Members First Credit Union Pensacola FL | Affordable Auto & Business Loans

Introduction

Welcome to Members First Credit Union of Florida, your trusted financial partner located at 6000 College Pkwy, Pensacola, FL 32504. Since our establishment in 1954, we have proudly served over 20,000 members, providing personalized financial solutions that meet the unique needs of our community. With total assets exceeding $291 million and deposits totaling $27,437,618, we are committed to helping our members achieve their financial goals. At Members First, we believe in building strong relationships with our members and supporting them every step of the way. Under the leadership of our dedicated CEO, Michele Williams, and Board President, Theresa McCants, our team is here to ensure you receive exceptional service tailored to your needs. We understand that managing finances can be challenging, which is why we offer a range of services including personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. While members can visit us at our branch for assistance during lobby hours from 11:30 AM to 1:10 PM on weekdays, official correspondence should be sent to our mailing address: P.O. Box 12983, Pensacola, FL 32591. With a total loan portfolio amounting to 102,378, we strive to offer competitive rates and flexible terms designed to empower you financially. Our net worth stands at an impressive $40,437,884, reflecting our stability and commitment to serving you better. We invite you to explore what Members First Credit Union can do for you. For more information or assistance with your financial needs, please don't hesitate to call us at 850-434-2211 or visit our website at www.membersfirstfl.org. Join us in creating a brighter financial future together!

Branch History & Mission

At Members First Credit Union Of Flori, we take pride in our rich history and strong commitment to our community. Established in 1954, our branch at 6000 College Pkwy, Pensacola, FL 32504 has been a cornerstone of financial support for generations. Over the years, we have grown significantly and now serve more than 20,000 members with total assets exceeding $291 million. This growth is not just a reflection of numbers; it's about the lives we've touched and the dreams we've helped realize. Our mission is simple yet profound: to provide exceptional financial services while enhancing the well-being of our members and community. We understand that every member's journey is unique, and we strive to offer tailored solutions that empower individuals and families to achieve their financial goals. Whether it's helping someone buy their first car or providing guidance on saving for a home, our dedicated team is here to assist at every step. While members can visit us at our primary location, official correspondence should be sent to P.O. Box 12983, Pensacola, FL 32591. Our operating hours from Monday to Friday between 11:30 AM and 1:10 PM ensure that we are available when you need us most. We are proud of our commitment to inclusivity and accessibility. Although we do not currently offer drive-thru services or ATMs at this location, we have embraced technology with online banking options and mobile payments, allowing you to manage your finances conveniently from anywhere. In addition to providing comprehensive personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking we also focus heavily on community outreach. Our partnerships with local organizations help us contribute positively to the neighborhoods we serve. As you consider joining us on this journey towards financial empowerment, know that Members First Credit Union Of Flori stands ready to support your aspirations. Experience the difference of a member-focused credit union where your needs truly come first. For more information or to become a member today, please reach out at 850-434-2211 or visit our website. Your financial future starts here!

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. Our location features ADA-compliant facilities, ensuring that everyone can enjoy easy access to our services. Ample parking is available nearby, so you won't have to worry about finding a spot when you visit us.

Operating Hours & Services

We understand that your time is valuable. That's why we offer convenient lobby hours from Monday to Friday, between 11:30 AM and 1:10 PM from August through May. Whether you need assistance with personal banking, auto loans, mortgage refinancing, or credit cards with rewards, our knowledgeable staff is ready to help you navigate your financial journey. While we currently do not have ATM services or drive-thru banking available at this location, our team is dedicated to providing personalized service inside the branch. If you ever need to reach out for questions or assistance, don't hesitate to call us at 850-434-2211. If you're looking for an inviting place where you can manage your finances with ease and confidence, we invite you to visit us at Members First Credit Union Of Florida. We look forward to welcoming you into our community!

Member Eligibility

At Members First Credit Union Of Flori, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Escambia County, you're already eligible to join us. We invite you to explore the benefits of membership, which includes competitive rates on loans and savings, personalized service, and a range of financial products designed just for you. For more specific eligibility details, feel free to visit our website at http://www.membersfirstfl.org/i-want-to/become-a-member/about-us. Ready to take the next step? Opening an account is straightforward. Just visit us at our location on 6000 College Pkwy Pensacola Fl 32504 or check out the online application process through this link: http://www.membersfirstfl.org/tools-and-resources/online-applications. If you have any questions or need assistance, don't hesitate to reach out at (850) 434-2211. Join us today and experience the difference that being a member of Members First Credit Union Of Flori can make in your financial journey!

Business Banking & Commercial Services

Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine having a reliable system that allows you to accept payments quickly and easily, whether it's through credit cards or mobile payments. This service helps you focus on what really matters growing your business while ensuring smooth transactions. Located at 6000 College Pkwy Pensacola Fl 32504 in Pensacola, FL, we're here to partner with you on your journey toward success. Reach out today at (850) 434-2211 to learn more about how our business banking solutions can help you thrive!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, our business banking services include merchant services and business loans designed to support your growth. Whether you're looking to purchase equipment or expand your operations, we have solutions that fit your needs.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features that allow you to manage your accounts from anywhere at any time. With services like ATM access and cash withdrawal options available through our network, accessing your funds has never been easier.

Financial Flexibility

Life can be unpredictable, and having access to funds when you need them is essential. That's why we offer personal loans and debt consolidation options to help manage unexpected expenses or streamline your existing debt. Our credit cards come with rewards that allow you to earn while you spend, making your purchases more rewarding.

Personal Banking

Whether you're just starting out or looking to manage your finances better, our personal banking options are here for you. We provide checking and savings accounts that cater to different lifestyles and goals. For those in need of a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. Additionally, if you're considering buying a home, our mortgage loans and refinancing services can help you find the right fit for your budget.

Seamless Access Anytime

We understand that life doesn't always happen during traditional banking hours. Our branch operates Monday through Friday from 11:30 am to 1:10 pm during the school year perfectly timed for a quick visit during your day. Plus, with features like mobile payments and person-to-person transfers, managing your finances on-the-go is simple. At Members First Credit Union Of Flori, we strive to meet all your financial needs under one roof while providing exceptional service. We invite you to visit us or explore more about what we offer by going online at membersfirstfl.org. Ready to join? Check out how you can become a member here. Your financial journey starts here!

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features to help you stay in control of your money. With electronic signature authorization, you can sign documents quickly and securely from the comfort of your home. Plus, e-statements are readily available, allowing you to view your account statements without the clutter of paper. Need to make a quick payment? Our mobile payments feature lets you pay bills or send money right from your smartphone. If you're on the go, don't forget about our mobile application, which gives you access to all these features and more right at your fingertips. You can also enjoy person-to-person transfers, making it easy to send or receive money with friends and family instantly.

Security You Can Trust

We prioritize your safety with robust security measures in place. Your personal information is protected, ensuring that transactions are safe and secure every time you log in. Whether you're checking your balance or transferring funds, you can feel confident knowing that we have your back. With all these features designed for accessibility and ease of use, managing your finances has never been simpler. Join us at Members First Credit Union Of Flori today and discover how our digital banking solutions can enhance your financial experience!

Financial Strength

Commitment to Growth

With $39,984,861 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $67,244 in used auto loans and an impressive total of $139,375,108 in loans and leases. Our operations reflect our commitment to excellence; our net income of $0 indicates that we are managing our resources effectively. Additionally, our dedicated team consists of 70 full-time employees and 7 part-time employees, ensuring that our branches are always ready to serve you with knowledgeable assistance.

Member-Centric Resources

Members' savings are secured through $33,261,691 in share certificates and $419,243 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $40,437,884, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted by Many

We have established trust within the community with a total of 39,147 share accounts, demonstrating a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First Credit Union Of Flori is your trusted partner. Visit us at 6000 College Pkwy Pensacola FL 32504 or call 850-434-2211 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,193,838 in used vehicle loans and $13,828,305 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Business Loans

For business owners looking to expand their operations or improve cash flow management, we have outstanding commercial loans totaling $0 available upon request. Although we currently do not have outstanding commercial loans listed, our team can assist you with tailored solutions as they arise. We invite you to explore all our loan products further and discover how they can support your financial aspirations. For more details about our offerings or if you have any questions, feel free to contact us at 850-434-2211 or visit us at 6000 College Pkwy Pensacola FL 32504. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward financial empowerment starts here!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,648,165 in loans helping members manage their finances effectively. These cards provide a convenient way to handle unexpected expenses while allowing you to enjoy rewards and benefits.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $4,453,000. If you're considering refinancing your existing mortgage or exploring eligibility options for a new one, our team is here to guide you through the process.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh prioritizes accuracy in its loan comparisons through several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive impact LendMesh has had on its users' financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Members First Credit Union Of Flori

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours & Services

Member Eligibility

Business Banking & Commercial Services

Business Loans

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Digital Banking Features

Financial Flexibility

Personal Banking

Seamless Access Anytime

Digital & Online Banking

Key Features

Security You Can Trust

Financial Strength

Commitment to Growth

Member-Centric Resources

Our Financial Health

Trusted by Many

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Ensuring Accurate Comparisons

Join Our Community