Members First Credit Union Pensacola FL | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Members First Credit Union Of Flori, your trusted financial partner located at 4240 W Fairfield Dr, Pensacola, FL 32505. Since opening our doors in 1954, we have proudly served over 20,012 members, building a community focused on mutual support and financial growth. With total assets exceeding $291 million and deposits totaling $27,437,618, we are dedicated to providing personalized banking solutions that empower our members to achieve their financial goals. Led by our CEO, Michele Williams, and Board President, Theresa McCants, our team of 77 employees is committed to making your experience with us exceptional. We offer a range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our focus is on providing you with the tools you need for success while maintaining a robust net worth of $40,437,884. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: P.O. Box 12983, Pensacola, FL 32506. At Members First Credit Union Of Flori, we believe in creating a strong community bond through trust and reliability. We invite you to explore our offerings further by visiting us online at www.membersfirstfl.org. Whether you're looking for financial advice or need assistance with your accounts, don't hesitate to reach out to us at (850) 434-2211. Join us today and experience the difference of being a valued member!

Branch History & Mission

Modern Services

While we honor our roots, we also embrace modern advancements. Our branch offers a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more all designed with your convenience in mind. Members can easily access their accounts through online banking and mobile payments or visit us during our operating hours from Monday to Friday from 9:00 am to 4:30 pm. For those who prefer face-to-face interaction, we offer drive-thru banking for quick transactions and an ATM for easy cash access. While you can reach us at our physical address for all your banking needs, please note that official correspondence should be sent to P.O. Box 12983, Pensacola, FL 32506 if different from our branch address. As we continue to grow and adapt in this fast-changing world, we remain focused on what matters most: you our members. We invite you to join us at Members First Credit Union Of Flori. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. If you're ready to take the next step towards better banking and stronger community ties, don't hesitate! Visit us today or explore more about becoming a member on our website at www.membersfirstfl.org. Let's build your future together!

Our Mission

At Members First Credit Union Of Flori, our mission is simple yet powerful: to provide exceptional financial services while making a positive impact in our community. We understand that finance is about more than just numbers; it's about helping people achieve their dreams. Whether it's buying a first home, financing a new vehicle, or starting a business, we strive to empower our members with the tools they need for success. Our commitment extends beyond banking. We actively engage in community outreach programs and partnerships that aim to uplift and support local initiatives. This dedication enhances our mission by ensuring we contribute positively to the lives of those around us.

Branch Location & Accessibility

Convenient Access

You can find us near popular landmarks like the local shopping centers and eateries, making it easy to drop by while you're out and about. We pride ourselves on being a member-focused credit union, and our location reflects that commitment to convenience. Parking is readily available, so you won't have to worry about finding a spot when you visit us.

Get in Touch

Have questions or need assistance? Feel free to call us at 850-434-2211 we're always happy to help! So why wait? Stop by today and discover how Members First Credit Union of Florida can support your financial journey!

Operating Hours & Services

We are open Monday through Friday from 9:00 AM to 4:30 PM, making it easy for you to stop by after work or during lunch breaks. Our friendly staff is always ready to assist with a variety of services like checking and savings accounts, auto loans, mortgage options, personal loans, and more. If you need quick cash or want to check your balance, our ATM is available for your convenience. While members can visit us at 4240 W Fairfield Dr, official correspondence should be sent to P.O. Box 12983 in Pensacola if needed.

Welcoming Features

Our branch is designed with accessibility in mind. We offer ADA-compliant features, including ramps for wheelchair access, ensuring everyone can visit without barriers. Plus, our drive-thru service means you can handle your banking needs from the comfort of your car perfect for those busy days!

Member Eligibility

Joining the Members First Credit Union of Florida is like becoming part of a close-knit family where your financial well-being comes first. If you live, work, worship, or attend school in Escambia County, you're already on your way to membership! It's that simple no complicated requirements to navigate. By choosing to bank with us, you'll gain access to a range of personalized services designed to support your financial journey, from checking accounts to auto loans and beyond. To learn more about how you can become a member, feel free to visit our eligibility page at http://www.membersfirstfl.org/i-want-to/become-a-member/about-us for detailed information. When you're ready to open an account, just head over to http://www.membersfirstfl.org/tools-and-resources/online-applications. If you have any questions or need assistance, don't hesitate to give us a call at (850) 434-2211. We're here to help you every step of the way at our branch located at 4240 W Fairfield Dr Pensacola Fl 32505!

Business Banking & Commercial Services

Loan Options for Every Stage

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In today's competitive market, having efficient payment solutions is crucial. Our merchant services make it easier for you to accept payments from customers, whether in-store or online. This means faster transactions and happier customers all contributing to your bottom line. Located at 4240 W Fairfield Dr Pensacola Fl 32505 in Pensacola, FL, our team is here to help you navigate the financial landscape. Reach us at (850) 434-2211 during our lobby hours, Monday through Friday from 9:00 am to 4:30 pm. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Accessing Cash Made Easy

Need cash quickly? Our network of ATMs ensures you have access whenever you need it. We also offer basic drive-thru banking for deposits and withdrawals, making quick transactions hassle-free. At Members First Credit Union Of Flori, we're proud to serve our community in Pensacola and beyond. With our commitment to excellent service and a comprehensive suite of financial products, we strive to be your trusted partner in achieving your financial goals. Ready to explore how we can help? Give us a call at 850-434-2211, visit us online at membersfirstfl.org, or stop by our branch during lobby hours from Monday through Friday, 9:00 AM - 4:30 PM. Join us today and take the first step towards better banking!

Business Banking Services

If you own a business or are considering starting one, our Business Banking services include merchant services and business loans that can help you thrive. We know how crucial it is to have reliable support for your business needs.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With just a few taps on your phone or clicks on your computer, you can check balances, transfer funds, and pay bills without stepping into a branch.

Personal Banking Solutions

We understand that managing finances can sometimes feel overwhelming. That's why we offer Personal Banking options including checking and savings accounts that allow you to keep track of your money easily. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing make it simple and affordable to get behind the wheel of your dream car. Thinking about buying a home? Our Mortgage Loans & Refinancing solutions are here to guide you through the process, ensuring you find the best terms for your situation. Additionally, if you're dealing with debt, our Personal Loans & Debt Consolidation services can help you regain control by combining multiple debts into one manageable payment.

Rewarding Credit Options

For those who want to earn while they spend, we offer Credit Cards with Rewards. These cards not only provide purchasing power but also give back through rewards on your everyday purchases making every transaction more beneficial.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services, you can access your accounts whenever it suits you. Whether it's checking your balance, transferring funds, or paying bills, everything is just a click away at https://www.membersfirstfl.org/. Plus, our user-friendly mobile application ensures that you have all the tools you need right at your fingertips.

Go Green with E-Statements

Say goodbye to paper clutter! Our e-statements feature allows you to view and download your statements online, keeping everything organized and easily accessible. This not only helps the environment but also lets you stay on top of your finances effortlessly.

Pay on the Go

For those who love convenience, our mobile payments feature lets you make purchases directly from your phone. No need to carry cash or cards; just tap and go! It's a simple way to streamline your spending while enjoying the benefits of modern technology. At Members First Credit Union Of Flori, we're committed to providing accessible and efficient banking solutions that fit into your lifestyle. Explore all our digital banking options today and take control of your finances with ease!

Secure Transactions Made Simple

Your security is our priority. We offer electronic signature authorization for easy document signing, so you can complete transactions without worrying about safety. And with person-to-person transfers available, sending money to friends or family has never been more straightforward.

Financial Strength

Growing Trust Among Members

Total Share Accounts: 39,147, showing a strong and growing member base that trusts us with their finances. This is a testament to our commitment to providing reliable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First Credit Union Of Flori is your trusted partner. Visit us at 4240 W Fairfield Dr Pensacola Fl 32505 or call (850) 434-2211 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $33,261,691 in share certificates and $419,243 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $39,984,861 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $67,244 in used auto loans and $139,375,108 in total loans and leases.

Solid Financial Foundation

With a net worth of $40,437,884, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,386 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,193,838 in used vehicle loans and $13,828,305 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new model or a reliable used vehicle, we have flexible options tailored to fit your budget.

Credit Lines and Personal Loans

For those looking for additional flexibility, we provide credit lines with a total amount of $9,784,323. This can be ideal for managing unexpected expenses or funding personal projects without the need for specific loan applications each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $4,453,000, providing you with affordable pathways to owning your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $14,648,165 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that can enhance your spending power. If you're considering refinancing any existing loans or exploring eligibility options for any of our offerings, don't hesitate to reach out! Our dedicated team at Members First Credit Union Of Flori is here to guide you through every step. Feel free to contact us at 850-434-2211 or visit us at 4240 W Fairfield Dr Pensacola FL 32505 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how our loan products can benefit you today!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach ensures that users receive fair and transparent offers tailored to their needs.

Members First Credit Union Of Flori