MEMBERS COOPERATIVE CREDIT UNION

Welcome to Members Cooperative, your trusted financial partner since 1936. Located conveniently at 1299 Highway 33 S, Cloquet, MN 55720, we are proud to serve our community with a commitment to exceptional service and financial well-being. With over 55,000 members and assets exceeding $1.14 billion, we strive to be more than just a credit union; we aim to be a cornerstone of support for our members' financial journeys. At Members Cooperative, we understand that each member has unique needs. Whether you're looking for personal banking services like checking accounts and auto loans or business solutions such as merchant services and business loans, we've got you covered. As of now, our total deposits stand at an impressive $45,865,172, showcasing the trust and confidence our members place in us. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 215 N 40TH AVE W, Duluth, MN 55807. Under the leadership of CEO Stephen Ewers and Board President Doris Dahl, our dedicated team of 201 employees is here to assist you every step of the way. We pride ourselves on being accessible offering online and mobile banking options alongside traditional services like drive-thru banking. With a net worth of $111,765,879 and cash in hand amounting to $10,616,399, Members Cooperative is financially sound and ready to help you achieve your goals. So whether you're interested in taking out one of our 26,958 loans or just want to learn more about what we offer, feel free to reach out at 218-625-8500 or visit our website at www.membersccu.org. Join us today and discover how Members Cooperative can help you thrive!

Becoming a member of Members Cooperative is like joining a close-knit family that cares about your financial well-being. If you live, work, worship, or attend school in the area around 1299 Highway 33 S Cloquet Mn 55720, you're likely eligible to join us! We believe in making banking accessible for everyone, so whether you're new to managing finances or looking to expand your options, we welcome you with open arms. Membership at Members Cooperative comes with numerous benefits, including personalized service and a range of financial products tailored to meet your needs. To get started on your journey with us, check out the detailed eligibility criteria at https://www.membersccu.com/about/become-a-member/ . Once you confirm your eligibility, opening an account is straightforward just visit our account opening page here: http://www.membersccu.com/business-enrollment-form . If you have any questions or need assistance, feel free to give us a call at (218) 625-8500. We're excited to help you take this important step toward better banking!

At Members Cooperative, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust in us is built on our ability to maintain a strong financial foundation, which is why we are proud to share some key highlights of our financial strength. With a net worth of $111,765,879, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 979 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $279,707,456 in share certificates and $167,386,124 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,200,522, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $86,982,058 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $9,561 in used auto loans and an impressive $924,879,820 in total loans and leases across various sectors. Our operational efficiency is reflected in our net income of $3,310,884, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 196 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The number of trust placed in us is evident as we manage a total of 127,905 share accounts a testament to the strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at zero; however, this indicates prudent management aligned with our focus on member benefits. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Cooperative is your trusted partner. Visit us at 1299 Highway 33 S Cloquet Mn 55720 or call 218-625-8500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.