Members First Credit Union Baltimore MD | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Members First Of Maryland, your trusted partner in financial success located at 1631 Merritt Blvd, Baltimore, MD 21222. Since opening our doors in 1969, we have been dedicated to serving our community and ensuring that our members receive the best possible banking experience. With a proud membership of 2,494 individuals and total assets amounting to an impressive $22,732,847, we're not just a credit union; we are a family. At Members First, we understand the importance of accessible financial services. Our team of 9 dedicated employees is here to assist you with everything from checking and savings accounts to auto loans and mortgages. We've disbursed a total of 1,537 loans, helping our members achieve their dreams. With total deposits reaching $911,540 and a solid net worth of $997,536, you can trust that your money is safe with us. Our leadership team, including CEO Byron Lassiter and Board President Jerry Ernest, is committed to fostering a supportive environment for all members. Whether you need help navigating your finances or looking for innovative ways to save and invest, we're here for you every step of the way. While members can visit us at our branch location on Merritt Blvd, official correspondence should be sent to the same address. We invite you to explore our website at www.mfirstcu.org for more information about our services or give us a call at 410-633-8850 during our business hours from Monday to Friday, 9:00 AM to 4:30 PM. Join us today and discover how Members First Of Maryland can help you reach your financial goals!

Branch History & Mission

Community Commitment

We are proud of our partnerships with local organizations aimed at improving community welfare. Through outreach programs and educational workshops, we work diligently to connect resources with those who need them most. Additionally, we're committed to ensuring ADA compliance so all members can access our services comfortably. As we look ahead, we invite you to join us on this journey. Become a part of Members First Of Maryland today! Experience firsthand how we can assist you in achieving your financial goals while contributing positively to our community's growth. For more information about membership or to open an account online, please visit our website or call us at 410-633-8850. Together, let's build a brighter future!

Our Evolution

From our humble beginnings to becoming a trusted financial partner, our history is marked by a commitment to our members and their financial well-being. We have adapted to the changing needs of our community while maintaining the core values of trust and service. As we grew, so did our offerings from basic savings accounts to diverse loan products including auto loans and mortgages. Today, we proudly provide a range of services that includes personal banking, business solutions, online banking, and more.

Our Mission

At the heart of Members First Of Maryland lies a mission dedicated to empowering individuals through accessible financial services and fostering economic growth within our community. We believe in supporting not just our members but also local initiatives that uplift those around us. By offering affordable loans and competitive rates on savings accounts, we strive to enhance the financial literacy and overall quality of life for everyone we serve. While members can visit us at 1631 Merritt Blvd, official correspondence should be sent to 1631 Merritt Blvd, Baltimore, MD 21222. Our operating hours are Monday through Friday from 9:00 AM to 4:30 PM. Whether you prefer in-person interactions or utilizing our convenient ATM and drive-thru services both available on-site we're here to make banking easy.

Branch Location & Accessibility

Welcome to Members First Of Maryland, conveniently located at 1631 Merritt Blvd in the heart of Baltimore, MD. Our branch is designed with your needs in mind, ensuring easy access and a welcoming environment for all our members. Whether you're stopping by for a quick transaction or looking to discuss your financial goals, we're here to help. You'll find us nestled near notable landmarks such as the bustling shopping areas and local parks, making it easy to fit a visit into your day. We prioritize accessibility, featuring ADA-compliant facilities and ample parking options to make your experience comfortable and hassle-free. Our doors are open Monday through Friday from 9:00 AM to 4:30 PM, allowing you plenty of time to drop in during your busy week. If you prefer banking on the go, we also offer an ATM for convenient cash withdrawals and other transactions. Plus, our drive-thru service ensures that you can handle simple banking tasks without ever leaving your vehicle. For any official correspondence, please note that our mailing address is the same as our branch location: 1631 Merritt Blvd, Baltimore, MD 21222. Feel free to reach out to us at 410-633-8850 if you have questions or need assistance before your visit. We invite you to come by and discover how Members First Of Maryland can support your financial journey!

Member Eligibility

Welcome to the community at Members First Of Maryland! If you're looking to become a member, you'll be glad to know that joining us is simple and welcoming. We invite anyone who lives, works, or worships in our area to apply for membership. This means if you're part of our local community or connected through a family member, you're likely eligible. Becoming a member not only gives you access to a variety of financial services but also allows you to participate in a supportive network that prioritizes your financial well-being. To start your journey with us at Members First Of Maryland, just visit our website for more information on eligibility criteria at https://www.mfirstcu.org/about-us/membership/ . If you feel ready to open an account, check out the easy steps outlined at http://www.mfirstcu.org/member-services/online-account-access/ . We're here for you, so if you have any questions, don't hesitate to reach out at (410) 633-8850. We can't wait to welcome you into our growing family!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, our merchant services simplify daily operations. Picture this: you're processing payments from customers efficiently while having access to robust reporting tools that help track sales trends. This not only saves time but also allows you to focus on what matters most growing your business. Located at 1631 Merritt Blvd Baltimore Md 21222 in Baltimore, MD, we're here to partner with you on your journey toward success. Give us a call at (410) 633-8850 to learn how we can support your business today!

Comprehensive List Of Services

Business Banking Options

For small business owners, we offer comprehensive Business Banking solutions. This includes essential services like Merchant Services to help streamline transactions and facilitate growth through Business Loans designed specifically for your entrepreneurial needs.

Convenient Access Points

We also recognize the importance of accessibility. Our branch features an ATM & Cash Withdrawal Services, so you can easily access your funds whenever needed. For those who prefer face-to-face interactions but appreciate speed, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle. Additionally, we participate in shared branching transactions, enabling partner credit union members to perform basic deposits and withdrawals seamlessly. With these diverse offerings, we're here to support you every step of the way on your financial journey. If you're interested in learning more about how Members First Of Maryland can serve you better or if you'd like assistance with opening an account, please reach out to us at (410) 633-8850 or visit us online at http://www.mfirstcu.org/ . We look forward to helping you achieve your financial goals!

Digital Banking Features

In today's fast-paced world, having digital access to your accounts is crucial. At Members First Of Maryland, we proudly provide robust Online & Mobile Banking options, making it easier than ever for you to manage your finances on the go. Whether you want to check balances, pay bills, or transfer funds between accounts, you can do it all from the palm of your hand.

Personal Banking Solutions

We understand that every member has unique financial goals. That's why we offer a variety of Personal Banking services, including Checking & Savings Accounts designed to help you manage your money effectively. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options can get you on the road with competitive rates. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide flexible terms tailored to fit your budget. If you find yourself needing extra cash for unexpected expenses, our Personal Loans & Debt Consolidation services can assist in alleviating financial stress. Plus, enjoy the convenience of our Credit Cards with Rewards, which allow you to earn points on your everyday purchases.

Digital & Online Banking

Key Services Available

Explore all the features we have to enhance your banking experience by visiting us at http://www.mfirstcu.org/ . Our online banking lets you view account balances, transfer funds, and pay bills with just a few clicks. Plus, if you're looking to share money with friends or family, our person-to-person transfer service makes sending cash quick and easy.

Mobile Banking Made Easy

For those who prefer using their smartphones, our mobile application is available for download. This app gives you the flexibility to manage your accounts right from your pocket. Although we don't currently support mobile payments, our app allows you to check balances, review transactions, and even set up alerts for important account activity. In short, whether you're a tech-savvy user or new to online banking, Members First Of Maryland has got you covered. We're committed to providing a straightforward and secure banking experience that fits into your life seamlessly. Join us today and discover how easy banking can be!

Security and User-Friendliness

Your security is our top priority. While we currently do not offer electronic signature authorization for transactions, rest assured that all of your information is safeguarded through robust security measures. And if you're concerned about keeping track of your finances, we provide e-statements that make it easy to stay organized without the hassle of paper clutter.

Financial Strength

Commitment to Your Savings

Members' savings are secured through $213,904 in share certificates, offering stable and rewarding financial growth opportunities. While we prioritize our members over non-member interests, it's worth noting that we have $0 in non-member deposits to strengthen our offerings. This ensures our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

Total Share and Deposit Accounts: 3,727 show a strong and growing member base that trusts us with their finances. As we continue to grow, so does our commitment to providing you with the best possible service. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First Of Maryland is your trusted partner. Visit us at 1631 Merritt Blvd Baltimore Md 21222 or call (410) 633-8850 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Innovative Banking Tools

With $997,536 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $228 in used auto loans and $8,640,863 in total loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $997,536, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $439 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,543,958 in used vehicle loans and $226,277 in new vehicle loans already helping members get on the road. Whether you prefer new or used vehicles, we have options tailored just for you.

Credit Lines

Our total credit lines available amount to $1,200,000, providing additional flexibility for your borrowing needs. Whether it's covering unexpected expenses or making planned purchases, our credit lines are designed to support you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information about eligibility and refinancing options available at our branch located at 1631 Merritt Blvd Baltimore Md 21222, please don't hesitate to reach out. You can contact us at 410-633-8850 during our operating hours from Monday to Friday, 9:00 AM to 4:30 PM. We're here to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $31,479, making buying or refinancing simple. We believe everyone deserves a place to call home, and our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $800,490 in loans helping members manage their finances effectively. This option allows you the freedom to make purchases without tying up your savings.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are not only current but also fair and transparent. By working exclusively with credible institutions, LendMesh guarantees that users receive reliable information without any hidden agendas.

MEMBERS FIRST OF MARYLAND FEDERAL CREDIT UNION