Members First Credit Union Pensacola FL | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Members First Credit Union of Florida, your trusted financial partner in the heart of Pensacola. Located at 1645 E Nine Mile Rd, our branch has proudly served the community since 1954. With a rich history and a commitment to helping our members thrive, we are dedicated to providing personalized banking solutions tailored just for you. At Members First, we believe that every member deserves top-notch service and support. That's why our experienced team, led by CEO Michele Williams and Board President Theresa McCants, is here to assist you with all your banking needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. As of now, we proudly serve over 20,012 members, managing total assets of $291,321,334 and offering loans totaling 102,378. Our financial strength is reflected in our robust net worth of $40,437,884 and cash in hand amounting to $3,136,994. We also maintain strong community ties with total deposits reaching $27,437,618. While members can visit us at our branch location for personal service and support during our operating hours from 9:00 AM to 4:30 PM, official correspondence should be directed to our mailing address: P.O. Box 12983, Pensacola, FL 32591. We invite you to explore the various services we offer from personal loans to business banking solutions designed with your financial well-being in mind. For more information about becoming a member or to open an account today, please visit our website at www.membersfirstfl.org or call us at 850-434-2211. Join us on this journey toward financial empowerment!

Branch History & Mission

Welcome to the Members First Credit Union of Florida, a place where community spirit and financial well-being go hand in hand. Founded in 1954, our Nine Mile Road Branch in Pensacola has been a cornerstone for local families and businesses for nearly seven decades. Over the years, we have grown alongside our members, expanding our services and adapting to their needs while maintaining a strong commitment to community support. Located at 1645 E Nine Mile Rd, Pensacola, FL 32514, our branch is easily accessible for all your banking needs. Whether you're visiting us for personal banking services or looking for assistance with auto loans or mortgages, we're here to help. If you need to send official correspondence, please use our mailing address: P.O. Box 12983, Pensacola, FL 32591. At Members First Credit Union, we believe that every member deserves the best financial tools available. Our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community. With over 20,012 members and total assets reaching $291,321,334, we pride ourselves on being a member-focused institution that prioritizes your needs. Our operating hours are convenient 9:00 AM to 4:30 PM from Monday to Friday making it easy for you to visit us during the week. We also offer ATM access and drive-thru banking services for added convenience. Our goal is not just to provide banking services but also to create a welcoming environment where members feel valued and supported. As we look back on our history, we see a story filled with growth and dedication. We've implemented various customer-centric initiatives including online banking and mobile payments to ensure that managing your finances is easier than ever before. We understand the importance of accessibility; thus, our branch complies with ADA standards so everyone can enjoy our services without barriers. Our commitment extends beyond financial transactions; we actively participate in community outreach efforts that uplift those around us. Partnering with local organizations allows us to give back and support initiatives that matter most to our members. If you're ready to experience the benefits of being part of our credit union family, we invite you to join us today! Explore how Members First Credit Union can help you reach your financial goals by visiting us or checking out our website at Members First Credit Union. Together, let's build a brighter future for you and your community!

Branch Location & Accessibility

Accessibility Features

At our Nine Mile Road Branch, we prioritize accessibility for all members. Our facilities include ADA-compliant ramps and designated parking spaces to ensure that everyone can visit us comfortably. Plus, with a drive-thru service available, you can complete simple transactions without having to leave your vehicle.

Operating Hours

We're open Monday through Friday from 9:00 AM to 4:30 PM, making it easy for you to find a time that fits your schedule. Our dedicated staff is here during these hours to assist you with everything from checking and savings accounts to auto loans and credit cards.

Services Offered

Our branch provides a wide range of services tailored to meet your financial needs. Enjoy the convenience of ATM access, where you can withdraw cash or check balances anytime. If you prefer face-to-face interaction, our drive-thru banking allows for quick deposits and withdrawals without stepping inside the branch. While members can visit us at this address for all banking matters, please note that official correspondence should be sent to P.O. Box 12983, Pensacola, FL 32591 if needed. We invite you to stop by or give us a call at 850-434-2211. Let us help you achieve your financial goals today!

Member Eligibility

At Members First Credit Union Of Flori, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're looking to be part of our community, you'll find it's quite simple! To be eligible for membership, you generally need to live, work, worship, or attend school in the areas we serve. This means if you're part of our local community in Pensacola and surrounding regions, you're likely already eligible. We welcome individuals who share our values and are eager to take advantage of the many benefits we offer, including competitive rates on loans and personalized service tailored to your needs. Getting started is easy! You can learn more about the specific eligibility criteria by visiting this page. Once you've confirmed your eligibility, opening an account is just as straightforward. You can find all the necessary information and begin your application process online at this link. If you have any questions along the way or need assistance, don't hesitate to reach out to us at (850) 434-2211. We're here to help you every step of the way as you join our supportive credit union family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers, whether they're shopping online or visiting your store. Our solutions help streamline transactions so you can focus on what you do best running your business. Visit us at 1645 E Nine Mile Rd Pensacola Fl 32514 in Pensacola, FL or call us at (850) 434-2211 to discover how our business banking services can empower your success!

Comprehensive List Of Services

Convenient Access Anytime, Anywhere

We know that life can be busy. That's why we provide additional conveniences such as ATM & Cash Withdrawal Services, ensuring that you can access your cash whenever needed. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car. In this digital age, having access to banking tools online is essential. With features like Mobile Payments, person-to-person payments, and e-statements, managing your finances has never been easier or more secure. At Members First Credit Union Of Flori, we're not just about transactions; we're about building relationships with our members. If you're ready to experience banking redefined or have any questions about our services, don't hesitate to reach out! Call us at (850) 434-2211 or visit us at 1645 E Nine Mile Rd Pensacola Fl 32514 in Pensacola today! Let's work together towards achieving your financial goals!

Financing Your Dreams

When it comes to purchasing a vehicle or investing in real estate, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options ensure that you can find the right fit for your budget. Our loan specialists will work closely with you to provide competitive rates and flexible terms that suit your financial situation. For those unexpected expenses or plans for consolidating debt, our Personal Loans & Debt Consolidation products can offer peace of mind.

Personal Banking Made Easy

Whether you're opening your first checking account or looking to save for a future goal, our Personal Banking options are tailored for you. We offer both checking and savings accounts that come with great features designed to make banking simple and straightforward. Imagine having access to your funds anytime through our Online & Mobile Banking services, allowing you to check balances, pay bills, or transfer money at your convenience.

Rewarding Credit Options

In today's world, having the right credit card can make all the difference. That's why we offer Credit Cards with Rewards, giving you more value for your everyday purchases. Whether you're buying groceries or planning a vacation, earn points that can be redeemed for exciting rewards.

Supporting Local Businesses

For entrepreneurs and small business owners, we understand how crucial it is to have reliable banking solutions. Our Business Banking services include merchant services and business loans designed to help you succeed in your ventures. We're here to support local businesses like yours!

Digital & Online Banking

At Members First Credit Union Of Flori, we understand that convenience and security are key when it comes to managing your finances. That's why we offer a comprehensive suite of digital and online banking services designed to make your banking experience easy, safe, and accessible anytime you need it. With our online banking platform, you can take control of your finances from the comfort of your home or on the go. Our 24/7 online banking services allow you to check your account balances, transfer funds, and pay bills whenever it suits you. Plus, with person-to-person transfers, sending money to friends or family is as simple as a few clicks. For those who prefer mobile banking, our user-friendly mobile application is available for download. It offers all the features you need right at your fingertips, including mobile payments that let you pay securely with your phone. Whether you're out shopping or enjoying a coffee break, managing your money has never been easier. We also prioritize security in every aspect of our services. With electronic signature authorization available, signing documents online is quick and secure. You can also choose to receive e-statements for added convenience no more paper clutter! Instead, you'll have immediate access to your statements whenever you want them. At Members First Credit Union Of Flori, we believe in making banking accessible and straightforward for everyone. So whether you're at home or on the go, rest assured that managing your accounts is simple and secure with us. If you'd like to learn more about our digital offerings or get started today, visit our website now!

Financial Strength

At Members First Credit Union Of Flori, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can rest easy knowing that your finances are in capable hands. Our financial health is underscored by our net worth of $40,437,884, which allows us to offer better rates, lower fees, and enhanced member services. With a net worth ratio of 1386, we demonstrate a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $33,261,691 in share certificates and $419,243 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $39,984,861 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $67,244 in used auto loans and an impressive total of $139,375,108 in loans and leases available to support your financial goals across various sectors. Our commitment to operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The total share accounts stand at 39,147, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First Credit Union Of Flori is your trusted partner. Visit us at 1645 E Nine Mile Rd Pensacola FL 32514 or call 850-434-2211 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,193,838 in used vehicle loans and $13,828,305 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have flexible financing options to suit your budget.

Credit Lines

For those looking for additional flexibility in managing their finances, we offer credit lines totaling $9,784,323. This option allows you to access funds when you need them without the hassle of reapplying for a loan each time. If you're considering any of these options or want more information about eligibility requirements and the application process, feel free to reach out. You can contact us at 850-434-2211 or visit us at our branch located at 1645 E Nine Mile Rd Pensacola FL 32514. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Members First Credit Union Of Flori, we're dedicated to providing you with personalized service and financial solutions tailored to your needs. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $4,453,000, making buying or refinancing simple. We offer competitive rates and terms that can help make your dream of owning a home a reality. Don't hesitate to ask about our refinancing options if you're looking to lower your current payments.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $14,648,165 in loans helping members manage their finances effectively. These cards come with various benefits and rewards designed to enhance your purchasing power while keeping your spending under control.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, giving users confidence in their choices.

Members First Credit Union Of Flori