Members Exchange Credit Union Byram MS | Best Auto Loans & Business Banking

Introduction

Welcome to Members Exchange, your trusted financial partner located at 5640 I 55 S, Byram, MS 39272. Since our establishment in 1954, we have been dedicated to serving our community with reliable banking solutions and a commitment to your financial well-being. With over 12,779 members, we pride ourselves on being more than just a credit union; we are a cornerstone of support for individuals and families in the Byram area. At Members Exchange, our total assets amount to an impressive $132,229,399, reflecting our strong financial foundation. We have facilitated 20,138 loans and leases to help our members achieve their dreams, whether that's purchasing a new vehicle or consolidating debt. With total deposits reaching $13,937,746, our members can rest assured that their savings are in safe hands. Our leadership team is here to serve you better. Led by CEO Mitzi Tate and Board President Kenneth Allison, we ensure that every decision made is centered around the needs of our members. Our team of 43 dedicated employees is always ready to assist you with personalized service that goes above and beyond. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to the same address: 5640 I 55 S, Byram, MS 39272-9402. We invite you to explore our services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options tailored just for you. Ready to take the next step? Don't hesitate to reach out! Call us at 601-923-4363 or visit our website at www.mecuanywhere.com to learn more about how we can assist you today. Your financial journey starts here at Members Exchange!

Branch History & Mission

Join Us

We invite you to experience what makes Members Exchange special. Whether you're looking for a checking account or seeking advice on loans, our friendly team is ready to help you every step of the way. Join us today and become part of a community-focused credit union that puts its members first! If you're ready to open an account or learn more about what we offer, please visit us online at Members Exchange or give us a call at (601) 923-4363.

Our Journey

Over the years, Members Exchange has experienced significant milestones that reflect our commitment to both our members and the community. From humble beginnings, we have expanded our offerings to include a wide range of services such as personal banking, auto loans, mortgage financing, and business banking solutions. Today, our total assets stand at an impressive $132,229,399, showcasing our stability and growth. Our headquarters in Jackson, MS provides support to our Byram branch while ensuring that we maintain close ties with the communities we serve. We are dedicated to staying connected with our members by incorporating digital advancements into our services. Features like online banking and mobile payments make it easier than ever for you to manage your finances on your terms.

Our Mission

At Members Exchange, our mission is clear: we strive to enhance the financial well-being of our members while fostering community support. We believe in empowering individuals through education and access to essential financial tools. Our commitment extends beyond traditional banking; we actively engage in community outreach efforts that aim to uplift those around us. While you can visit us at 5640 I 55 S for all your banking needs, please note that official correspondence should be sent to the same address. With convenient operating hours from Monday to Friday between 9:00 a.m. and 5:00 p.m., we're here when you need us most. We also offer drive-thru banking and ATM services for added convenience.

Branch Location & Accessibility

Call to Action

At Members Exchange, we strive to make your banking experience simple and enjoyable. Whether you're looking for financial advice or need assistance with your accounts, don't hesitate to give us a call at 601-923-4363 or stop by our branch today! We can't wait to welcome you into our community.

Nearby Landmarks and Accessibility

Located just off the I-55 highway, our branch is easy to reach. If you're near the bustling Byram area or coming from Jackson, stopping by is a breeze. We offer ample parking right outside the branch for your convenience. Our facilities are designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can bank with ease.

Operating Hours and Services

We invite you to visit us during our lobby hours from Monday to Friday, from 9:00 a.m. to 5:00 p.m., where our dedicated staff is ready to assist you with a variety of services. From personal banking needs like checking and savings accounts to auto loans and mortgage refinancing, we have solutions tailored just for you. If you're in need of quick transactions, take advantage of our drive-thru banking for deposits and withdrawals without leaving your car. Plus, we have an ATM available on-site for those who prefer self-service options.

Member Eligibility

Becoming a member of Members Exchange is like joining a family that cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in our community to join us at our branch located at 5640 I 55 S Byram Ms 39272. Membership is open to individuals who share a commitment to fostering financial health and supporting one another. By joining Members Exchange, you'll enjoy personalized service and access to a variety of financial products designed to meet your needs, from checking and savings accounts to auto loans and credit cards. Getting started is easy! You can find all the details you need about eligibility and account opening by visiting our website at https://www.24x7loans.com/mecuanywhere/default.aspx . If you have any questions or need assistance, feel free to call us at (601) 923-4363. We're here to help you every step of the way as you embark on this exciting journey with us! For more information on membership eligibility criteria, check out our detailed resource here: .

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer practical merchant services tailored for everyday operations. Imagine having the ability to process payments quickly and easily while keeping track of your finances seamlessly. Our merchant services can help streamline transactions and improve customer satisfaction, allowing you to focus more on what you do best running your business. Visit us at 5640 I 55 S Byram Ms 39272 in Byram, MS, or call us at (601) 923-4363 to learn how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,892,476, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

Our branch also offers basic drive-thru banking for quick deposits and withdrawals, along with shared branch transactions for members from partner credit unions. If you're on-the-go, you'll appreciate our Basic ATM Access, where you can quickly withdraw cash or check your balance without any hassle. To learn more about all the financial products we offer or if you have specific questions about how we can assist you further, don't hesitate to give us a call at 601-923-4363. We invite you to visit us in Byram or explore our website at www.mecuanywhere.com for more information on how we can support your financial journey. Experience the difference at Members Exchange today!

Credit and Loan Options

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy, allowing you to manage debt more effectively. Additionally, we offer Credit Cards with Rewards, so every purchase can earn you points towards something special. For those running their own businesses, our Business Banking services include essential offerings like Merchant Services & Business Loans that can help you keep operations smooth and efficient.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms give you the flexibility to manage your accounts anytime and anywhere. You can easily check balances, transfer funds, and even make person-to-person payments all from the palm of your hand! Plus, with features like ATM & Cash Withdrawal Services, accessing your money is easier than ever.

Personal Banking Solutions

Navigating the world of personal finance can be challenging, but with our Personal Banking services, it doesn't have to be. We offer various Checking & Savings Accounts tailored to help you save for the future while enjoying easy access to your funds. For those considering purchasing a vehicle, our Auto Loans & Vehicle Financing solutions provide flexible terms that make driving your dream car a reality. And if you're thinking about buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing options are designed with competitive rates to help you make the best financial decisions.

Digital & Online Banking

Key Features

Need to sign documents quickly? Our electronic signature authorization feature allows you to complete important transactions with just a click. You'll no longer have to print, sign, and scan making everything faster and more efficient. We also offer e-statements for those who prefer going paperless. With this feature, you can view your statements anytime without the clutter of paperwork. Plus, if you're always on the move, our mobile application puts your bank right in your pocket. Whether it's checking your balance or making a quick transfer using our person-to-person feature, everything is just a tap away. For those who enjoy the convenience of mobile payments, we've got you covered! You can make purchases easily and securely with just a few taps on your smartphone. This means no more fumbling for cash or cards your phone becomes your wallet. At Members Exchange, we prioritize accessibility and real-time account management to help you stay in control of your finances. Join us today and discover how easy banking can be!

Financial Strength

Lending Capacity Supporting Your Goals

Our robust lending capacity is reflected in the $9,765 in used auto loans and $63,107,675 in total loans and leases. We understand that everyone has unique financial goals, whether it's purchasing a new vehicle or financing other important needs.

Member Savings and Resources

Members' savings are secured through $31,228,404 in share certificates and $2,206,617 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus allows us to ensure our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $1,296,801, which enables us to continue offering competitive loan rates and solid financial products for our members. With a dedicated team of 43 full-time employees ready to assist you, we're here to make your banking experience smooth and satisfactory.

Reinvestment for Better Services

With $26,677,624 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement means that you can always expect top-notch service when you need it most.

Strong Net Worth and Capital Foundation

With a net worth of $28,088,497, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,122 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Member Base

The trust our community places in us is further shown by our total share accounts: 27,764. This growing member base reflects the confidence people have in Members Exchange as their reliable financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Exchange is your trusted partner. Visit us at 5640 I 55 S Byram Ms 39272 or call (601) 923-4363 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $23,729,542 in used vehicle loans and $9,016,433 in new vehicle loans already helping members get on the road. We know that purchasing a vehicle is a significant investment, and we're here to make it easier for you. Our flexible terms and competitive interest rates mean you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $3,892,476 provide the capital needed to grow and expand. We understand the unique challenges small businesses face and are committed to providing support tailored to your needs. In addition to these offerings, we also have refinancing options available for those looking to lower their payments or consolidate debt. Whatever your financial needs may be, our team at Members Exchange is here to help you navigate your options. If you're ready to take the next step towards financial freedom or just have questions about our loan products, don't hesitate to reach out! You can contact us at (601) 923-4363, or visit us at our branch located at 5640 I 55 S Byram Ms 39272 in Byram, MS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're excited to partner with you on your journey toward achieving your financial goals!

Credit Lines and Unsecured Loans

For those who need additional flexibility in their finances, we provide options for credit lines totaling $2,800,000. This allows you to access funds when needed without taking out a full loan upfront. Additionally, we offer unsecured credit card loans with a total of $1,020,159 helping members manage their finances effectively. These cards come with flexible terms designed to fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,060,721, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing loan, our dedicated team will guide you through every step of the process, ensuring you find the best solution for your situation.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the true market. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, empowering them to make informed choices without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous approach ensures that users receive fair and transparent offers.

MEMBERS EXCHANGE FEDERAL CREDIT UNION - Byram, MS