Members First Credit Union Gladwin MI | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Members First Credit Union - Gladwin Office, where we believe that your financial journey should be a partnership. Located at 1291 W Cedar Ave, Gladwin, MI 48624, we've been serving our community since 1936. With a total membership of over 65,000, we're dedicated to helping you achieve your financial goals, whether it's through personal banking, auto loans, or business financing. At Members First, we pride ourselves on our strong financial foundation, boasting total assets of $838,451,592 and net worth of $78,201,110. Our commitment to our members shines through in our wide range of services from checking and savings accounts to mortgage loans and credit cards with rewards. We aim to provide solutions that fit your unique needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to PO Box 2165, Midland, MI 48641-2165 if it differs from the branch address. If you have any questions or need assistance, feel free to reach out at 855-835-6328. Our friendly team is here to help during our operating hours: Monday through Tuesday from 8 a.m. to 5 p.m., Wednesday from 9 a.m. to 5 p.m., Thursday from 8 a.m. to 6 p.m., and Friday from 9 a.m. to 12:30 p.m. Led by our CEO Carrie Iafrate and Board President Robert Cooper, our passionate team of 247 employees works tirelessly to ensure that you receive exceptional service every time you visit us. We're proud of the community impact we've made together with our members and look forward to many more years of partnership. Ready to start your financial journey with us? Visit our website at www.mfcu.net or stop by the branch today!

Branch History & Mission

Join Us!

As we continue this legacy of trust and support, we invite you to become part of the Members First family. Experience firsthand how our commitment to you can enhance your financial journey. Whether you want to open an account or apply for a loan, visit us today or call us at 855-835-6328. Together, let's build a brighter future for our community!

Our Evolution

Since opening our doors, we have continuously adapted to meet the changing needs of our members. From humble beginnings, we have expanded our range of services to include personal banking, auto loans, mortgage options, and business banking solutions. Today, Members First is not just a credit union; it's a pillar of support for our community. We are proud to offer modern conveniences such as online and mobile banking while ensuring accessibility through our ATM services and drive-thru banking. While members can visit us at 1291 W Cedar Ave, official correspondence should be sent to PO Box 2165, Midland, MI 48641-2165. This flexibility ensures that we remain connected with you no matter where you are.

Our Mission

Our mission is simple yet profound: to empower our members financially while giving back to the community that supports us. We believe in providing high-quality financial services tailored to meet individual needs. Whether you're looking for savings accounts that help you grow your wealth or loans that make dreams a reality, we're here for you. We actively engage in community outreach programs and partnerships aimed at improving local lives. Our dedicated team works tirelessly under the leadership of Carrie Iafrate, ensuring that every member receives personalized service and attention.

Branch Location & Accessibility

Convenient Access

Parking is readily available for all visitors, and we take pride in ensuring that our facilities are ADA compliant. With ramps and accessible entrances, we make it easy for everyone to access our services without hassle. If you're on the go, take advantage of our drive-thru banking services for quick transactions such as deposits and withdrawals.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy schedule. Our lobby is open from 8 a.m. to 5 p.m. on Monday through Tuesday, 9 a.m. to 5 p.m. on Wednesday, and from 8 a.m. until 6 p.m. on Thursday. On Fridays, we have special hours from 9 a.m. to 12:30 p.m., but don't worry our drive-thru remains available during these times for your convenience.

Services Offered

At Members First Credit Union, we provide a range of services designed to meet your financial needs from checking and savings accounts to auto loans and credit cards with rewards. Our ATM is also available for quick cash withdrawals and balance checks whenever you need it. If you're looking for personalized service or have questions about any of our offerings, don't hesitate to give us a call at 855-835-6328 or visit us in person! We look forward to welcoming you soon at Members First Credit Union in Gladwin!

Member Eligibility

Welcome to the Members First family! Becoming a member of Members First is not just about opening a bank account; it's about joining a community that cares for you and your financial well-being. If you're wondering whether you qualify, we're happy to share that eligibility is open to anyone who lives, works, worships, or attends school in the Gladwin area. This means you can easily become part of our supportive network where we prioritize your needs and offer personalized financial solutions tailored just for you. Getting started is simple! You can find all the details about membership criteria at https://mfcu-cloud.lending360.com/accountopening/application?continueapp=false&membershipid=407&key=vkn1%2bfr9f1m%3d#/thingsyouneed , which explains everything you need to know. Once you're ready, opening an account is just a click away at http://www.mfcu.net/borrow/apply-for-a-loan . If you have any questions or need assistance, feel free to give us a call at (855) 835-6328. We're here to help and excited to welcome you into the Members First community at our convenient location: 1291 W Cedar Ave Gladwin Mi 48624. Join us today and experience the difference of being a member!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services simplify everyday transactions for your business. Imagine having the ability to accept various payment methods seamlessly whether it's credit cards, mobile payments, or online transactions. This flexibility not only enhances customer satisfaction but also helps you stay competitive in today's fast-paced market. If you're ready to take your business to the next level, visit us at 1291 W Cedar Ave Gladwin Mi 48624, Gladwin, MI or give us a call at (855) 835-6328. Let's explore how we can help you achieve your goals!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $297 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $76 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,610,984, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, business banking services including merchant services and business loans are available to help grow your enterprise. We understand the challenges you face and are here to support your ambitions with financial products designed specifically for businesses.

Credit Cards

Explore our credit cards with rewards that give back every time you use them. Imagine earning points on everyday purchases that can be redeemed for travel, cash back, or gift cards making each swipe work for you!

Drive-Thru & Basic Services

Need a quick transaction? Our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving your vehicle. Additionally, our ATMs provide basic access for balance checks and cash withdrawals whenever you need it. In today's fast-paced world, having access to reliable financial services is essential. At Members First, we strive to make banking convenient and accessible through various channels whether it's in-person at our branch or online from the comfort of your home. Ready to get started? Contact us at (855) 835-6328 or visit us at 1291 W Cedar Ave Gladwin Mi 48624 today! Explore all that we offer at our website where you can learn more about becoming a member or opening an account online. Your financial goals are within reach with us by your side!

Home Loans

For those considering home ownership or looking to refinance their current mortgage, we offer comprehensive mortgage loans and refinancing solutions. Our friendly team is here to guide you through the process, ensuring you find the best rate and terms for your situation.

Personal Banking

Our personal banking services are designed with your convenience in mind. Open a checking or savings account that suits your lifestyle. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and pay bills from anywhere. Plus, our ATM and cash withdrawal services make accessing your money even simpler.

Personal Loans

If you're facing unexpected expenses or want to consolidate debt, our personal loans can help ease financial stress. With straightforward terms and competitive rates, we empower you to take control of your finances without worry.

Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options provide competitive rates that fit your budget. Picture yourself driving off in that dream car without breaking the bank. We also offer refinancing options to help you save even more on your existing loans.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! We offer e-statements that let you view your bank statements electronically. This not only helps reduce waste but also makes it simpler for you to keep track of your financial records. You can access your e-statements whenever you want, making them a practical choice for busy members. For those who prefer managing their finances on their mobile devices, our user-friendly mobile application is available for download. With this app, you can enjoy all the benefits of online banking right at your fingertips. Need to make a quick payment? Our mobile payments feature allows you to do just that with ease.

Person-to-Person Transfers

Sending money to friends or family is hassle-free with our person-to-person transfer service. It's perfect for splitting bills or sending gifts without needing cash. Just a few taps on your phone, and you're done! At Members First, we prioritize making banking easy and accessible for everyone. Whether you're checking your balance or transferring money, our digital tools are here to help you stay in control of your financial journey. For more information about these services or to get started today, visit us at https://www.mfcu.net/ !

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 146,882, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,176,936. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 1291 W Cedar Ave Gladwin Mi 48624 or call (855) 835-6328 to learn more about how we can help you achieve your financial goals.

Focused on Member Benefits

With $58,643,751 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in our $16,222 in used auto loans and $616,853,698 in total loans and leases, supporting your financial goals across various sectors. Our operations remain efficient as shown by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $179,081,541 in share certificates and $217,039,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Base

With a net worth of $78,201,110, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $930 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $247,839,400 in used vehicle loans and $33,072,339 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you drive away satisfied.

Business Loans

For business owners, our outstanding commercial loans totaling $28,610,984 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business operation, we are committed to supporting local businesses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,642,822, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our dedicated team is here to assist you through every step of the process.

Refinancing and Eligibility Options

If you're interested in refinancing any of these loans or want to know more about eligibility options, our team is ready to help you navigate through it all. We aim to make the process as clear and straightforward as possible. At Members First Credit Union, we're dedicated to providing personalized service that meets your unique financial needs. For more information on our loan products or to discuss how we can help you reach your financial goals, please call us at 855-835-6328 or visit our website at www.mfcu.net. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,540,568 in loans helping members manage their finances effectively. These cards come with rewards and benefits tailored for our members' needs.

Loan Aggregator

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MEMBERS FIRST CREDIT UNION - Gladwin, MI