Members First Credit Union Pensacola FL | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Members First Credit Union Of Flori, your trusted financial partner since 1954. Located at 251 W Garden St, Pensacola, FL 32502, we pride ourselves on being a cornerstone of the community, dedicated to providing exceptional financial services tailored to your needs. With a strong membership base of over 20,000 members and total assets reaching $291,321,334, we are committed to ensuring that you achieve your financial goals. At Members First Credit Union, we understand the importance of making sound financial choices. That's why our offerings include everything from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. Our team of 77 employees, led by CEO Michele Williams and Board President Theresa McCants, is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 12983, Pensacola, FL 32591. We're here for you Monday through Friday from 9:00 AM to 4:30 PM, so feel free to drop by or give us a call at 850-434-2211. With total deposits of $27,437,618 and a net worth of $40,437,884, we ensure that your finances are in safe hands. Our commitment extends beyond just numbers; it's about building lasting relationships with our members and positively impacting the community. Explore our website at Members First Credit Union for more information on how we can assist you today! Let us help you take the next step toward a brighter financial future.

Branch History & Mission

At Members First Credit Union of Florida, our journey began in 1954 when we opened our doors to the community in Pensacola, Florida. Over the decades, we have proudly grown from a small financial cooperative into a trusted institution with over 20,000 members and total assets exceeding $291 million. Our branch is located at 251 W Garden St, Pensacola, FL 32502, a spot easily accessible to everyone in the area. Nearby landmarks like the historic Pensacola Bay and bustling downtown make us a convenient choice for your banking needs. Our mission is simple yet powerful: to empower our members through superior financial services while actively supporting and uplifting our community. We believe that when our members succeed, so does our community. This commitment drives us to provide essential services such as personal and business banking, auto loans, mortgages, and credit cards with rewards that truly benefit our members. Since opening, we've made significant strides in enhancing member experience. With innovations like online and mobile banking options, ATM availability, and drive-thru services, we ensure that banking with us is both easy and efficient. For those who prefer face-to-face interactions, our lobby hours are Monday through Friday from 9:00 am to 4:30 pm, where our dedicated staff is ready to assist you. As part of our outreach efforts, we engage in various community initiatives that strengthen ties with local organizations and support those in need. From financial education workshops to partnerships with schools and charities, we take pride in being an active participant in making Pensacola a better place for all. While members can visit us at 251 W Garden St, official correspondence should be sent to P.O. Box 12983, Pensacola, FL 32591. For any inquiries or assistance needed, feel free to contact us at 850-434-2211. Join us at Members First Credit Union of Florida today! Experience firsthand how we blend exceptional service with a strong sense of community because together, we can achieve more.

Branch Location & Accessibility

Get in Touch!

Have questions or want to learn more about our services? Don't hesitate to give us a call at (850) 434-2211. Our team is here to help you with whatever you need! We look forward to welcoming you at Members First Credit Union of Florida where your financial journey begins!

Nearby Landmarks and Accessibility

Our branch is close to several well-known landmarks, including the beautiful Plaza de Luna Park and the vibrant downtown area. This central location not only makes it simple to find us but also provides ample parking options for your convenience. We are committed to accessibility, featuring ADA-compliant entrances and ramps to ensure everyone can easily visit us.

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule; we're open Monday through Friday from 9:00 am to 4:30 pm. Need assistance outside these hours? Our ATM is available for cash withdrawals and balance checks anytime you need it. In addition to traditional banking services like checking and savings accounts, we offer a variety of loans including auto financing, personal loans, and mortgages. You can also enjoy the convenience of our drive-thru service for quick transactions without leaving your vehicle. While members can visit us at 251 W Garden St Pensacola Fl 32502, official correspondence should be sent to our mailing address at P.O. Box 12983, Pensacola, FL 32591.

Member Eligibility

At Members First Credit Union Of Flori, we believe that everyone deserves a chance to join our supportive community. Becoming a member is easy and welcoming for those who live, work, or worship in certain areas of Florida. If you're looking for a place that prioritizes your financial well-being and offers personalized services, you're in the right spot! To check if you meet the eligibility criteria, just visit our website at http://www.membersfirstfl.org/i-want-to/become-a-member/about-us. Whether you're a student, a working professional, or just someone who wants to be part of a caring financial family, we have options for you. Once you confirm your eligibility, opening an account is a straightforward process. You can start your journey with us by filling out the online application found here: http://www.membersfirstfl.org/tools-and-resources/online-applications. If you have any questions or need assistance along the way, don't hesitate to reach out at (850) 434-2211. We're excited to welcome you to Members First Credit Union Of Flori, located at 251 W Garden St Pensacola Fl 32502, where your financial goals can thrive!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services offer practical benefits that can streamline your business operations. By integrating payment solutions that fit seamlessly into your daily routine, you can focus on what truly matters growing your business. Whether it's accepting payments through mobile devices or setting up online transactions, our services are designed with real-world applications in mind. We invite you to visit us at 251 W Garden St Pensacola Fl 32502 in Pensacola, FL, or give us a call at (850) 434-2211 for more information on how we can help propel your business forward!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are eager to provide flexible financing solutions as your needs evolve. Imagine having the capital necessary for that big project or the funds to upgrade your equipment these possibilities can become reality with the right financial partner. We aim to create customized loan options that align with your specific goals.

Comprehensive List Of Services

Accessibility

At Members First Credit Union Of Flori, we believe everyone should have access to their finances conveniently. Our branch features an ATM for easy withdrawals and balance checks whenever you need it. Plus, with drive-thru service available during lobby hours (Monday - Friday from 9:00 AM to 4:30 PM), getting banking done is simple and efficient. We invite you to explore all that we offer at Members First Credit Union Of Flori! For more information or assistance, please call us at 850-434-2211. Join us today and experience personalized service that puts your financial needs first!

Business Banking

We understand that businesses have unique needs. Our business banking solutions include merchant services and business loans designed to support local entrepreneurs in reaching their goals. Whether you're starting a new venture or looking to expand, we have the resources you need.

Digital Banking Features

In today's fast-paced world, having access to your finances anytime is essential. That's why we offer robust online and mobile banking services. With features like ATM and cash withdrawal services, as well as person-to-person payment options, managing your money has never been easier. You can also enjoy basic drive-thru banking for quick deposits and withdrawals without leaving your car.

Loans and Financing

If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can make that dream a reality. With flexible terms and competitive interest rates, we aim to get you on the road in no time. For those looking to buy a home, our mortgage loans and refinancing services can help you secure favorable rates tailored to your financial situation. For unexpected expenses or consolidating debt, consider our personal loans which provide quick access to funds when you need them most. And don't forget about our credit cards with rewards, allowing you to earn points on your everyday purchases while enjoying low-interest rates.

Personal Banking

Our personal banking services are tailored to provide you with the tools you need for financial success. We offer various checking and savings accounts that come with competitive rates and easy access through our online and mobile banking platforms. Imagine being able to check your balance or transfer funds right from your phone convenience is just a tap away!

Digital & Online Banking

Explore Our Services

With our online banking platform, accessible at https://www.membersfirstfl.org/, you can take control of your accounts with ease. Whether you want to check your balance, transfer funds, or pay bills, everything is just a click away. Plus, our 24/7 online banking services ensure that you can manage your money on your own schedule. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. You can send funds instantly without the hassle of writing checks or handling cash. And for those who prefer mobile transactions, our mobile payments feature allows you to make purchases right from your phone no wallet needed!

Stay Informed and Secure

We also prioritize your security and comfort. With electronic signature authorization available, you can sign important documents digitally without needing to visit the branch. This means less time spent on paperwork and more time focusing on what matters most to you. Additionally, e-statements provide an eco-friendly way to keep track of your account history while ensuring that your information is secure. Our user-friendly mobile application enhances your banking experience even further. You can access all of these features right from your smartphone, making it easier than ever to stay on top of your finances while on the go. At Members First Credit Union Of Flori, we're committed to providing accessible and innovative banking solutions that put you in charge of your financial journey. Enjoy the flexibility and peace of mind that come with our digital banking services today!

Financial Strength

At Members First Credit Union Of Flori, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a robust financial foundation that allows us to serve you with confidence and dedication. With a net worth of $40,437,884, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1386 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $33,261,691 in share certificates and $419,243 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $39,984,861 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $67,244 in used auto loans and an impressive total of $139,375,108 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The trust placed in us is further demonstrated by our total share accounts of 39,147, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First Credit Union Of Flori is your trusted partner. Visit us at 251 W Garden St Pensacola FL 32502 or call 850-434-2211 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

For those who are looking for more tailored solutions, we also provide refinancing options to help lower monthly payments or consolidate debt. If you're interested in learning about eligibility for any of our products or would like to explore refinancing possibilities, don't hesitate to reach out to us at (850) 434-2211. At Members First Credit Union Of Flori, we're committed to supporting your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today and let's discuss how we can help you achieve your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,193,838 in used vehicle loans and $13,828,305 in new vehicle loans already helping members get on the road. We know that finding the right vehicle is important, and our financing options can make it easier for you to drive away happy.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,453,000, make buying or refinancing simple. We offer competitive rates and terms that can accommodate various budgets, ensuring that your path to owning a home is as straightforward as possible.

Unsecured Credit Card Loans

Managing day-to-day expenses is crucial for maintaining financial stability. We also offer flexible terms on unsecured credit card loans, with a total of $14,648,165 in loans helping members manage their finances effectively. These cards come with features that allow you to keep track of spending while enjoying rewards along the way.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that all loan offers are fair and transparent, giving users confidence in their choices. LendMesh stands out in several key ways: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency for users. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can make informed decisions without hidden influences. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options that fit their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. For those looking to make well-informed decisions about their borrowing options, LendMesh offers a straightforward solution. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Members First Credit Union Of Flori