Members First Credit Union Manchester NH | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Members First Credit Union Of N.H., where your financial well-being is our top priority. Located at 7 Salmon St, Manchester, NH 03104, we have been serving our community since 1949. With a rich history and a commitment to member service, we take pride in being a trusted partner in your financial journey. At Members First, we believe that everyone deserves access to quality financial services. Our current membership stands strong with over 13,000 members who benefit from our array of personalized banking solutions. With total assets exceeding $259 million and deposits amounting to $27,647,008, you can trust that your money is secure with us. Our dedicated team of 44 employees, led by CEO Courtney Fifield and Board President David Mara, works tirelessly to provide you with the services you need from checking and savings accounts to auto loans and mortgages. We have facilitated more than 5,312 loans, helping our members achieve their dreams while maintaining a net worth of $22,467,152. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 896, Manchester, NH 03105-0896. We invite you to explore the many ways we can support your financial goals. Whether you're looking for personal banking options or business services, we're here to help you every step of the way. Don't hesitate to reach out at 603-622-8781 or visit our website at www.membersfirstnh.org for more information. Join us in building a brighter financial future together!

Branch History & Mission

A Legacy of Growth and Service

Since opening our doors at 7 Salmon St, Manchester, NH 03104, we have grown alongside the community we serve. Our branch's evolution reflects both the changing needs of our members and advancements in financial services. As technology progressed, so did our offerings introducing online banking, mobile payments, and enhanced ATM services to ensure that banking is convenient and accessible for everyone. While members can visit us at our physical location, official correspondence should be sent to P.O. Box 896, Manchester, NH 03105-0896. With a commitment to accessibility, our branch includes a drive-thru service for those who prefer quick transactions without leaving their vehicles.

Join Us Today!

As we look towards the future, we invite you to become part of our growing family at Members First Credit Union Of N.H. Experience firsthand how we can help you reach your financial goals while being supported by a team that truly cares. Visit us during our operating hours Monday through Wednesday from 9:00 AM to 5:00 PM; Thursday from 9:00 AM to 6:00 PM; Friday from 8:00 AM to 5:00 PM; and Saturday from 9:00 AM to 12:00 PM or call us at 603-622-8781 for more information. Discover the difference of being a member-owned credit union where your needs come first!

Our Mission: Empowering Members and Supporting Community

Our mission at Members First Credit Union is clear: We are dedicated to providing comprehensive financial solutions while fostering a supportive community environment. We believe that when our members thrive financially, so does the entire community. That's why we offer a range of services including personal banking accounts, auto loans, mortgages, business banking options, and more all designed with your needs in mind. We also prioritize outreach efforts within Manchester and surrounding areas. By partnering with local organizations and participating in community events, we aim to give back and uplift those around us. Whether it's financial literacy workshops or supporting local initiatives, we are committed to making a positive impact.

Branch Location & Accessibility

Accessibility Features

Whether you're driving, walking, or using public transportation, getting to our branch is simple. We offer ample parking for your convenience, along with ADA-compliant features such as ramps and accessible entrances. We want everyone to feel welcome and supported when they visit us!

Operating Hours

At Members First Credit Union, we understand that your time is valuable. That's why we have flexible operating hours to accommodate your busy schedule. Our lobby is open Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday from 9:00 AM to 6:00 PM, Friday from 8:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. Need assistance outside of these hours? Feel free to reach out via phone at 603-622-8781!

Services Offered

Our branch is equipped with a drive-thru for quick transactions and an ATM available for your convenience. We also participate in shared services, allowing you access to basic transactions even if you're a member of another partner credit union. From personal banking needs like checking and savings accounts to auto loans and mortgage refinancing, we're here to help you with all your financial needs. While members can visit us at 7 Salmon St Manchester Nh 03104, official correspondence should be sent to P.O. Box 896, Manchester, NH 03105-0896 if different. We look forward to seeing you at our Salmon Street Branch! Come in today or give us a call; we're here for you!

Member Eligibility

At Members First Credit Union Of N.h., we believe that everyone deserves a welcoming financial community. Becoming a member is simple and open to those who live, work, worship, or attend school in our local area. If you fit into one of these categories, you're already on your way to enjoying the benefits of membership! Not only will you have access to competitive rates and personalized service, but you'll also join a network of supportive individuals who care about each other's financial well-being. For more details on eligibility criteria, feel free to visit this page. Opening an account is just as easy! You can start the process online by visiting our account opening page or give us a call at (603) 622-8781 if you have any questions. We're here to help you every step of the way at our branch located at 7 Salmon St Manchester Nh 03104. Join us today and take the first step toward a brighter financial future!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having a reliable partner that simplifies transactions for your customers. Our merchant services do just that. From point-of-sale systems to online payment options, we ensure your business can accept payments effortlessly keeping cash flow smooth and customers happy. Located at 7 Salmon St Manchester Nh 03104 in Manchester, NH, we invite you to explore how our business banking solutions can power your success. For inquiries, call us at (603) 622-8781 or visit our website at http://www.membersfirstnh.org.

Tailored Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $23 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,043,406, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

We also prioritize convenience through our ATM and cash withdrawal services, ensuring that access to your funds is always close by. For those who prefer face-to-face interactions for quick transactions like deposits or withdrawals, our basic drive-thru banking offers an efficient solution without needing to step inside.

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans that empower you to grow your ventures. We understand the unique challenges businesses face and are here to support you every step of the way.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at your fingertips is essential. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. Whether you need to check balances, transfer funds, or pay bills, it's all just a few taps away on our secure platform.

Loans and Credit Options

Life can throw unexpected expenses your way, which is where our personal loans and debt consolidation services come in handy. We aim to simplify your financial burdens by offering straightforward lending solutions. Plus, if you're interested in building rewards while spending, check out our credit cards with rewards a great way to earn while you shop!

Personal Banking

Whether you're just starting out or looking to manage your wealth, our personal banking options have you covered. We offer checking and savings accounts tailored to fit your lifestyle. For those considering a new vehicle, our auto loans and vehicle financing options are designed with competitive rates to help you hit the road without breaking the bank. If you're thinking about buying a home, our mortgage loans and refinancing services provide flexible solutions to help you secure the perfect place for your family.

Shared Branch Transactions

If you're part of another credit union that partners with us, take advantage of our basic shared branch transactions! This service allows members from partner credit unions to make deposits and withdrawals easily at our location. No matter what financial service you need, Members First Credit Union Of N.H. aims to be your trusted partner in achieving your goals. Our friendly team is always ready to assist you! If you have any questions or want more information about how we can help you today, feel free to call us at 603-622-8781 or visit us online at www.membersfirstnh.org. Join us in creating a better financial future together!

Digital & Online Banking

At Members First Credit Union Of N.h., we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to put you in control, anytime and anywhere. With our online banking platform, you can access your accounts 24/7. Whether you're checking your balance, making transfers, or paying bills, everything is just a click away. We also provide electronic statements, allowing you to view your financial documents securely online whenever you need them. Say goodbye to paper clutter and hello to eco-friendly banking! Our mobile application ensures that all of these features are available right in the palm of your hand. Need to make a quick payment? Our mobile payments feature lets you do just that with ease. You can even take advantage of electronic signature authorization for hassle-free document approvals no more printing or mailing forms. While we currently don't offer person-to-person transfers, our online services still give you plenty of flexibility for managing your money. You'll find it easy to keep track of your accounts and enjoy peace of mind knowing your information is protected with top-notch security measures. In today's fast-paced world, having real-time access to your finances is essential. At Members First Credit Union Of N.h., we're committed to making banking straightforward and accessible for all our members. Experience the convenience of digital banking today!

Financial Strength

At Members First Credit Union Of N.H., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial performance, which reflects our commitment to serving you with integrity and strength. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $22,467,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $54,359,944 in share certificates and $43,398,339 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,923,039 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $2,796 in used auto loans and a total of $146,726,223 in loans and leases across various sectors. Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 41 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $409,948. Total Share Accounts: 28,885, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First Credit Union Of N.H. is your trusted partner. Visit us at 7 Salmon St Manchester NH 03104 or call 603-622-8781 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,311,842 in used vehicle loans and $5,928,561 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans, making it easier for you to manage your monthly payments and save on interest.

Commercial Loans

For business owners, our outstanding commercial loans totaling $4,043,406 provide the capital needed to grow and expand your operations. Whether you're starting a new venture or looking to invest in equipment or inventory, our business loan specialists can guide you through the process. At Members First Credit Union Of N.H., we're dedicated to helping our members navigate their financial journeys with ease. For any questions or assistance regarding loan eligibility and application processes, feel free to reach out at 603-622-8781. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial aspirations!

Credit Lines and Unsecured Loans

For those who need more flexibility in managing their finances, we provide credit lines totaling $63,753,219. This allows you access to funds as needed without the pressure of fixed payments until you draw on the line. Additionally, we also offer unsecured credit card loans; although currently totaling $0, we're committed to providing options that can help our members manage their day-to-day expenses effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $18,965,687, which are designed to help you secure the home of your dreams without hassle. Whether you are a first-time buyer or looking to refinance an existing mortgage, our team is here to assist you every step of the way.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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Members First Credit Union Of Nh