Members First Credit Union Pace FL | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Members First Credit Union Of Flori, your trusted partner in financial well-being! Located at 5005 Highway 90, Pace, FL 32571, our branch has been serving the community since 1954, providing personalized banking solutions tailored to meet your unique needs. With a strong membership base of over 20,000 members and total assets exceeding $291 million, we are committed to helping you achieve your financial goals. At Members First, we understand that each member's journey is different. That's why we offer a wide range of services, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking options. Our dedicated team of 77 employees is here to assist you every step of the way, ensuring you receive the support and guidance you need. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: P. O. Box 12983, Pensacola, FL 32591. With convenient operating hours from Monday to Friday, 9:00 AM to 4:30 PM and Saturday from 9:00 AM to 12:00 PM, we make it easy for you to get in touch or stop by. Under the leadership of our CEO, Michele Williams, and Board President, Theresa McCants, we strive to foster a sense of community among our members. We take pride in our financial strength, with total deposits amounting to $27 million and a net worth of $40 million, reflecting our commitment to stability and growth. Join us at Members First Credit Union Of Flori today let's embark on this financial journey together! For more information or to open an account online, visit us at our website or give us a call at 850-434-2211. Your future starts here!

Branch History & Mission

Welcome to the story of Members First Credit Union Of Flori, a community-focused financial institution that has been serving the residents of Pace, Florida since 1954. Located at 5005 Highway 90, our branch is a cornerstone of financial support and personal growth for over 20,012 members. As we reflect on our rich history, we celebrate the journey that has shaped us into a trusted partner for individuals and families in our community. Founded with the mission to provide accessible financial services, Members First Credit Union has evolved significantly over the decades. We have grown not only in numbers but also in the range of services we offer. Our commitment to our members is evident through our total assets of $291,321,334, enabling us to support a diverse array of lending options and savings products tailored to meet the unique needs of our community. At Members First, we believe that banking should be more than just transactions. Our mission is deeply rooted in fostering strong relationships within our community while providing reliable financial solutions. We aim to empower our members by offering everything from personal banking services like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our goal is to help you achieve your financial dreams while ensuring you feel supported every step of the way. While members can visit us at 5005 Highway 90, official correspondence should be sent to P.O. Box 12983, Pensacola, FL 32591. Our branch operates Monday through Friday from 9:00 AM to 4:30 PM and on Saturdays from 9:00 AM to 12:00 PM, making it convenient for you to access our services. With an available ATM and drive-thru banking options, we strive to make your banking experience as efficient as possible. As we continue to grow and adapt in this digital age, we remain committed to accessibility for all members. Our advancements include online and mobile banking options that allow you to manage your finances anytime, anywhere. We take pride in being ADA compliant, ensuring everyone can enjoy our services comfortably. Beyond providing financial services, Members First Credit Union actively engages in community outreach efforts and partnerships aimed at enriching the lives of those around us. We believe that supporting local initiatives fosters a stronger community spirit. Join us at Members First Credit Union Of Flori where you are more than just a member; you are part of our family. Experience the benefits of personalized service and community commitment today! To learn more about how you can become a member or open an account, please visit our website or call us at 850-434-2211. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Members First Credit Union of Florida at our convenient Hwy. 90 Branch, located at 5005 Highway 90, Pace, FL 32571. We are proud to be part of the vibrant Santa Rosa community, making banking easy and accessible for our members. Our branch is situated near popular landmarks such as the Pace High School and the bustling local shopping centers, ensuring that you can easily stop by while running errands or enjoying a day out. At our branch, we prioritize accessibility for everyone. We have dedicated parking spaces and ADA-compliant features, including ramps and accessible entrances, so all our members can visit comfortably. If you need assistance during your visit, don't hesitate to ask one of our friendly staff members who are always ready to help. Our operating hours are designed with your convenience in mind. We are open Monday through Friday from 9:00 AM to 4:30 PM, allowing you ample time to manage your banking needs throughout the week. Additionally, we offer drive-thru services on Saturday from 9:00 AM to 12:00 PM for those quick transactions without leaving your vehicle. For those needing cash or wanting to check their balance outside of branch hours, we have an ATM available on-site. Whether you're withdrawing cash or making deposits, we've got you covered. While you can visit us at 5005 Highway 90, please remember that official correspondence should be sent to P.O. Box 12983, Pensacola, FL 32591 if needed. We invite you to drop by and explore the range of personal banking services we offer like checking and savings accounts, auto loans, mortgages, and more! If you have any questions or need assistance right away, feel free to call us at 850-434-2211. We're excited to serve you!

Member Eligibility

At Members First Credit Union Of Flori, we believe that becoming a member means joining a supportive community where your financial needs come first. If you live, work, worship, or attend school in the areas we serve, you may be eligible to join us! We welcome individuals from all walks of life, ensuring that everyone can benefit from our personalized banking services. To find out more about specific eligibility criteria, feel free to visit our website at http://www.membersfirstfl.org/i-want-to/become-a-member/about-us for detailed information. Joining is easy! You can open an account online by visiting http://www.membersfirstfl.org/tools-and-resources/online-applications , and if you have any questions or need assistance during the process, don't hesitate to give us a call at (850) 434-2211. We're here to help you every step of the way and look forward to welcoming you into the Members First Credit Union Of Flori family at our branch located at 5005 Highway 90 Pace Fl 32571.

Business Banking & Commercial Services

Practical Merchant Services

In today's fast-paced market, efficient payment processing can set your business apart. Our merchant services offer seamless transactions, allowing you to focus on what matters most: serving your customers. Imagine easily accepting payments from various platforms, enhancing customer satisfaction while streamlining operations. Visit us at 5005 Highway 90 Pace Fl 32571 in Pace, FL, or call us at (850) 434-2211 to learn more about how our business banking and commercial services can help you thrive!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

For those times when you need quick access to cash or want to handle simple transactions without stepping inside, we provide basic ATM access for withdrawals and balance checks as well as drive-thru banking for deposits and withdrawals during lobby hours. If you have any questions about these services or need assistance, please don't hesitate to reach out at (850) 434-2211. Our friendly staff is ready to help! Ready to take the next step? Visit us at 5005 Highway 90 Pace Fl 32571 or check out our website at Hwy. 90 Branch for more information about opening an account or becoming a member today!

Business Banking

For small business owners, our business banking services provide essential tools like merchant services and business loans to help you grow your enterprise. We understand the unique challenges businesses face and are committed to supporting your success.

Credit Cards and Rewards

To add more flexibility to your spending, our credit cards come with rewards programs that allow you to earn points on every purchase. This means that every time you swipe your card, you're working toward great rewards!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. You can easily manage your accounts from anywhere using our mobile app or website, making banking simpler than ever. With features like mobile payments and person-to-person transfers, staying on top of your finances is just a click away.

Personal Banking

Our personal banking services include checking and savings accounts that are designed to help you achieve your financial goals. For those considering a new vehicle or needing repairs on an existing one, our auto loans and vehicle financing options make it easy to drive away in the car you want without breaking the bank. If you're planning to buy a home or refinance your current mortgage, we offer competitive mortgage loans that can fit any budget. Additionally, personal loans for debt consolidation can ease your financial stress by combining multiple payments into one manageable loan.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Plus, if you're always on the go, our mobile application makes it even simpler to manage your money right from your smartphone. Imagine checking your balance while waiting in line or making a payment without having to visit a branch it's all possible! For added convenience, we offer person-to-person transfers, so sending money to friends or family is quick and easy. Need to sign documents? No problem! Our electronic signature authorization feature allows you to complete paperwork securely online, saving you time and hassle.

Security and Accessibility

We prioritize your security while ensuring an easy-to-use experience. Our online banking system employs robust security measures to keep your information safe. Additionally, e-statements are available to help reduce paper clutter and make record-keeping straightforward. Whether you're making mobile payments or checking statements, every feature is designed with ease-of-use in mind. Our commitment is not just about offering services; it's about providing peace of mind while you manage your finances. Explore all these features today by visiting https://www.membersfirstfl.org/ and discover how Members First Credit Union Of Flori is here to support your financial journey!

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is reflected in our financial performance as shown by our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Base

Total Share and Deposit Accounts stand at 39,147, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First Credit Union Of Flori is your trusted partner. Visit us at 5005 Highway 90 Pace Fl 32571 or call 850-434-2211 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $33,261,691 in share certificates and $419,243 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $39,984,861 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $67,244 in used auto loans and $139,375,108 in total loans and leases available.

Strong Financial Health

With a net worth of $40,437,884, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1386 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,193,838 in used vehicle loans and $13,828,305 in new vehicle loans already helping members get on the road. We offer flexible terms that can be tailored to fit your budget, making it easier than ever to drive away in a vehicle you love.

Business Financing

For business owners, while we currently do not have outstanding commercial loans available, we are committed to providing resources and support for local businesses looking to grow and expand in the future. We encourage you to reach out if you have any questions about our loan offerings or if you're interested in refinancing options. You can contact us at (850) 434-2211 or visit us at our branch located at 5005 Highway 90 Pace Fl 32571, Pace, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Members First Credit Union Of Flori, we're here to help you navigate your financial journey with confidence!

Credit Lines and Unsecured Credit Cards

Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $14,648,165 in loans helping members effectively manage their finances. Additionally, our credit lines provide a convenient way to access funds when needed without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,453,000, make buying or refinancing simple. We provide personalized guidance throughout the process to ensure you find the best option for your situation.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each listing is updated in real-time, reflecting current market conditions so that you can trust the information you see.

MEMBERS FIRST CREDIT UNION OF FLORI CREDIT UNION - Pace, FL