Members First Credit Union Mt Pleasant MI | Top Auto Loans & Checking

Introduction

Welcome to Members First Credit Union at 4490 E Blue Grass Rd, Mt Pleasant, MI 48858! Since our establishment in 1936, we have been dedicated to serving our community with trust and integrity. With a total membership of 65,163 and assets totaling an impressive $838,451,592, we are more than just a financial institution; we are your partner in achieving financial goals. At Members First, our commitment extends beyond banking. We pride ourselves on providing personalized services tailored to your needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking solutions, we have you covered. Our total deposits amount to $18,382,797, demonstrating the trust our members place in us. Led by our CEO Carrie Iafrate and Board President Robert Cooper, our team of 247 employees is here to ensure that your experience with us is seamless and enjoyable. Plus, with $9,867,758 in cash on hand and a net worth of $78,201,110, you can feel confident that your money is safe and sound. While you can visit us at our branch for all your financial needs, please note that official correspondence should be sent to our mailing address: PO Box 2165, Midland, MI 48641. Curious about how we can help you? Call us today at (835) 835-6328 or explore our website at mfcu.net for more information on the wide range of services we offer. Your journey toward financial success starts here!

Branch History & Mission

Welcome to Members First Credit Union, a cornerstone of financial support and community spirit in Mt Pleasant, MI. Since opening our doors in 1936, we have proudly served our members with dedication and care. What began as a small initiative has blossomed into a thriving institution with over 65,000 members and total assets exceeding $838 million. Our branch is located at 4490 E Blue Grass Rd, conveniently situated near local landmarks that make it accessible for everyone in the community. While members can visit us at this address, official correspondence should be sent to PO Box 2165, Midland, MI 48641. At Members First Credit Union, our mission goes beyond providing financial services; we are committed to enhancing the lives of our members and the communities we serve. We strive to offer personal banking solutions including checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking services. Our goal is to ensure that everyone has access to the resources they need to achieve their financial dreams. We believe in innovation as much as tradition. Over the years, we have embraced digital advancements that allow our members to manage their finances conveniently through online banking and mobile applications. Our ATM services are always available for quick transactions, while our drive-thru offers a hassle-free way to access essential banking services during busy hours. Our mission is also reflected in our commitment to community outreach. We partner with local organizations and participate in various initiatives aimed at making a positive impact in Mt Pleasant and surrounding areas. This dedication helps us build strong relationships with our members and fosters a sense of belonging. As we continue on this journey together, we invite you to join us at Members First Credit Union. Experience firsthand how we combine friendly service with comprehensive financial solutions tailored just for you. Whether you're looking to open an account or explore loan options, we're here to help you every step of the way. For inquiries or assistance, feel free to reach out at 835-835-6328 during our operating hours: - Monday, Tuesday & Thursday: 8 AM - 5 PM - Wednesday: 9 AM - 5 PM - Friday: 8 AM - 6 PM - Saturday (Drive-Thru Only): 9 AM - 12:30 PM Join us today and discover the difference that community-focused banking can make!

Branch Location & Accessibility

Accessibility Features

At Members First, we prioritize accessibility for everyone. Our branch is ADA compliant, featuring ramps and ample parking spaces designed for your convenience. Whether you're stopping by for a simple transaction or seeking guidance on our various financial products, our friendly staff is here to help.

Call to Action

We invite you to stop by Members First Credit Union today! If you have questions or would like more information about our services, don't hesitate to give us a call at (835) 835-6328. We look forward to serving you!

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours to accommodate your schedule. Our lobby is open from 8 AM to 5 PM on Monday, Tuesday, and Thursday; 9 AM to 5 PM on Wednesday; and 8 AM to 6 PM on Friday. For those who prefer drive-thru banking, we're open Saturday from 9 AM to 12:30 PM ideal for quick transactions without leaving your car.

Services Available

Members First Credit Union provides a range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. With ATM access available around the clock and basic drive-thru services for deposits and withdrawals, managing your finances has never been easier. While members can visit us at 4490 E Blue Grass Rd Mt Pleasant Mi 48858, official correspondence should be sent to PO Box 2165 in Midland if needed.

Member Eligibility

Becoming a member of Members First is like joining a close-knit family that genuinely cares about your financial well-being. If you live, work, or worship in the local area, you're likely eligible to join us! We welcome individuals from various backgrounds and professions, making it easy for you to become part of our supportive community. Membership at Members First opens the door to a range of benefits, from personalized banking services to competitive loan rates that can help you achieve your financial goals. To learn more about the specific eligibility criteria and see if you qualify, feel free to check out our detailed information at https://mfcu-cloud.lending360.com/accountopening/application?continueapp=false&membershipid=407&key=vkn1%2bfr9f1m%3d#/thingsyouneed . Ready to take the next step? Opening an account is simple! You can find all the details you need to get started at http://www.mfcu.net/borrow/apply-for-a-loan . If you have any questions or need assistance, don't hesitate to call us at (835) 835-6328. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $297 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $76 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,610,984, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that simplify payment processing. Imagine a busy Saturday at your shop customers are eager to check out, and you want the transaction process to be smooth. Our merchant services can help you accept payments quickly and securely, allowing you more time to focus on what matters most: growing your business. Visit us at 4490 E Blue Grass Rd Mt Pleasant Mi 48858, Mt Pleasant, MI, or give us a call at (835) 835-6328 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer comprehensive business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, and our team is committed to helping you succeed.

Convenient Access

At Members First, convenience is key. We provide essential services like ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits and withdrawals. With our extensive network of ATMs available for your use, accessing your funds has never been easier. Our commitment extends beyond traditional banking hours too. With extended hours on Fridays and Saturday drive-thru service until 12:30 PM, we make it easy for you to get the help you need when it's convenient for you. Whether you're in Mt Pleasant or nearby areas, we invite you to visit us or call us at (835) 835-6328 to learn more about how we can support your financial goals. At Members First Credit Union, we're more than just a bank; we're a community partner invested in your success. Ready to take the next step? Explore our services online or stop by today!

Debt Solutions

Managing debt can be overwhelming, but we're here to help. Our personal loans and debt consolidation services are designed for members who want to simplify their finances. Whether you need a little extra cash for unexpected expenses or want to consolidate existing debts into one manageable payment, we've got you covered.

Loans and Financing

If you're planning to purchase a vehicle, our auto loans and vehicle financing options can help you drive away in the car you want without breaking the bank. For those interested in homeownership, we provide mortgage loans and refinancing options that can make buying or upgrading your home easier than ever.

Personal Banking

We offer personal banking services that include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your money through online and mobile banking. You can check balances, transfer funds, and pay bills from anywhere with just a few taps on your phone. Our credit cards with rewards also make everyday purchases more rewarding.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. You can also enjoy the peace of mind that comes with knowing your information is protected by top-notch security measures. For those who prefer a mobile experience, our dedicated mobile application provides easy access to all these features right from your smartphone. One of the standout offerings is the ability to send money directly to friends and family through person-to-person transfers. Whether it's splitting a dinner bill or sending a gift, this feature makes transactions quick and hassle-free. Plus, if you're looking to go paperless, we provide e-statements that are not only environmentally friendly but also allow you to view your account activity anytime. For added flexibility, our electronic signature authorization means you can sign documents digitally saving you time and effort without needing to visit a branch in person. And if you're on the go, take advantage of our mobile payments feature, which lets you make purchases directly from your phone. With all these tools at your disposal, managing your finances becomes straightforward and efficient. Join us at Members First today and take control of your banking experience like never before!

Financial Strength

Growing Member Base

The trust placed in us by our community is evident through our Total Share Accounts: 146,882, showing a strong and growing member base that believes in our mission. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 4490 E Blue Grass Rd Mt Pleasant Mi 48858 or call (835) 835-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investment in Your Future

With $58,643,751 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $16,222 in used auto loans and $616,853,698 in total loans and leases supporting members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $179,081,541 in share certificates and $217,039,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $78,201,110, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $247,839,400 in used vehicle loans and $33,072,339 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new car or a reliable used model, we have options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $28,610,984 provide the capital needed to grow and expand your business. Whether you're starting out or looking to scale up operations, we are here to support your journey.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,540,568 in loans helping members manage their finances effectively. These credit cards provide convenient access to funds when you need them without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,642,822, make buying or refinancing simple. We aim to make the process straightforward so you can focus on what matters most your new home.

Refinancing Options

If you're considering refinancing any of your existing loans or credit lines, our team is ready to help you explore eligibility options that could save you money. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to visit us at 4490 E Blue Grass Rd Mt Pleasant Mi 48858, or call us at (835) 835-6328 for more information about our loan offerings and how we can assist you in achieving your financial goals!

Loan Aggregator

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Ensuring Accurate Comparisons

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MEMBERS FIRST CREDIT UNION