MEMBERS FIRST CREDIT UNION

Welcome to Members First Credit Union - Wackerly, your trusted financial partner since 1936! Located at 600 W Wackerly St, Midland, MI 48640, we are dedicated to serving our community and providing exceptional financial services tailored to your needs. With a strong commitment to member satisfaction, we proudly support over 65,163 members while managing an impressive $838,451,592 in total assets. At Members First, we believe in the power of community and strive to make a positive impact in the lives of our members. Our experienced team is led by CEO Carrie Iafrate and Board President Robert Cooper, who work tirelessly to ensure you receive personalized service every time you visit us. Whether you are looking for auto loans, mortgage options, or business banking solutions, we have the resources and expertise to help you achieve your financial goals. While members can visit us at 600 W Wackerly St, official correspondence should be sent to our mailing address at PO Box 2165, Midland, MI 48641-2165. We invite you to explore our wide range of services including personal banking accounts, credit cards with rewards, and online banking options all designed with you in mind. As a member-focused credit union, we take pride in maintaining a healthy financial foundation with total deposits reaching $18,382,797 and a net worth of $78,201,110. Our dedication extends beyond numbers; it's about building lasting relationships with our members. With nearly 247 employees, we're here to assist you from Monday through Saturday during convenient hours. Ready to take the next step? Give us a call at 855-835-6328 or visit our website at www.mfcu.net to learn more about how we can support your financial journey today!

Welcome to the Members First Credit Union branch at 600 W Wackerly St in Midland, MI! Our convenient location is easily accessible for all members and visitors, right in the heart of Midland County. Whether you're coming from downtown or nearby landmarks like the Midland Center for the Arts, we're just a short drive away. At Members First, we prioritize your convenience. Our branch features ample parking and is fully ADA compliant, ensuring everyone can access our services with ease. If you need assistance or have questions, feel free to reach out to us at 855-835-6328 during our welcoming operating hours: Monday through Tuesday from 8 a.m. to 5 p.m., Wednesday from 9 a.m. to 5 p.m., Thursday from 8 a.m. to 6 p.m., and Friday until 12:30 p.m. for drive-thru services only. While you can visit us at our physical address for all your banking needs like checking and savings accounts, auto loans, and more please send any official correspondence to our mailing address at PO Box 2165, Midland, MI 48641-2165 if it differs from the branch address. We also offer ATM availability and drive-thru banking for those who prefer quick transactions without leaving their vehicles. From simple deposits to cash withdrawals, we have you covered! We invite you to stop by and discover how Members First Credit Union can help you achieve your financial goals. Our friendly team is here and ready to assist you!

At Members First, we believe that becoming a member means joining a supportive community that's here to help you thrive. If you're looking to become part of our family, you'll be pleased to know that eligibility is quite simple! To qualify for membership at Members First, you should either live, work, or attend school in the areas we serve, which fosters a strong local connection among our members. We welcome individuals from various backgrounds and life stages, making it easy for everyone to access our friendly services. Once you're ready to join us, opening an account is a breeze. You can start the process by visiting us at 600 W Wackerly St Midland Mi 48640 or by checking out our online application at http://www.mfcu.net/borrow/apply-for-a-loan . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (855) 835-6328. For more detailed information on eligibility criteria, feel free to explore this resource: https://mfcu-cloud.lending360.com/accountopening/application?continueapp=false&membershipid=407&key=vkn1%2bfr9f1m%3d#/thingsyouneed . We can't wait to have you as part of our community!

At Members First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economy, trust is built on transparency and reliability. That's why we're proud to share our financial strength, which showcases our commitment to serving you better. With a net worth of $78,201,110, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $179,081,541 in share certificates and $217,039,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $58,643,751 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $16,222 in used auto loans and $616,853,698 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 146,882, showing a robust and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $3,176,936, reflecting our commitment to support the community's needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 600 W Wackerly St Midland Mi 48640 or call (855) 835-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.