Members Plus Credit Union Everett MA | Affordable Auto Loans & Business Banking

Introduction

At Members Plus in Everett, MA, we pride ourselves on being more than just a financial institution; we are a trusted partner in our community. Established in 1940, we have grown to serve over 13,808 members and manage assets totaling an impressive $325,658,438. Whether you're looking for personal banking solutions, auto loans, or business services, our dedicated team is here to help you achieve your financial goals. You can find us conveniently located at 650 Broadway, Everett, MA 02149. While members can visit us at this address, official correspondence should be sent to the same location for consistency. Our friendly staff, led by CEO John Murphy and Board President Craig Pinkham, is committed to providing personalized service that meets your unique needs. With a robust total deposit amount of $20,405,595 and net worth reaching $39,958,930, Members Plus has the stability and resources to support our members effectively. We understand that trust is built through transparency, which is why we emphasize our strong financial health alongside our dedication to community impact. Our team of 50 employees is always ready to assist you during our operating hours: Monday through Wednesday from 8:30 AM to 4:00 PM; Thursday from 8:30 AM to 6:00 PM; Friday from 8:30 AM to 5:00 PM; and Saturday from 9:00 AM to 12:00 PM. If you have any questions or need assistance, don't hesitate to call us at 617-389-9000 or visit our website at memberspluscu.org for more information. Join us at Members Plus and experience the difference that comes with being part of a credit union that truly values its members. We look forward to helping you on your financial journey!

Branch History & Mission

Join Us

We invite you to experience the Members Plus difference. Join us today as we continue our journey of serving the Everett community with dedication and integrity. Together, we can build a brighter financial future for you and your family. Visit us online at Members Plus or stop by our branch we're here for you!

Our Journey

From our humble beginnings in 1940, Members Plus was founded on the principle of serving our community with affordable financial solutions. Over the years, we have seen tremendous growth and have adapted to meet the needs of our members. Our drive-thru banking service and ATM availability ensure that convenience is always at your fingertips. We have also embraced technology with online banking services, mobile payments, and e-statements to offer flexible banking options that fit into your busy lifestyle. Our branch is not just about transactions; it's about relationships. We focus on providing personalized service to each member who walks through our doors. Our dedicated team of employees is here to assist you with everything from personal banking solutions to business loans. We are proud of our strong community ties and regularly engage in outreach efforts to support local initiatives.

Our Mission

The mission of Members Plus is simple yet impactful: to empower individuals and families by providing access to essential financial services while fostering community growth. We believe that everyone deserves a chance for financial success, which is why we offer a range of products including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. While members can visit us at 650 Broadway Everett Ma 02149, official correspondence should be sent to 650 Broadway, Everett, MA 2149. We also encourage you to reach out with any questions or concerns at our phone number: (617) 389-9000. In addition to our financial services, we are committed to being accessible. Whether you prefer visiting us during lobby hours or using our drive-thru services, we aim to meet your needs efficiently. Our operating hours are designed for your convenience: Monday through Wednesday from 8:30 AM to 4:00 PM; Thursday until 6:00 PM; Friday until 5:00 PM; and Saturday from 9:00 AM to 12:00 PM.

Branch Location & Accessibility

A Range of Services to Meet Your Needs

Members Plus is dedicated to providing a variety of services tailored to fit your financial goals. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of online and mobile banking options for those who prefer managing their finances digitally.

Come Visit Us!

Whether you're already a member or looking to join our community-focused credit union, we invite you to visit us at our Everett branch. Feel free to give us a call at 617-389-9000 if you have any questions or need assistance before stopping by. We look forward to serving you soon!

Convenient Access and Amenities

At our Everett branch, we prioritize accessibility for all our members. The location offers ample parking and features compliant with ADA standards, ensuring everyone can access our services comfortably. If you prefer to bank from your car, we also provide drive-thru banking for quick deposits and withdrawals. Additionally, you'll find an ATM on-site for your convenience, allowing you to access cash whenever you need it. While members can visit us at 650 Broadway, official correspondence should be sent to the same address: 650 Broadway, Everett, MA 2149.

Operating Hours Designed for You

We understand that life can be busy. That's why our operating hours are designed to accommodate your schedule! Our lobby is open Monday through Wednesday from 8:30 AM to 4:00 PM, Thursday until 6:00 PM, and Friday until 5:00 PM. We even welcome you on Saturday mornings from 9:00 AM to 12:00 PM. Whether you need assistance with personal banking, auto loans, or other financial services, we're here for you during these convenient times.

Member Eligibility

At Members Plus, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to many! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We are here to support your financial journey, offering personalized services that cater to your needs. For a full breakdown of who can become a member, feel free to check out our detailed eligibility criteria at http://memberspluscu.org/apply/membership/. Joining is just the beginning of the benefits you'll enjoy at Members Plus. From competitive rates on loans and savings accounts to friendly customer service that truly cares about your financial well-being, we're excited to have you as part of our family. When you're ready to take the next step, opening an account is easy! You can find all the information you need at https://www.memberspluscu.org/lending/#outline-panel-1 or simply give us a call at (617) 389-9000. We're looking forward to welcoming you into our community located at 650 Broadway Everett Ma 02149!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to invest in new equipment, hire additional staff, or even open a new location all with the right financing in place. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are always ready to assist you when the time is right.

Merchant Services

Additionally, our merchant services make it easy for businesses to accept payments efficiently. Picture this: your customers can pay using their preferred methods, enhancing their shopping experience while boosting your sales. This means more satisfied customers and a healthier bottom line for you. Located at 650 Broadway Everett Ma 02149 in Everett, MA, our dedicated team is here to guide you every step of the way. Reach out at (617) 389-9000 to learn more about how we can support your business's journey toward success!

Comprehensive List Of Services

Business Banking Services

For local businesses, Members Plus offers Business Banking solutions that include essential Merchant Services and Business Loans. We understand that running a business is challenging, and we're committed to providing tools that can help streamline your operations and support your growth.

Digital Banking Made Easy

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even pay bills from the palm of your hand. Our ATM services provide quick access for cash withdrawals, while our drive-thru banking allows for simple transactions without leaving your car.

Financial Flexibility

Life can be unpredictable, but our Personal Loans & Debt Consolidation options can give you the financial breathing room you need during tough times. Plus, don't forget about our Credit Cards with Rewards, allowing you to earn benefits while making everyday purchases.

Personal Banking Solutions

Our personal banking services are designed with you in mind. Start with our Checking & Savings Accounts, which provide easy access to your funds and help you save for your goals. If you're considering a new vehicle, our Auto Loans & Vehicle Financing can help you get behind the wheel with competitive rates and flexible terms. For those dreaming of home ownership, our Mortgage Loans & Refinancing options make it easier to find the right fit for your budget.

Shared Service Transactions

We also offer basic shared branch transactions for members of partner credit unions, which means you can make deposits and withdrawals even when you're away from home. At Members Plus in Everett, we strive to make banking as easy and accessible as possible. Our friendly staff is always ready to assist you with any questions or needs that may arise. If you're ready to take control of your finances or want more information about how we can assist you further, don't hesitate to reach out! Call us today at 617-389-9000, visit our website at memberspluscu.org, or come see us in person during our convenient hours: Monday through Wednesday from 8:30 AM to 4:00 PM; Thursday from 8:30 AM to 6:00 PM; Friday from 8:30 AM to 5:00 PM; and Saturday from 9:00 AM to 12:00 PM. Join us at Members Plus where your financial well-being is our priority!

Digital & Online Banking

Real-Time Management

With Members Plus, managing your finances is straightforward and accessible. You can view transactions in real-time and take control of your budgeting right from our app or online portal. Whether it's checking your account balance or setting up automatic payments, everything you need is easily accessible. Join us at Members Plus and discover how our digital banking services can simplify your financial life today!

Security and Convenience

Your security is a top priority for us. Our online banking features include electronic signature authorization, making it simple to approve transactions while keeping your information safe. You can also choose to receive e-statements, which not only helps reduce paper clutter but ensures that your financial documents are just a click away. Need to send money to friends or family? Our person-to-person transfer feature makes it easy to send funds instantly, no matter where they are. Plus, if you're on the go, our mobile payments feature allows you to make purchases directly from your smartphone convenient and fast!

Financial Strength

A Growing Community

Total Share Accounts stand at 27,852, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $845,015.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Plus is your trusted partner. Visit us at 650 Broadway Everett Ma 02149 or call (617) 389-9000 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $29,018,248 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $951 in used auto loans and $188,277,740 in total loans and leases, we support your financial goals across various sectors. Our $-$474,704 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings and Security

Members' savings are secured through $64,380,362 in share certificates and $27,119,853 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $39,958,930, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

In addition to these popular products, we provide personal loans and lines of credit to help you cover unexpected expenses or consolidate debt. With $115,947,474 available in total credit lines, our members have plenty of options to choose from. If you're considering refinancing any existing loans or want to explore eligibility options for our loan products, we encourage you to reach out. Our team is dedicated to assisting you in finding solutions that work for your unique financial situation. For more information about our loan offerings or how we can assist you further, please contact us at (617) 389-9000 or visit us at our branch located at 650 Broadway Everett Ma 02149 in Everett, MA. We're committed to helping you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,951,161 in used vehicle loans and $9,563,599 in new vehicle loans already helping members get on the road. Whether you're purchasing a new model or a reliable pre-owned vehicle, our flexible terms make it easier than ever.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,188,949, make buying or refinancing simple. We guide you through the process to ensure you find the right mortgage product that fits your budget and lifestyle.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $2,199,373 in loans helping members manage their finances effectively. Enjoy the benefits of having access to credit without needing collateral.

Loan Aggregator

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MEMBERS PLUS CREDIT UNION - Everett, MA

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