MEMBERS FIRST CREDIT UNION

Welcome to Members First Credit Union at 3641 N Clare Ave, Harrison, MI 48625! As a trusted financial partner since 1936, we proudly serve our vibrant community, helping over 65,000 members achieve their financial goals. With total assets of $838,451,592, we are committed to providing reliable and accessible banking solutions tailored to your needs. At Members First, we understand that every member's journey is unique. Whether you're looking for personal banking options like checking and savings accounts or need financing for your next vehicle or home, our dedicated team is here to support you every step of the way. With total deposits of $18,382,797 and an impressive loan portfolio of 59,077, we ensure that your money works hard for you while keeping it safe and secure. Our leadership team led by CEO Carrie Iafrate and Board President Robert Cooper is deeply committed to fostering a welcoming environment where your financial wellbeing is our top priority. We invite you to experience personalized service from our friendly staff who are always ready to assist you. While you can visit us at our branch in Harrison, official correspondence should be sent to our mailing address: PO Box 2165, Midland, MI 48641-2165. Join us today to discover how we can help you thrive financially! For more information or assistance, feel free to call us at (835) 835-6328, or explore our website at www.mfcu.net. We look forward to serving you!

At Members First, we believe that everyone deserves a chance to be part of a community that cares about their financial well-being. Joining us is simple and welcoming! If you live, work, or worship in the local area, you're likely eligible for membership. We also extend our arms to family members of current members and those who are part of select employee groups. Being a member at Members First means more than just having an account; it opens the door to personalized services, competitive rates, and a variety of financial products designed with you in mind. To become a member, you can start by visiting us at our branch located at 3641 N Clare Ave Harrison Mi 48625 or check out our eligibility details online at https://mfcu-cloud.lending360.com/accountopening/application?continueapp=false&membershipid=407&key=vkn1%2bfr9f1m%3d#/thingsyouneed . If you have any questions or want to know more about the process, feel free to give us a call at (835) 835-6328. We're here to guide you every step of the way towards becoming part of our supportive family!

At Members First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can feel confident knowing that our financial health is strong and reliable, allowing us to provide you with the best services possible. With a net worth of $78,201,110, we maintain robust financial health, which allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $179,081,541 in share certificates and $217,039,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $58,643,751 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive as well; with $16,222 in used auto loans and a total of $616,853,698 in loans and leases, we support your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $3,176,936. Total Share Accounts reflect a strong community trust with 146,882 accounts, showing that more members choose to bank with us every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 3641 N Clare Ave Harrison Mi 48625 or call (835) 835-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.