commercial Services

Merchant Services That Work

Imagine having a partner that streamlines your payment processes, allowing you to focus on what matters most your customers. Our merchant services do just that! From accepting card payments to managing transactions efficiently, we help you create a smooth shopping experience for your clients. This means faster payments and happier customers, which is essential for any thriving business. Located at 29 High St Medford Ma 02155 in Medford, MA, our dedicated team is ready to assist you from Monday to Saturday. Call us at (781) 905-1500 or visit our website at Mpcu-main to learn more about how we can help your business grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we offer $0 in non-member commercial loans, providing flexible financing solutions to the broader business community. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also have you covered with essential services such as ATM access for quick cash withdrawals and balance checks. If you're a member of a partner credit union, our branch supports basic shared transactions like deposits and withdrawals, making it easier for you to manage your finances without hassle. Whether you're visiting us in person or utilizing our digital platforms, Members Plus is here to support all your financial needs. If you have any questions or need assistance with any of our services, feel free to call us at 781-905-1500 or visit us during our operating hours: Monday through Friday from 8:30 AM to 4 PM, Thursday until 6 PM, and Saturday from 8:30 AM to 12 PM. Let Members Plus be your trusted partner in achieving financial well-being! Explore all the ways we can assist you by visiting our website at Members Plus. We look forward to serving you!

Business Banking Services

For small business owners, Members Plus offers essential support through our business banking services. From merchant services that simplify payment processing to business loans that fuel growth, we are here to assist you every step of the way. You can focus on running your business while we handle the banking.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Members Plus provides robust online and mobile banking features that allow you to manage your accounts anytime and anywhere. With capabilities like mobile payments and person-to-person transfers, accessing your funds has never been simpler.

Personal Banking Solutions

Imagine a place where managing your finances is not only easy but also empowering. At Members Plus, we offer various personal banking options that include checking and savings accounts designed to help you reach your financial goals. Need a new car? Our auto loans and vehicle financing services make purchasing your dream vehicle stress-free and affordable. For those looking to buy a home or refinance their existing mortgage, our mortgage loans and refinancing options provide competitive rates and flexible terms. If you're facing unexpected expenses or need to consolidate debt, our personal loans can assist in easing your financial burden. And don't forget about our credit cards with rewards perfect for those who want to earn benefits on their everyday purchases!

Digital & Online Banking

Key Services

Our online banking platform is accessible 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can start exploring these features by visiting us at https://www.memberspluscu.org/. If you're always on the go, our mobile application makes banking even easier. You can handle most of your banking tasks right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with mobile payments available, paying for goods and services is just a tap away.

Security and User-Friendliness

We take your security seriously. With electronic signature authorization, signing documents online is both safe and convenient no more printing out forms or visiting the branch. Also, by opting for e-statements, you'll not only stay organized but also help reduce paper waste. At Members Plus, we believe in making banking easy for everyone. Whether you're checking an account balance or making a payment while waiting in line at the grocery store, our user-friendly services ensure that you can do it all without hassle. Experience the freedom of managing your finances on your terms with our robust digital banking tools. Your financial journey starts with us!

Financial Strength

At Members Plus, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing a safe and secure banking environment is reflected in our robust financial health, ensuring you can trust us with your financial needs. With a net worth of $39,958,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation ensures that we are well-positioned to support you, no matter what your financial goals may be. Our net worth ratio of 12.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This stability is crucial as it allows us to adapt and respond effectively to the needs of our members. Members' savings are secured through $64,380,362 in share certificates and $27,119,853 in money market shares, offering stable and rewarding financial growth opportunities. Your deposits are not only protected but also work for you in generating returns. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach allows us to keep our members' interests at the forefront of everything we do. With $29,018,248 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. These earnings reflect our commitment to continuous improvement and member satisfaction. We take pride in having 46 full-time employees and 4 part-time employees dedicated to serving you. Our knowledgeable team is always ready to assist you with your banking needs. Our lending capacity supports members' financial goals across various sectors with $951 in used auto loans and $188,277,740 in total loans and leases. Whether you're looking for an auto loan or need assistance with other financing options, we're here for you. Our operational efficiency is evident in our $-$474,704, which enables us to continue offering competitive loan rates and solid financial products for our members. We believe that a financially strong credit union translates into better service for you. Total Share Accounts: 27,852, showing a strong and growing member base that trusts us with their finances. Your trust is invaluable to us, and we're committed to earning it every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Plus is your trusted partner. Visit us at 29 High St Medford Ma 02155 or call (781) 905-1500 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Services

We also recognize the unique needs of business owners with our range of financial solutions. While we currently do not have outstanding commercial loans available at this time, our commitment to serving our community remains strong. If you're interested in refinancing or exploring eligibility options for any of these products, don't hesitate to reach out. Our team is here to help you navigate through the different choices available. For more information about our loan offerings or to start your application process today, visit us at 29 High St Medford Ma 02155, call us at 781-905-1500, or check out our website at Members Plus. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,951,161 in used vehicle loans and $9,563,599 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, ensuring you can find a financing solution that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,188,949, make buying or refinancing simple. We guide you through every step of the process to ensure you feel confident and informed as you invest in your future.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. With a total of $2,199,373 in loans available, we offer flexible terms that help our members keep their finances on track. This option provides peace of mind knowing you have access to funds when unexpected expenses arise.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come exclusively from legitimate financial institutions, enhancing trustworthiness. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its primary goal is to deliver unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, enabling them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in assisting individuals in securing better loan options. If you're looking for a reliable way to compare loans, visit LendMesh today and explore real-time loan offers tailored to your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data only from reputable financial institutions ensures that users receive fair and transparent offers. By maintaining strict adherence to these standards, LendMesh guarantees that all displayed loan options are both accurate and trustworthy.

MEMBERS PLUS CREDIT UNION - Medford, MA

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Loan rates in Medford, MA (02155)

Introduction

Branch History & Mission

Commitment to Innovation

Join Us

Our Mission

Our Story

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work

Tailored Loan Options

Comprehensive List Of Services

Additional Services

Business Banking Services

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Key Services

Security and User-Friendliness

Financial Strength

Loan Offering

Additional Services

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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