Members First Credit Union Pensacola FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Members First Credit Union Of Florida, where your financial well-being is our top priority! Located at 7176 N 9Th Ave, Pensacola, FL 32504, our 9th Avenue Branch has been serving the community since 1954. With a commitment to helping over 20,000 members, we offer a variety of services tailored to meet your unique needs. At Members First, we pride ourselves on our robust financial health, boasting total assets of $291,321,334 and total deposits amounting to $27,437,618. Our dedicated team of 77 employees, led by CEO Michele Williams and Board President Theresa McCants, ensures that you receive personalized service every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: P.O. Box 12983, Pensacola, FL 32591. We are here to support you with everything from checking and savings accounts to auto loans and mortgage refinancing. Our mission is not just about numbers; it's about making a positive impact in our community. Whether you're looking for a new vehicle loan or need assistance with personal financing options, we're here to guide you with care and expertise. Ready to take the next step? Give us a call at 850-434-2211 or explore more about our services at www.membersfirstfl.org. Join us today and experience the difference that comes with being part of the Members First family!

Branch History & Mission

Welcome to Members First Credit Union of Florida, located at 7176 N 9Th Ave in beautiful Pensacola, FL. Since opening our doors in 1954, we have been dedicated to serving our community with integrity and compassion. With a rich history that spans over six decades, we have grown alongside our members, currently boasting a vibrant membership of over 20,000 individuals. At Members First Credit Union, we pride ourselves on being more than just a financial institution; we are a cornerstone of the Pensacola community. Our mission is straightforward yet powerful: to provide accessible financial services while supporting the growth and well-being of our members and their families. We aim to empower individuals through personalized banking solutions that fit their unique needs. As part of our commitment to innovation and accessibility, we offer various services such as personal banking, auto loans, mortgage financing, and credit cards with rewards. We understand that convenience is key in today's fast-paced world. That's why we provide online and mobile banking options, making it easier for you to manage your finances anytime, anywhere. Our ATM services are available for your convenience as well, ensuring you have access to cash when you need it. Our operating hours reflect our dedication to serving you: Monday through Friday from 9:00 AM to 4:30 PM and Saturday from 9:00 AM to 12:00 PM. Whether you visit us at our branch or connect with us online at www.membersfirstfl.org, we're here to help you navigate your financial journey. In addition to our financial offerings, we believe in giving back. Over the years, we've engaged in numerous partnerships and outreach efforts aimed at uplifting our local community. We work tirelessly to support initiatives that enhance the quality of life for all residents in Escambia County. While members can visit us at 7176 N 9Th Ave for all their banking needs, official correspondence should be sent to P.O. Box 12983, Pensacola, FL 32591 if necessary. We invite you to join the Members First family today! Experience firsthand how we can assist you in achieving your financial goals while making a positive impact in our community. To learn more about membership eligibility or to open an account online, please visit here or here. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Features

We take pride in providing easy access for all our members. The branch features ADA-compliant facilities, ensuring everyone can navigate comfortably. Ample parking is available right outside the entrance, making your visit hassle-free. Plus, if you're on the go, we offer a drive-thru banking service that allows you to handle deposits and withdrawals without leaving your vehicle.

Operating Hours

Our friendly staff is here to assist you during our operating hours: Monday through Friday from 9:00 AM to 4:30 PM and Saturday from 9:00 AM to 12:00 PM. We understand that life can get busy, so we've tailored our hours to fit your schedule.

Services Offered

At Members First Credit Union of Florida, we provide a variety of services to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have solutions designed just for you. With ATM availability and mobile banking options, managing your finances has never been easier. If you have any questions or want to learn more about how we can help you achieve your financial goals, don't hesitate to call us at 850-434-2211 or stop by our branch today! We look forward to welcoming you into our credit union family.

Member Eligibility

At Members First Credit Union Of Flori, we believe in creating a warm and welcoming community where everyone can thrive. Becoming a member is easier than you might think! If you live, work, worship, or attend school in Escambia County, you're already eligible to join our family. Additionally, if a family member is already part of our credit union, you can also enjoy the benefits of membership. This opens up a world of financial services designed to support your needs, from checking and savings accounts to loans and credit cards that offer rewards. You can find detailed information about eligibility at http://www.membersfirstfl.org/i-want-to/become-a-member/about-us. Ready to take the next step? Opening an account with us is simple! Just visit our online application page at http://www.membersfirstfl.org/tools-and-resources/online-applications or give us a call at (850) 434-2211 for any questions you may have. We're excited to help you start your journey with Members First Credit Union Of Flori at our convenient location: 7176 N 9Th Ave Pensacola Fl 32504. Join us today and experience the advantages of being part of a supportive community!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader community with $0 in non-member commercial loans, providing flexible financing solutions.

Real-World Benefits of Merchant Services

In addition to loans, we offer merchant services that make daily transactions easier. Imagine the convenience of accepting payments seamlessly, whether it's in-store or online. Our tools help you manage your cash flow effectively and keep your customers happy. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Ready to take the next step? Visit us at 7176 N 9Th Ave Pensacola Fl 32504, Pensacola, FL, or call us at (850) 434-2211 to learn more about how we can assist you in achieving your business goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

For those in need of vehicle financing, our auto loans provide competitive rates and flexible terms. Picture yourself driving off in a new car without the hassle of complicated financing options. We make it simple so you can focus on enjoying the ride!

Business Banking

For entrepreneurs, we offer business banking services including merchant services and business loans. If you're starting a new venture or looking to expand an existing one, our solutions can support your ambitions.

Call Us Today!

Ready to learn more about how Members First Credit Union Of Flori can support your financial journey? Give us a call at 850-434-2211 or visit us during lobby hours from Monday to Friday between 9:00 AM and 4:30 PM, and Saturday from 9:00 AM to 12:00 PM. Let's work together towards securing your financial future!

Credit Cards with Rewards

Looking for a way to earn while you spend? Our credit cards come with rewards that let you benefit from your everyday purchases. Use them for groceries, gas, or even bills, and watch those points add up!

Digital Banking Features

Our commitment to convenience shines through in our digital banking features. With online banking and mobile payments available, managing your finances has never been easier. You can also take advantage of ATM services for quick cash withdrawals and basic drive-thru banking for simple transactions like deposits and withdrawals.

Mortgage Loans & Refinancing

If homeownership is your goal, our mortgage loans and refinancing options are tailored for every budget. Our experienced staff will guide you through the process, ensuring you understand every step. Whether you're buying your first home or refinancing an existing mortgage for better rates, we're here to help.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed to fit your lifestyle. Imagine easily accessing your money through our online and mobile banking platforms checking your balance or transferring funds from anywhere! Our personal loans can help you consolidate debt or finance that special purchase you've been dreaming about.

Digital & Online Banking

Key Features

Our services include convenient electronic signature authorization, making it easier for you to complete transactions securely without needing to visit a branch. Plus, with e-statements available, you can manage your finances efficiently while reducing paper clutter keeping everything organized and accessible. For those who love using their smartphones, our mobile application offers a user-friendly interface that allows for mobile payments. Whether you're out shopping or dining, you can make quick payments with just a few taps. Additionally, our person-to-person transfer feature lets you send money to friends or family instantly, making splitting bills or sending gifts effortless. Security is our priority at Members First Credit Union Of Flori. We use advanced technology to protect your information so you can bank with confidence. Our platform is designed to be intuitive and easy to navigate, ensuring that even if you're not tech-savvy, you'll feel comfortable managing your finances online. In today's fast-paced world, having access to reliable digital banking solutions is essential. At Members First Credit Union Of Flori, we are committed to providing services that empower you to take control of your financial life with ease and security. Explore all that we have to offer today!

Financial Strength

At Members First Credit Union Of Flori, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation that empowers you to achieve your financial goals. With a net worth of $40,437,884, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1386 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $33,261,691 in share certificates and $419,243 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $39,984,861 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $67,244 in used auto loans and $139,375,108 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 39,147, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First Credit Union Of Flori is your trusted partner. Visit us at 7176 N 9Th Ave Pensacola Fl 32504 or call 850-434-2211 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Accessibility and Support

Our dedicated team is here to assist you with every step of your borrowing journey. Feel free to reach out at 850-434-2211 or visit us at 7176 N 9Th Ave Pensacola Fl 32504 during our operating hours (Monday-Friday 9:00 am - 4:30 pm; Saturday 9:00 am - 12:00 pm). We pride ourselves on offering competitive rates and personalized service that puts our members first. If you're interested in learning more about eligibility for any of our loan products or want to start an application today, please visit our website at Members First Credit Union. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,193,838 in used vehicle loans and $13,828,305 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we have flexible financing options tailored just for you.

Credit Lines and Unsecured Credit Cards

Managing day-to-day expenses can be challenging. That's why we provide flexible terms on unsecured credit card loans, with a total of $14,648,165 in loans helping members manage their finances effectively. Additionally, our total credit lines amounting to $9,784,323 give you the freedom to access funds when you need them most without the hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $4,453,000, making it easier than ever to secure your dream home. If you're considering refinancing your current mortgage, our team can help guide you through the eligibility process to find the best rate for your situation.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

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Members First Credit Union Of Flori