Members First Credit Union Brigham City UT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Members First, your trusted credit union located at 120 E 1000 S, Brigham City, UT 84302. Since our establishment in 1958, we've been dedicated to serving our community with reliable financial solutions tailored to meet your needs. With over 13,847 members and assets totaling an impressive $182,230,254, we are proud to provide a range of services designed to help you achieve your financial goals. At Members First, we understand that each member's journey is unique. That's why we offer a variety of services from personal banking accounts and auto loans to mortgage financing and business banking options. Our commitment goes beyond just transactions; we strive to build lasting relationships within the community. Led by our CEO, Darryn Hodgson, and Board President, Clyde Wohlgemuth, our team of 39 dedicated employees is here to ensure you receive the best possible service. Whether you're visiting us in person or accessing our online services at memfirstcu.com, you can trust that your financial well-being is in good hands. While members can visit us at our branch address, official correspondence should be sent to 120 East 1000 South, Brigham City, UT 84302 if different from the branch location. We invite you to experience the Members First difference where your financial success is our priority! Feel free to reach out to us at 435-723-5231 or stop by during our operating hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Join us today and take the first step towards a brighter financial future!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Members First family. Experience firsthand the benefits of being a member of a credit union that truly cares about your financial well-being and community growth. Stop by today or call us at 435-723-5231 during our operating hours (Monday-Friday from 8:30 AM to 6 PM and Saturday from 9 AM to 2 PM) to learn more about how we can assist you on your financial path. Together, let's build a brighter future!

Our Journey

Located at 120 E 1000 S Brigham City, UT 84302, Members First began its journey with a simple mission: to serve our community by providing accessible financial services. As we've expanded our offerings from personal banking solutions like checking and savings accounts to vehicle financing and mortgage loans we have remained dedicated to the same core values that inspired our founding. We are proud to have built strong relationships based on trust and integrity. In addition to our robust financial services, we also emphasize community outreach. Our partnerships with local organizations allow us to give back in meaningful ways. Whether it's sponsoring local events or providing educational workshops, we strive to make a positive impact beyond banking.

Our Mission

At the heart of Members First is a clear mission: "To empower our members through exceptional service and support." We believe that financial health is crucial for everyone, which is why we offer personalized banking experiences tailored to each member's needs. From competitive loan rates to user-friendly online banking options like mobile payments and e-statements we aim to make managing finances as easy as possible. Additionally, our drive-thru service and ATM availability ensure that banking remains convenient for all our members. We are committed to maintaining accessibility for everyone, including those with disabilities. While members can visit us at 120 E 1000 S for their banking needs, official correspondence should be sent to our mailing address: 120 East 1000 South, Brigham City, UT 84302.

Branch Location & Accessibility

Accessibility Features

At Members First, we understand that accessibility is important. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking so everyone can visit comfortably. Plus, our drive-thru service allows you to handle simple transactions without leaving your car.

Get in Touch

If you have any questions or need assistance before stopping by, feel free to give us a call at 435-723-5231. Our friendly team is always ready to help! We invite you to visit us soon at Members First your trusted partner in finance right here in Brigham City!

Operating Hours

We know that life can get busy! That's why we offer extended hours for your convenience. Visit us Monday through Friday from 8:30 AM to 6:00 PM, and on Saturday from 9:00 AM to 2:00 PM. We aim to accommodate your schedule as best as we can.

Services Available

When you come to Members First, you'll have access to a variety of services tailored for all your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage services, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks anytime during business hours.

Visit Us

While our main address is where you'll find us, any official correspondence should be sent to 120 East 1000 South, Brigham City, UT 84302. We want to make sure all your needs are met seamlessly!

Member Eligibility

Becoming a member of Members First is like joining a warm and welcoming community that truly cares about your financial well-being. If you're living, working, or attending school in the Brigham City area, you're likely eligible to join us! We pride ourselves on making banking accessible to everyone, so whether you're looking for personal banking solutions or business services, we've got you covered. To learn more about specific eligibility criteria, feel free to visit our detailed page. Opening an account is simple and convenient. Just stop by our branch located at 120 E 1000 S Brigham City Ut 84302, or give us a call at (435) 723-5231 for any questions you may have. Our friendly team is here to help you every step of the way! Join Members First today and experience the benefits of being part of our family-oriented credit union.

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are ready to help you secure the financing you need when the time is right. Whether you're looking to expand your operations, invest in new equipment, or increase inventory, our dedicated team will work closely with you to explore the best options available.

Merchant Services That Make Sense

In today's fast-paced market, having reliable payment solutions is crucial for success. Our merchant services provide businesses with easy and efficient ways to accept payments, ensuring smooth transactions for your customers. Picture this: a busy Saturday at your store; with our services, your customers can pay quickly and securely, allowing you to focus on what matters most growing your business. Visit us at 120 E 1000 S Brigham City Ut 84302 in Brigham City, UT or call us at (435) 723-5231 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs in our community, business banking is essential. At Members First, we provide comprehensive services including merchant services and business loans to help your business thrive. With us by your side, you can focus on growing your business while we take care of the banking details.

Convenient Access and Support

We know that convenience matters in today's busy world. That's why we offer online and mobile banking, allowing you to manage your accounts anytime, anywhere. Plus, our ATM services ensure that cash withdrawals are always within reach whenever you need them. If you prefer face-to-face interactions, visit us at our drive-thru for quick deposits or withdrawals without leaving your vehicle. With these diverse offerings at Members First, we're here to support all aspects of your financial life. If you're ready to explore how we can help you today, don't hesitate to reach out! Call us at (435) 723-5231 or visit us at 120 E 1000 S Brigham City Ut 84302 in Brigham City, UT. Let's take the next step together toward achieving your financial aspirations!

Credit Cards and Rewards

Don't forget about managing everyday purchases! Our credit cards with rewards let you earn points while spending on things you already buy. This means more savings or exciting rewards just for using your card wisely.

Home Financing Solutions

If homeownership is on your mind, look no further than our mortgage loans and refinancing services. We help simplify the process so you can focus on finding your dream home rather than worrying about paperwork. And if life presents unexpected expenses, our personal loans and debt consolidation products can provide relief by offering flexible repayment options.

Personal Banking Services

When it comes to personal banking, we understand that every member's journey is different. That's why we offer various options like checking and savings accounts that fit your lifestyle. Imagine having easy access to your money with online banking, where you can check balances or transfer funds with just a few clicks. For those thinking about purchasing a vehicle, our auto loans and vehicle financing options make getting behind the wheel straightforward and hassle-free.

Digital & Online Banking

Accessibility and Ease-of-Use

Members First is committed to making banking accessible and easy for everyone. Our mobile application is available for download on both Android and iOS devices, allowing you to manage your accounts right from your pocket. With real-time updates and notifications, you'll always know what's happening with your finances. Whether you're looking to check your balance while waiting in line or transfer money during lunch breaks, our online banking services are designed with you in mind. Join us at Members First today and experience the ease of managing your finances digitally!

Key Features

Security is paramount in today's digital world, and we ensure that your information stays safe with us. Our electronic signature authorization feature allows you to complete transactions securely from the comfort of your own home. Plus, we offer e-statements, so you can easily keep track of your account activity without the clutter of paper statements. For those who prefer to do their banking on a mobile device, our mobile application provides a robust solution for all your banking needs. You can make mobile payments quickly and conveniently, eliminating the need for cash or checks. If you want to send money to friends or family, our person-to-person transfer option makes it simple and fast.

Financial Strength

Commitment to Growth

With $11,376,222 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $3,125 in used auto loans and $94,460,821 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by our $981,986, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 27 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 31,961, reflecting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 120 E 1000 S Brigham City Ut 84302 or call (435) 723-5231 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $39,434,600 in share certificates and $34,443,820 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $37, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Foundation

With a net worth of $25,049,938, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,184,272 in used vehicle loans and $8,118,289 in new vehicle loans already helping members get on the road. We also provide refinancing options to make your payments even more manageable.

Credit Lines

For those looking for extra flexibility in their budget, our total credit lines amount to $7,500,000. This option provides access to funds when you need them most without having to apply for a new loan each time. No matter what type of loan you're interested in, our experienced team at Members First is here to assist you every step of the way. If you're ready to explore your options or have questions about eligibility and refinancing opportunities, please reach out to us at (435) 723-5231 or visit us at our branch located at 120 E 1000 S Brigham City, UT 84302. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $9,685,738, making buying or refinancing simple. Our goal is to help you navigate the home buying process smoothly and affordably.

Unsecured Credit Card Loans

We know managing daily expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $5,320,591 in loans helping members manage their finances effectively. These cards come with benefits designed to ease your everyday purchases while building your credit score.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it's crucial to have a reliable tool that helps you navigate the lending landscape effectively. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that users receive fair and transparent offers from trusted lenders. One of the key benefits of using LendMesh is the use of verified data. All loan offers are sourced from legitimate financial institutions, which promotes transparency in the comparison process. Additionally, LendMesh stands out for having no sponsored listings; lenders are not prioritized based on paid promotions. This means you can trust that the results displayed are genuinely reflective of current market conditions rather than influenced by advertising dollars. LendMesh also provides real-time rate comparisons from multiple institutions. This up-to-date information allows users to make informed decisions quickly and confidently. Thousands of users have shared positive experiences with LendMesh. One member remarked, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to compare loan offers effectively and transparently, consider using LendMesh's loan comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MEMBERS FIRST CREDIT UNION - Brigham City, UT

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