MEMBERS COOPERATIVE CREDIT UNION

Welcome to Members Cooperative, your trusted financial partner located at 215 N 40Th Ave W, Duluth, MN 55807. Established in 1936, we have been dedicated to serving our community for over 85 years. With a strong commitment to our members, we proudly support a vibrant community of 55,856 members and counting. At Members Cooperative, we understand that financial decisions can be daunting. That's why our team is here to guide you every step of the way. Our total assets stand at an impressive $1,141,915,251, allowing us to provide a wide range of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our leadership team is committed to fostering growth and ensuring the best possible experience for our members. Under the guidance of CEO Stephen Ewers and Board President Doris Dahl, we continue to innovate while maintaining a personal touch that makes us feel like family. We take pride in our strong financial health, with total deposits amounting to $45,865,172 and a net worth of $111,765,879. Our dedication extends beyond numbers; it's about creating lasting relationships within our community. From providing business loans to supporting local initiatives, we believe in making a difference. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: 215 N 40TH AVE W, DULUTH, MN 55807. Ready to take control of your financial future? Don't hesitate! Call us at 218-625-8500 or explore our website at membersccu.org for more information on how we can assist you today.

At Members Cooperative, we take pride in our rich legacy of service and community support. Established in 1936, our branch has grown alongside the vibrant city of Duluth, Minnesota, becoming a cornerstone for financial services in the area. Located at 215 N 40th Ave W, our branch is easily accessible and welcomes all members with open arms. Over the years, we have expanded our offerings to meet the evolving needs of our 55,856 members. From our humble beginnings, we've achieved significant milestones, including reaching a total asset base of over $1.14 billion. Our commitment to providing exceptional financial products has allowed us to flourish while empowering our members to reach their financial goals. Our mission at Members Cooperative is clear: we aim to enhance the lives of our members by offering comprehensive financial solutions that foster personal and community growth. We believe in creating an environment where every member feels valued and supported. This mission drives us to provide not just banking services but also community outreach initiatives that uplift and benefit those around us. In addition to traditional banking services like checking accounts, auto loans, and mortgages, we embrace digital advancements that make banking convenient and accessible. With features such as online banking, mobile payments, and e-statements, we ensure that our members can manage their finances anytime and anywhere. While you can visit us at 215 N 40th Ave W for all your banking needs, official correspondence should be sent to our mailing address at 215 N 40TH AVE W, DULUTH, MN 55807 if different from our branch location. Our dedicated team operates during convenient hours Monday through Thursday from 8:30 AM to 5:00 PM; Friday from 8:30 AM to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM. For those who prefer drive-thru service, we are open Monday through Friday from 7:30 AM to 6:00 PM. As part of our commitment to serve better, we proudly offer ATM availability and drive-thru banking options for quick transactions. Additionally, we are actively involved in partnerships with local organizations aimed at fostering community development. Join us at Members Cooperative and experience firsthand how we can help you achieve your financial dreams while being part of a supportive community! Feel free to call us at 218-625-8500 or visit our website for more information on membership benefits and services offered.

Becoming a member of Members Cooperative feels like joining a welcoming family where your financial needs are prioritized. If you're wondering about eligibility, you'll be glad to know that it's designed to be inclusive! At Members Cooperative, you can qualify for membership if you live, work, or worship in the community we serve, making it easy for many to join our cooperative. Plus, there are no hefty fees or complex requirements just a desire to be part of something bigger. Once you're ready to take the next step, opening an account is straightforward. You can find all the details and start the process by visiting our website at http://www.membersccu.com/business-enrollment-form . If you have any questions along the way or want to chat about your options, don't hesitate to give us a call at (218) 625-8500. For more specific information on eligibility criteria, feel free to check out our dedicated page at https://www.membersccu.com/about/become-a-member/ . Join us at Members Cooperative, located at 215 N 40Th Ave W Duluth Mn 55807, and experience the benefits of being part of a supportive credit union community!

At Members Cooperative, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that benefits you, ensuring peace of mind as you manage your finances. With a net worth of $111,765,879, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 979% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $279,707,456 in share certificates and $167,386,124 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,200,522, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $86,982,058 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,561 in used auto loans and a total of $924,879,820 in loans and leases. Our operational efficiency is reflected in our net income of $3,310,884, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 196 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 127,905, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Cooperative is your trusted partner. Visit us at 215 N 40Th Ave W Duluth Mn 55807 or call 218-625-8500 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*