Members Cooperative Credit Union Baxter MN | Best Auto Loans & Checking

Introduction

Welcome to Members Cooperative, your trusted financial partner in Baxter, MN! Since opening our doors in 1936, we've been committed to serving our community with reliable banking solutions. Located at 14633 Edgewood Dr, Baxter, MN 56425, we are proud to support over 55,856 members with a wide range of services tailored to meet your needs. At Members Cooperative, we understand that every member's journey is unique. That's why we offer personalized services, including checking and savings accounts, auto loans, mortgage financing, and business banking options. With a total of $1,141,915,251 in assets and over $45,865,172 in deposits, we ensure that your money is safe and secure while helping you achieve your financial goals. Our dedicated team of 201 employees, led by CEO Stephen Ewers and Board President Doris Dahl, is here to provide you with exceptional service. Whether you prefer visiting us in person or utilizing our online and mobile banking platforms, we aim to make your banking experience as convenient as possible. While members can visit us at our Baxter branch for all their banking needs, official correspondence should be sent to our mailing address: 215 N 40TH AVE W, DULUTH, MN 55807. Ready to take the next step? Explore our services at membersccu.org or give us a call at 218-625-8500. Let us help you navigate your financial future with confidence!

Branch History & Mission

A Future Focused on You

As we look ahead, we remain committed to serving you with integrity and excellence. Our branch features convenient operating hours from Monday to Friday, 9:00 AM to 5:30 PM, along with an ATM and drive-thru service for added convenience. We are also dedicated to ensuring accessibility for all members with ADA-compliant facilities. We invite you to become part of the Members Cooperative family! Experience personalized service and a commitment to your financial well-being. Join us today by visiting our website or giving us a call at 218-625-8500. Together, let's build a brighter financial future!

Commitment to Our Community

At Members Cooperative, community involvement is at the heart of what we do. We actively participate in local events and support various outreach programs aimed at improving the quality of life for residents in Baxter and beyond. Our partnerships with local organizations enable us to give back and help those in need. While you can visit us at our branch location, please note that official correspondence should be sent to our mailing address: 215 N 40TH AVE W, DULUTH, MN 55807.

Our Journey

From humble beginnings, Members Cooperative has continuously evolved to meet the financial needs of our members. Initially focused on basic banking services, we have embraced innovation and technology to provide a wide range of offerings today. Our dedicated team has worked tirelessly to ensure that every member feels valued and supported on their financial journey. Our mission is clear: to empower our members through exceptional financial services while fostering strong community ties. We aim to provide not just banking solutions but also support for local initiatives that enrich lives and strengthen neighborhoods. With services like personal banking, auto loans, mortgage loans, business banking, and online/mobile banking options available at your fingertips, we strive to make your financial experience as seamless as possible.

Branch Location & Accessibility

Convenient Access and Amenities

At Members Cooperative, we understand the importance of accessibility. Our branch features ample parking with convenient access for everyone, including ADA-compliant entrances and ramps to ensure that all members can enter without hassle. If you're looking for quick service, our drive-thru banking option is available for simple transactions like deposits and withdrawals. While members can visit us at our main location on Edgewood Drive, please note that any official correspondence should be sent to our mailing address at 215 N 40TH AVE W, DULUTH, MN 55807.

Operating Hours

We are here to serve you during the week from Monday to Friday, opening our doors at 9:00 AM and closing at 5:30 PM. Whether you need help with personal banking, auto loans, or credit card services, our team is ready to assist you during these hours.

Services Offered

Members Cooperative offers a wide range of services tailored to meet your financial needs. Enjoy the convenience of online and mobile banking right from your phone or computer. We also provide ATM access for cash withdrawals and balance checks. Plus, if you prefer face-to-face interactions, our knowledgeable staff is always ready to help you in person or over the phone at 218-625-8500. We invite you to visit us soon! Stop by Members Cooperative in Baxter for all your banking needs; we're excited to welcome you into our community-focused family!

Member Eligibility

Becoming a member of Members Cooperative is like joining a family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in the areas we serve, you're already on the path to membership! We welcome individuals from all walks of life, and our commitment is to provide you with personalized service and support. To learn more about specific eligibility details, feel free to visit our website at https://www.membersccu.com/about/become-a-member/. Joining us is simple! You can easily open an account online by following the steps outlined at http://www.membersccu.com/business-enrollment-form. If you have any questions or need assistance, don't hesitate to reach out to us at (218) 625-8500. We're here to help you every step of the way as you embark on this exciting journey with Members Cooperative, located at 14633 Edgewood Dr Baxter Mn 56425.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services simplify transactions for businesses of all sizes. Imagine running your day-to-day operations without worrying about payment processing hassles. Our services allow you to focus on what matters most growing your business while ensuring your customers enjoy a smooth shopping experience. Explore how Members Cooperative at 14633 Edgewood Dr, Baxter, MN 56425 can help you thrive. Reach out at 218-625-8500 or visit us online at membersccu.org.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $398 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $113,682,186, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer dedicated Business Banking solutions including merchant services and business loans. We know that running a business involves many moving parts, and we're here to provide the financial tools necessary for success.

Convenient Access Options

At Members Cooperative, convenience is key. Our branch features an ATM & Cash Withdrawal Services, making it easy to access cash whenever you need it. If you're in a hurry, take advantage of our Basic Drive-Thru Banking, where you can handle deposits, withdrawals, and other simple transactions without leaving your vehicle.

Credit Cards and Rewards

Don't forget about our attractive Credit Cards with Rewards program! This service allows you to earn points on everyday purchases, which can be redeemed for exciting rewards or cash back. It's a simple way to make your spending work for you.

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why we offer Personal Banking services that include checking and savings accounts designed for everyday use. Imagine easily accessing your funds through online and mobile banking, allowing you to check balances, transfer money, and pay bills from the comfort of your home or while on the go. When it comes to financing, our Auto Loans & Vehicle Financing options are perfect for those ready to hit the road in a new car. We also provide Mortgage Loans & Refinancing solutions for members interested in purchasing their dream home or refinancing an existing mortgage to better suit their financial situation. If you're facing unexpected expenses, our Personal Loans & Debt Consolidation services can help ease your financial burden.

The Ease of Digital Banking

In today's digital world, we recognize the importance of offering robust online and mobile banking features. With options like mobile payments and person-to-person transfers available at your fingertips, managing your finances has never been easier. If you're ready to experience all that Members Cooperative has to offer or have questions about any of our services, feel free to reach out at (218) 625-8500 or visit us at 14633 Edgewood Dr Baxter Mn 56425 in Baxter, MN. Join us today and discover how we can help you achieve your financial goals!

Digital & Online Banking

Key Services for Your Convenience

Our online banking platform allows you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of e-statements, so you can go green while keeping track of your financial activities without the clutter of paper statements. For those who prefer using their mobile devices, our user-friendly mobile application is available, making it simple to manage your accounts on the go. Need to send money to friends or family? Our person-to-person transfer feature lets you easily send funds without hassle. Plus, with mobile payments, you can make purchases directly from your phone no need to carry cash or cards around.

Security You Can Trust

We prioritize your security with features like electronic signature authorization. This ensures that all your transactions are safe and authorized by you. At Members Cooperative, we want you to feel confident about your online banking experience. Whether you're at home or on the move, our digital banking services provide real-time account management right at your fingertips. Experience banking made easy with Members Cooperative where convenience meets security!

Financial Strength

At Members Cooperative, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to support your needs and aspirations. With a net worth of $111,765,879, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 979 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $279,707,456 in share certificates and $167,386,124 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,200,522, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $86,982,058 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $9,561 in used auto loans and a total of $924,879,820 in loans and leases available for various sectors. Our operational efficiency is reflected in our net income of $3,310,884, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 196 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 127,905, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Cooperative is your trusted partner. Visit us at 14633 Edgewood Dr Baxter MN 56425 or call 218-625-8500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $148,239,608 in used vehicle loans and $39,370,663 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, we provide flexible financing solutions to make your purchase easier.

Business Financing

For business owners, our outstanding commercial loans totaling $113,682,186 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive. If you're interested in any of our loan products or want more information about refinancing options available at Members Cooperative in Baxter, MN (14633 Edgewood Dr), please don't hesitate to reach out at (218) 625-8500. Our dedicated team is here to assist you with eligibility questions or any other inquiries you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how our loan offerings can benefit you today!

Credit Lines and Personal Loans

For those looking for flexibility in managing expenses, our credit lines amount to $210,787,856. This means you can access funds when needed without the hassle of applying for a new loan each time. Additionally, we also offer personal loans that can assist with debt consolidation or other financial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $46,117,055, making buying or refinancing simple. We know how important it is to find the right home for you and your family. With competitive rates and personalized service, we guide you through every step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $162,945 in loans helping members manage their finances effectively. These cards provide an easy way to handle everyday purchases while benefiting from rewards and low-interest rates.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. Each loan comparison reflects current market conditions, helping users to navigate their options effectively.

MEMBERS COOPERATIVE CREDIT UNION - Baxter, MN

Type of Loan Offerings

Student Loans

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