Members First Credit Union Tremonton UT | Affordable Vehicle Loans & Low Mortgage Rates

Introduction

Welcome to Members First, your trusted credit union located at 65 S 1000 W, Tremonton, UT 84337. Established in 1958, we have been dedicated to serving our community for over six decades. With a strong commitment to our members, we proudly support over 13,847 individuals and families with personalized financial solutions tailored to meet their unique needs. At Members First, we understand the importance of financial stability and growth. That's why we manage assets totaling $182,230,254 and offer loans that empower our members to achieve their dreams whether it's buying a new car or financing a home. Our total deposits stand at $16,926,898, which reflects the trust and confidence our members place in us. We are also proud of our net worth of $25,049,938, ensuring that we remain a stable partner in your financial journey. Led by our CEO, Darryn Hodgson, and Board President, Clyde Wohlgemuth, our team is committed to providing exceptional service. We employ 39 dedicated staff members who work tirelessly to ensure you receive the best banking experience possible. Whether you're visiting us in person or accessing our services online at memfirstcu.com, we are here for you. While you can visit us at our Tremonton branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 120 East 1000 South, Brigham City, UT 84302. We invite you to explore all that Members First has to offer from checking accounts and auto loans to mortgages and credit cards with rewards. Feel free to reach out by calling us at 435-723-5231 or drop by during lobby hours: Monday, Wednesday, Thursday, and Friday from 9:00 AM to 6:00 PM; Tuesday from 10:00 AM to 6:00 PM; and Saturday from 9:00 AM to 2:00 PM. Join us today as we continue our mission of putting members first!

Branch History & Mission

Our Journey

Since opening our doors, Members First has embraced a mission centered on providing exceptional financial services while fostering a spirit of community support. Over the years, we have steadily expanded our offerings to include checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. This commitment to growth has led us to accumulate total assets of $182,230,254 as we continue to serve the financial interests of our members. Our evolution has not just been about numbers; it's about people. We are dedicated to making banking accessible and convenient for everyone in Tremonton and beyond. With ATM availability and drive-thru banking options at our branch, we ensure that our members can manage their finances with ease. In addition to these services, we offer robust online and mobile banking capabilities so that members can bank anytime and anywhere.

Our Mission

Members First is more than just a credit union; it's a community hub focused on enhancing lives through responsible financial practices and community engagement. Our mission is simple: to empower our members through education and support while maintaining financial stability and growth. We believe that when our members thrive, so does the entire community. While you can visit us at our Tremonton branch for your banking needs, official correspondence should be directed to our mailing address at 120 East 1000 South, Brigham City, UT 84302 if different from the branch address. We understand the importance of giving back. Our partnerships with local organizations help us contribute meaningfully to various initiatives aimed at improving the quality of life for residents in Box Elder County. As we look towards the future, we invite you to join us on this journey. Experience firsthand how Members First can support your financial goals while being an integral part of a thriving community. Whether you're looking for personal banking solutions or business services tailored to your needs, we're here for you every step of the way. Call us today at 435-723-5231 or visit us online at Members First to learn more about how you can become a member and enjoy all the benefits we have to offer!

Branch Location & Accessibility

Accessibility Features

At Members First, we prioritize making banking easy for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members have access to our facilities. Plus, we offer ample parking space so you can visit us without any hassle.

Nearby Landmarks

You can find us just a short drive from local favorites like the Tremonton City Park and the Bear River Valley. We're right in the heart of Box Elder County, making it easy for you to stop by while enjoying everything our town has to offer.

Operating Hours

Our friendly team is here to help during convenient hours: Monday, Wednesday, Thursday, and Friday from 9:00 AM to 6:00 PM; on Tuesdays from 10:00 AM to 6:00 PM; and Saturdays from 9:00 AM to 2:00 PM. Whether you need assistance with personal banking or want to explore loan options, we're ready when you are!

Services Offered

Members can take advantage of a range of services at our location, including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking services. With an ATM available on-site and drive-thru banking for quick transactions like deposits and withdrawals, we ensure that your banking experience is smooth and straightforward. If you have any questions or need assistance, don't hesitate to reach out! Call us at 435-723-5231 or visit our website at memfirstcu.com. We can't wait to welcome you into our branch!

Member Eligibility

At Members First, we believe that joining our community means becoming part of something special. If you live, work, or worship in the Tremonton area, you're likely eligible to become a member! We welcome individuals and families who share our values and are looking for a financial partner that truly cares about your needs. The process to join is straightforward and welcoming; simply visit us at 65 S 1000 W, Tremonton, UT 84337, or give us a call at 435-723-5231 for more information. To get all the details on eligibility requirements and to ensure you meet them, check out our helpful resource at https://www.memfirstcu.com . Once you're ready to open an account, you'll find that we offer a range of services designed to support your financial journey. From personal banking options to auto loans and credit cards with rewards, being a member at Members First means having access to tools that help you thrive. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services that Work for You

In today's fast-paced world, having effective payment solutions is crucial. Our merchant services are designed to simplify transactions so you can focus on what matters most growing your business. Whether you're accepting payments in-store or online, we provide tools that make it easy and efficient. Located at 65 S 1000 W Tremonton Ut 84337 in Tremonton, UT, we invite you to visit us or call (435) 723-5231 to learn more about how our business banking solutions can help your company thrive. Let's build your success story together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds

We also provide convenient access to cash through our ATM and cash withdrawal services. Need to deposit checks or make quick transactions? Our basic drive-thru banking service allows for easy deposits and withdrawals without leaving your car! At Members First in Tremonton, UT, we're committed to providing comprehensive financial solutions that meet all of your needs from personal banking to business support. For more information about our services or if you have any questions, feel free to call us at 435-723-5231 or visit us online at https://memfirstcu.com . Join us today and experience the difference!

Business Banking Services

For our business members, we provide essential services such as merchant services and business loans. Running a business involves many challenges, but with our support, you can focus more on growth and less on financial hurdles.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From transferring funds to checking balances or making payments, everything is just a few taps away. Plus, with features like mobile payments, managing finances has never been easier.

Home Financing Made Easy

Buying a home can be daunting, but at Members First, we make it easier with our mortgage loans and refinancing options. Our team is here to guide you through each step, ensuring you find the best solution for your situation. Picture yourself settling into a home that fits your lifestyle perfectly.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our personal banking options are designed to simplify your life. We offer checking and savings accounts that help you keep track of your money while earning interest on your savings. Whether you're saving for a special occasion or just want to manage your expenses, we've got you covered. If you're looking to finance a new car or need help with an existing vehicle, our auto loans and vehicle financing provide competitive rates and flexible terms that suit your budget. Imagine driving off in your dream car without the stress of high payments!

Support for Your Financial Goals

For those unexpected expenses or consolidating debt, our personal loans and debt consolidation services can provide the financial relief you need. We understand that life can throw curveballs, and we're here to help you navigate them. Moreover, we offer credit cards with rewards, allowing you to earn points while making everyday purchases. Whether it's dining out or shopping for essentials, every swipe can bring you closer to exciting rewards.

Digital & Online Banking

Convenient Features

Our online banking experience is packed with features that enhance your financial management. You can enroll in e-statements, allowing you to receive your bank statements electronically no more paper clutter! If you prefer signing documents digitally, our electronic signature authorization makes it quick and easy to complete transactions securely. When you're out and about, take advantage of our mobile application. With this handy tool, you can access all the essential functions of online banking right from your smartphone. Plus, if you're looking for an effortless way to make payments, our mobile payments feature allows you to pay friends and businesses with just a tap.

Stay Connected

Need to send money to a friend? Our person-to-person transfer service lets you do just that with ease. Whether it's splitting a bill or sending a gift, transferring money has never been simpler. At Members First, we prioritize your security. Our digital services are equipped with advanced security measures to keep your information safe while providing convenient access to your accounts. Embrace the future of banking with Members First where convenience meets security every day!

Financial Strength

Commitment to Growth

With $11,376,222 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $31,250 in used auto loans and an impressive total of $94,460,821 in loans and leases.

Operational Efficiency

Our performance reflects our operational efficiency with a net income of $2,573,716, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Opportunities

Members' savings are secured through $39,434,600 in share certificates and $34,443,820 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $37, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $25,049,938, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 65 S 1000 W Tremonton Ut 84337 or call 435-723-5231 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $45,184,272 in used vehicle loans and $8,118,289 in new vehicle loans to help members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our competitive rates and flexible terms make financing simple and accessible.

Credit Lines

For those looking for additional flexibility in managing cash flow or unexpected expenses, our total credit lines amount to $7,500,000. This option gives you access to funds when you need them most. At Members First located at 65 S 1000 W Tremonton Ut 84337, our knowledgeable staff is ready to assist you with any questions regarding our loan offerings. You can reach us at (435) 723-5231 during our lobby hours: Monday, Wednesday through Friday from 9:00 AM to 6:00 PM and Tuesday from 10:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to helping you find the right financial solutions that suit your needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $9,685,738, making buying or refinancing straightforward. We offer various plans tailored to fit different budgets and lifestyles. If you're considering refinancing your existing mortgage, we can guide you through the eligibility options available.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $5,320,591 in loans helping members manage their finances effectively. These cards come with rewards and no annual fees, providing an easy way to handle everyday purchases without stress.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to verified information guarantees that users receive fair and transparent offers tailored to their needs.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reducing the risk of misleading information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can make informed choices without external influence. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions. This feature empowers them to compare options quickly and effectively, ultimately leading to better financial decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how real people benefit from using the platform. Explore your options today by comparing real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MEMBERS FIRST CREDIT UNION - Tremonton, UT