At Members First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. As we continue to grow and adapt, we want you to know that your trust in us is well placed. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results. With a
net worth of $78,201,110, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation means that we can provide loans and competitive savings rates without compromising our ability to serve you. Our
net worth ratio of $930 demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. You can feel confident knowing that we have the resources to support your financial needs. Members' savings are secured through
$179,081,541 in share certificates and
$217,039,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$58,643,751 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in our lending capacity
$16,222 in used auto loans and
$616,853,698 in total loans and leases show how we're dedicated to supporting your goals across various sectors. Our operational efficiency is highlighted by our
$0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
241 full-time employees and
6 part-time employees who are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments):
$3,176,936 signifies our ability to fund new opportunities for you. With a total of
146,882 share accounts, it's clear that many people trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members First is your trusted partner. Visit us at 650 W 5Th St Clare Mi 48617 or call (855) 835-6328 to learn more about how we can help you achieve your financial goals.