Members First Credit Union Mt Pleasant MI | Quick Personal Loans & Auto Financing

Introduction

Welcome to Members First Credit Union, your trusted financial partner since 1936! Located at 4976 E Broadway St, Mt Pleasant, MI 48858, we take pride in serving our community with dedication and care. With a strong membership base of 65,163 and total assets reaching an impressive $838,451,592, we are here to provide you with reliable banking services tailored to meet your needs. At Members First, we understand the importance of financial stability and growth. Our commitment to our members is reflected in our robust offerings, including auto loans, mortgages, personal loans, and credit card options that reward you for your loyalty. With total deposits of $18,382,797 and a net worth of $78,201,110, you can trust that your money is in safe hands. Our team is led by CEO Carrie Iafrate and Board President Robert Cooper, who work tirelessly to ensure that we maintain high standards of service and support. We have a dedicated workforce of 247 employees ready to assist you during our operating hours: Monday through Tuesday from 8 a.m. to 5 p.m., Wednesday from 9 a.m. to 5 p.m., Thursday from 8 a.m. to 6 p.m., Friday from 8 a.m. to 12:30 p.m. (drive-thru only), and Saturday drive-thru services available from 9 a.m. to 12:30 p.m. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 2165, Midland, MI 48641-2165. We invite you to explore our services further by visiting our website at www.mfcu.net or giving us a call at 855-835-6328. Join us today and experience the difference that community-focused banking can make in your life!

Branch History & Mission

Community Focused

Our commitment extends beyond banking; we actively engage in partnerships and outreach efforts within Mt Pleasant and surrounding areas. From educational workshops on financial literacy to supporting local events and charities, we are proud to play a role in uplifting our community. As technology evolves, so do we! Members First is committed to ensuring ADA compliance and providing digital advancements like online banking and mobile payments so all members can enjoy convenient access to their accounts. Join us today and experience the difference at Members First! Whether you're looking for auto loans, mortgages, or personal banking solutions, we're here for you every step of the way. Call us at 855-835-6328 or visit our website at www.mfcu.net to learn more about how we can help you thrive financially!

Our Journey

Members First was established with a vision to provide affordable financial services to everyone in the area. From our humble beginnings, we have continuously evolved to adapt to the changing needs of our members. With each passing year, we have expanded our offerings from basic savings accounts to comprehensive personal and business banking solutions. Our branch is located at 4976 E Broadway St in Mt Pleasant, MI, conveniently situated near local landmarks that make it easy for you to visit us. Whether you're here for personal banking or commercial loans, we strive to create an environment where you feel valued and supported. While members can visit us at our branch address, official correspondence should be sent to PO Box 2165, Midland, MI 48641-2165.

Our Mission

At Members First, our mission is simple: We are dedicated to helping our members achieve their financial goals while giving back to the community that supports us. We believe that everyone deserves access to quality financial services without excessive fees or barriers. This commitment drives everything we do from offering competitive loan rates and low-cost checking accounts to providing personalized guidance tailored just for you. Our operating hours make it easy for you to get assistance when you need it: Monday through Tuesday from 8 a.m. - 5 p.m., Wednesday from 9 a.m. - 5 p.m., Thursday from 8 a.m. - 6 p.m., and Friday from 9 a.m. - 12:30 p.m. (drive-thru only). We also offer ATM access and drive-thru banking for added convenience.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated near local favorites, our branch is easy to find and access. You'll be close to popular spots like the charming parks and local eateries that make Mt Pleasant special. We strive to make your visit as convenient as possible, with ample parking available right outside our doors. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can bank with ease.

Operating Hours and Services

We know that life gets busy, so we offer flexible operating hours tailored to fit your schedule. Our lobby is open from 8 a.m. to 5 p.m. Monday through Tuesday, 9 a.m. to 5 p.m. on Wednesday, and 8 a.m. to 6 p.m. on Thursday. On Fridays, we're open until 12:30 p.m., but if you need service over the weekend, our drive-thru is available from 9 a.m. to 12:30 p.m. on Saturdays. At Members First Credit Union, we provide a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and even business banking solutions! Need cash? We have an ATM on-site for your convenience.

Visit Us Today!

We invite you to come by Members First Credit Union today! Whether you're looking for assistance or just want to chat about your financial needs, our team is eager to welcome you. If you have any questions before your visit or want to learn more about what we offer, feel free to give us a call at 855-835-6328. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Members First is like joining a close-knit family where your financial well-being matters. If you're looking to join us, it's pretty straightforward! Membership is open to anyone who lives, works, or worships in our local community. Whether you're new to banking or seeking a more personal experience, we welcome you with open arms. At Members First, you'll enjoy access to tailored services designed just for you, including competitive loan rates and personalized support. To get started, simply visit us at our branch located at 4976 E Broadway St Mt Pleasant Mi 48858 or give us a call at (855) 835-6328. You can find more detailed eligibility criteria by checking out this link: Eligibility Details. If you're ready to take the next step, you can easily open your account through our website here: Account Opening. We're excited to help you on your journey towards financial success!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $297 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $76 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,610,984, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, efficient payment processing can set you apart from the competition. Our merchant services offer reliable tools that simplify transactions, whether you're at the counter or online. Imagine being able to accept payments seamlessly while focusing on what really matters growing your business. Visit us at 4976 E Broadway St Mt Pleasant Mi 48858 in Mt Pleasant, MI or call us at (855) 835-6328 to learn how our business banking and commercial services can make a difference for you!

Comprehensive List Of Services

ATM Access and Drive-Thru Services

Need cash in a hurry? Our branch features ATM services for quick withdrawals and balance checks. Plus, our drive-thru banking allows for simple transactions like deposits and withdrawals without having to leave your car. At Members First Credit Union-Mt Pleasant Broadway Office, we strive to provide friendly service along with these comprehensive offerings. Our dedicated team is always ready to assist you with any questions or concerns. If you're ready to explore what we can do for you or want more information about our services, don't hesitate to reach out! Call us at 855-835-6328, visit us online at mfcu.net, or stop by our branch in Mt Pleasant today! Your financial well-being is our top priority!

Business Banking Services

For our business members, we provide comprehensive business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. You can easily access your balances, make transfers, pay bills, and even send money to friends through our person-to-person payment feature.

Home Financing Made Easy

Are you dreaming of owning your own home? Our mortgage loans and refinancing services provide flexible solutions that make homeownership attainable. We work with you every step of the way to ensure you find the right plan that suits your budget.

Personal Banking Solutions

We understand that managing your money is a priority. That's why we offer checking and savings accounts designed to fit any lifestyle. With competitive interest rates and user-friendly features, you can easily keep track of your finances. If you're considering buying a new car or need financing for an existing vehicle, our auto loans and vehicle financing options are here to help you hit the road without breaking the bank.

Personal Loans and Credit Cards

Life can throw unexpected expenses your way. For those moments when you need extra funds, our personal loans and debt consolidation options can offer relief. Plus, if you're looking to earn rewards while spending, check out our credit cards with rewards that allow you to earn points on everyday purchases.

Digital & Online Banking

Key Features

One of the standout features of our online banking service is the ability to sign documents electronically. With Yes, you can complete transactions quickly without the hassle of printing and mailing forms. This not only saves time but also keeps your information secure. We also offer e-statements through Yes, allowing you to go paperless while keeping track of your financial activity. You'll receive your statements directly in your inbox, making it easy to stay organized and monitor your spending. For those who prefer mobile banking, our app provides a convenient way to manage your finances right from your smartphone. You can enjoy mobile payments with Yes for quick purchases, along with person-to-person transfers using Yes perfect for sending money to friends or family instantly.

Security and Support

At Members First, we prioritize the security of your information. Our online banking services are designed with robust security measures to keep your data safe while giving you peace of mind as you manage your finances. If you ever have questions or need assistance, our dedicated team is just a phone call away at (855) 835-6328. We're here to support you every step of the way. Experience the convenience and flexibility of digital banking with us today! Visit https://www.mfcu.net/ to learn more about how we can help simplify your financial life.

Financial Strength

Commitment to Member Benefits

Our $58,643,751 in undivided earnings allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $16,222 in used auto loans and $616,853,698 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

With a total of 146,882 share accounts, we have built a strong and growing member base that trusts us with their finances. Our focus remains on fostering relationships that empower our community's financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 4976 E Broadway St Mt Pleasant Mi 48858 or call 855-835-6328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Opportunities

Members' savings are secured through $179,081,541 in share certificates and $217,039,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $78,201,110, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $247,839,400 in used vehicle loans and $33,072,339 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $28,610,984 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our business loan solutions can empower you to reach your goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,642,822, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our competitive rates can help you achieve that dream without breaking the bank.

Other Loan Products

In addition to these offerings, we have personal loans and lines of credit available to help you cover unexpected expenses or consolidate debt. With $164,070,000 in total credit lines available, we strive to provide our members with the financial tools they need for success. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, feel free to contact us at 855-835-6328. You can also visit us at our branch located at 4976 E Broadway St Mt Pleasant MI 48858, where our team is ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Members First, we are committed to supporting our community through accessible lending solutions that fit your lifestyle. Let us help you take the next step towards achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,540,568 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to support your financial journey while providing convenience in daily transactions.

Loan Aggregator

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MEMBERS FIRST CREDIT UNION - Mt Pleasant, MI