Members Exchange Credit Union Pearl MS | Affordable Auto Loans & ATM Access

Introduction

At Members Exchange, we believe in the power of community and the importance of trust when it comes to your financial journey. Located at 101 Metroplex Blvd, Pearl, MS 39208, our branch has been serving members since 1954, offering a wide range of financial services tailored to meet your needs. As a proud member of the Pearl community, we currently serve 12,779 members, helping them achieve their financial goals with confidence. With total assets exceeding $132,229,399 and total deposits reaching $13,937,746, Members Exchange is committed to providing reliable banking solutions. Our dedicated team of 43 employees, led by CEO Mitzi Tate and Board President Kenneth Allison, works diligently to ensure you receive personalized service every time you visit. Whether you're looking for auto loans, mortgage options, or everyday banking services, we're here to support you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address at 101 Metroplex Blvd, Pearl, MS 39208. With various services including online and mobile banking, ATMs, and drive-thru options available, managing your finances has never been easier. Join us at Members Exchange today and discover how we can help you reach your financial aspirations. For more information or assistance, please call us at 601-922-3350. We look forward to being a part of your financial journey!

Branch History & Mission

Welcome to Members Exchange, a cornerstone of financial support in Pearl, MS. Since our establishment in 1954, we have been dedicated to empowering our community through accessible and personalized banking services. Located at 101 Metroplex Blvd, Pearl, MS 39208, we are proud to serve over 12,779 members, offering a variety of financial products designed to meet their unique needs. Our journey began with a simple mission: to provide quality financial services while fostering community growth. Over the years, we've grown significantly, amassing total assets of $132,229,399. This growth reflects our commitment to serving our members and adapting to the evolving financial landscape. At Members Exchange, we believe that banking should be more than just transactions; it should build connections and strengthen communities. Our mission is clear: we aim to enhance the lives of our members by providing them with valuable resources and support. We offer a range of services including personal banking accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. These services are designed not only to help individuals manage their finances but also to promote economic stability within our community. In addition to traditional banking services, we embrace digital advancements that make banking more convenient for everyone. With features such as online banking, mobile payments, and e-statements, we ensure that our members have access to their accounts anytime and anywhere. Plus, our ADA-compliant facilities guarantee that all members can comfortably access our services. We pride ourselves on being an active participant in community outreach initiatives. Our partnerships with local organizations allow us to contribute positively to the lives of those around us. Whether it's sponsoring local events or providing financial education workshops, we are dedicated to uplifting our community. While members can visit us at 101 Metroplex Blvd, official correspondence should be sent to the same address as our mailing address remains unchanged. If you have any questions or need assistance, feel free to call us at 601-922-3350 during our operating hours from Monday through Friday: 9:00 AM - 5:00 PM. Join us at Members Exchange and experience firsthand how we put people before profits. Become a part of a credit union that truly cares about your financial well-being and the future of our community. Visit us today or explore more about what we offer on our website.

Branch Location & Accessibility

Convenient Access and Amenities

Finding us is a breeze! We're just a short drive from major local landmarks, making it easy to stop by while you're out and about. Our parking lot offers ample space, ensuring that you can park comfortably without any hassle. Plus, we've made sure our branch is ADA compliant with features like ramps for those who need them. Our operating hours are designed to fit your busy schedule. We're open Monday through Friday from 9 AM to 5 PM, making it easy for you to find a time that works for you. If you prefer a quicker transaction, take advantage of our drive-thru banking service for deposits and withdrawals on the go.

Services Designed for You

At Members Exchange, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and business banking options, there's something here for everyone. Need cash? Our ATM is available on-site for quick access to your funds whenever you need them. Additionally, if you're a member of another participating credit union, feel free to utilize our shared services center for basic transactions like deposits and withdrawals. We invite you to visit us at Members Exchange today! For any questions or further information, don't hesitate to give us a call at 601-922-3350. We look forward to serving you!

Member Eligibility

At Members Exchange, we believe that everyone deserves access to financial services that truly care for them. Becoming a member is easy and opens the door to a supportive community where your needs come first. If you live, work, worship, or attend school in our service area, you're likely eligible to join us! We welcome individuals and families who share our values and are looking for personalized banking solutions tailored just for them. For a detailed look at eligibility criteria, feel free to check out our website at . Joining is not only about becoming a member; it's about gaining access to a range of benefits, from competitive loan rates to friendly customer service. Opening an account is straightforward just visit us at our convenient location at 101 Metroplex Blvd Pearl Ms 39208 or give us a call at (601) 922-3350. Our team is here to help guide you through the process and answer any questions you might have. Don't wait; take the first step toward being part of something special with Members Exchange today! For more information on account opening, check out this link: https://www.24x7loans.com/mecuanywhere/default.aspx.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,892,476, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed to make transactions smooth and efficient. Imagine being able to accept payments easily, track sales in real-time, and access funds quickly all with tools tailored for your business. Our services are built to help you focus on what you do best: running your business. Ready to take the next step? Visit us at 101 Metroplex Blvd Pearl Ms 39208 in Pearl, MS, or call us at (601) 922-3350 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, look no further! At Members Exchange, we provide Auto Loans and Vehicle Financing with competitive rates and flexible terms. Imagine driving off in the car of your dreams without breaking the bank. Our straightforward application process means you can get approved quickly so you can hit the road sooner.

Business Banking Services

At Members Exchange, we also cater to small businesses with our comprehensive Business Banking Services. From merchant services that simplify transactions to business loans designed to help you grow, we understand what it takes to run a successful business and are here to support you every step of the way.

Convenient Access Points

Need cash quickly? Utilize our ATM services for hassle-free withdrawals and balance checks. Plus, enjoy the convenience of basic drive-thru banking for simple transactions like deposits and withdrawals without leaving your vehicle. We invite you to visit us at 101 Metroplex Blvd, Pearl, MS 39208 or give us a call at 601-922-3350 during our lobby hours from Monday through Friday, 9:00 AM - 5:00 PM. Our friendly staff is eager to assist you with any questions about these services or help guide you toward financial success. Join us today at Members Exchange, where we put members first! For more information about our offerings or to start an account online, please visit our website.

Credit Cards with Rewards

Who doesn't love earning rewards? With our Credit Cards, every purchase brings you closer to exciting rewards! From cashback offers to travel points, our credit cards are designed with your spending habits in mind. Enjoy the flexibility and benefits that come with being a member.

Digital Banking Features

In today's fast-paced world, having access to your finances anytime is crucial. Our Online and Mobile Banking options allow you to manage your accounts easily from wherever you are. Whether it's checking balances or transferring funds on-the-go, our digital tools ensure you're always connected.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your existing mortgage? Our Mortgage Loans are here to help make your homeownership dreams a reality. We offer various options to suit different budgets and lifestyles, ensuring you find the right fit for your family. Our team is ready to guide you through each step, making the process as smooth as possible.

Personal Banking Solutions

We understand that managing your money can sometimes feel overwhelming. That's why we offer Personal Banking options, including checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or just need a safe place for your daily funds, our accounts come with user-friendly features that help you stay on top of your finances.

Personal Loans & Debt Consolidation

For those times when unexpected expenses arise or if you're looking to consolidate debt, our Personal Loans can provide quick relief. With straightforward terms and no hidden fees, you'll be able to manage your finances effectively without added stress.

Digital & Online Banking

Accessibility and Real-Time Management

Our user-friendly mobile app enhances your banking experience even further. You can manage your accounts on-the-go, check transaction history in real-time, and receive alerts on important activities. No more waiting for statements; everything you need is right at your fingertips! At Members Exchange, we're committed to providing you with a banking experience that fits into your lifestyle. With secure options like electronic signatures and 24/7 online banking services, managing your money has never been easier or more secure. Join us today and discover how our digital banking solutions can benefit you!

Key Features

We know how important it is for you to feel secure when managing your money. That's why we offer electronic signature authorization for many transactions, allowing you to sign documents safely from the comfort of your home. Plus, with e-statements available, you can easily keep track of your finances without the clutter of paper statements. For those who enjoy the convenience of mobile payments, Members Exchange has got you covered! Our mobile application allows you to make payments right from your smartphone, making shopping and bill-paying easier than ever. You can also send money quickly through our person-to-person transfer feature perfect for splitting expenses with friends or family.

Financial Strength

A Growing Community

We have 27,764 total share accounts, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to provide the best service possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Exchange is your trusted partner. Visit us at 101 Metroplex Blvd Pearl Ms 39208 or call (601) 922-3350 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $26,677,624 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $9,765 in used auto loans and $63,107,675 in total loans and leases.

Operational Efficiency

Our $1,296,801 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $31,228,404 in share certificates and $2,206,617 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $28,088,497, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,122 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $23,729,542 in used vehicle loans and $9,016,433 in new vehicle loans already helping members get on the road. We make it easy to finance your next vehicle purchase with flexible terms and competitive rates.

Credit Lines and Unsecured Loans

For those who need additional flexibility, our total credit lines amount to $2,800,000. This allows you to manage your finances effectively with ease. We also offer flexible terms on unsecured credit card loans, with a total of $1,020,159 in loans helping members manage their finances effectively. We pride ourselves on being responsive to the needs of our community. If you're interested in exploring your eligibility for any of our loan products or refinancing options, please don't hesitate to contact us. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Members Exchange be your partner in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,060,721, make buying or refinancing simple. We provide various refinancing options to ensure you find the right fit for your financial situation.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh stands out as a trusted tool for consumers looking to navigate their loan options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that the offers they see are fair and transparent, coming only from legitimate financial institutions. One of the key benefits of using LendMesh is its Verified Data feature. All loan offers are sourced from verified lenders, ensuring that users receive genuine information without hidden agendas. Additionally, LendMesh prioritizes No Sponsored Listings, meaning it does not favor lenders based on paid promotions. The focus remains solely on providing unbiased results that empower users to make informed decisions. With Real-Time Rate Comparisons, users get up-to-date loan rates from multiple institutions at their fingertips. This feature allows borrowers to quickly assess their options and choose the best rate available for their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective LendMesh can be in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.