Members Choice Credit Union Hurricane WV

Introduction

At Members Choice Wv, we believe in the power of community and the importance of building strong financial relationships. Located at 2801 Virginia Ave, Hurricane, WV 25526, our branch has been a cornerstone for local residents since our establishment in 1942. With over 6,000 members, we are dedicated to providing personalized service that meets your unique financial needs. Our credit union proudly holds total assets of $88,391,963 and manages deposits totaling $4,365,120. Whether you're looking for a loan or simply want to save for the future, our diverse financial products can help you achieve your goals. We have facilitated 3,280 loans and leases to support our members' aspirations. Under the leadership of our CEO, Stephanie Rippetoe, and Board President, Raymond Joseph, we prioritize transparency and integrity. Our team of 16 dedicated employees is always ready to assist you with friendly service. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 2801 Virginia Ave, Hurricane, WV 25526. With a strong net worth of $19,060,822 and cash in hand amounting to $618,187, we are well-positioned to serve our members efficiently and effectively. At Members Choice Wv, we not only focus on numbers; we also care about making a positive impact in our community. We invite you to reach out at (304) 546-4700 or explore more about our services on our website at memberschoicewv.com. Join us in creating a brighter financial future together!

Branch History & Mission

Commitment to Innovation

As we embrace technology, we ensure that all our services are ADA compliant and user-friendly. Our digital advancements allow members to access online banking and mobile payments conveniently. These initiatives reflect our ongoing commitment to making banking easier for everyone.

Community Engagement

Members Choice Wv takes pride in actively engaging with the community. We participate in various outreach programs and partnerships aimed at improving local lives. Whether it's through financial education or supporting local events, we believe that a stronger community leads to better opportunities for all. We encourage anyone looking for trustworthy financial solutions or seeking a supportive community environment to join us at Members Choice Wv. Experience firsthand how we can help you reach your financial dreams while being part of something bigger your local credit union family! For more information or inquiries, feel free to call us at (304) 546-4700 or visit our website at Members Choice Wv.

Mission Statement

At Members Choice Wv, our mission goes beyond just offering financial products; we are dedicated to enhancing the lives of our members through exceptional service and community support. We believe in fostering strong relationships built on trust and transparency. Our goal is to provide not only excellent banking services but also resources and initiatives that uplift the communities we serve. While members can visit us at 2801 Virginia Ave Hurricane Wv 25526, official correspondence should be sent to 2801 Virginia Ave, Hurricane, WV 25526. We invite everyone in Hurricane and surrounding areas to take part in our credit union family.

Our Journey

From our humble beginnings in the early 1940s, Members Choice Wv has continuously evolved to meet the changing needs of our members. We have seen significant milestones throughout the years, including substantial growth in total assets, which now stand at an impressive $88,391,963. This growth reflects our dedication to providing reliable financial services while ensuring that we remain accessible and responsive to our members' needs. Our headquarters is based in Charleston, WV, but our focus remains on serving our local community. We understand that every member's story is unique and strive to create personalized experiences that empower them to achieve their financial goals.

Branch Location & Accessibility

Operating Hours

We're here for you during the week! Our lobby hours run from 9:00 AM to 5:00 PM, Monday through Friday. Whether you need assistance with your accounts or want to explore our services, we're ready to help during these hours.

Services Offered

While we do not currently have ATM services or a drive-thru, our friendly staff is on hand to provide personal service tailored to your financial needs. If you're looking for shared services, we focus on delivering dedicated support right at our branch. If you need to send any official correspondence, please note that while members can visit us at the branch address, all mail should be directed to the same address: 2801 Virginia Ave, Hurricane, WV 25526. Feel free to give us a call at 304-546-4700 if you have questions or need assistance before your visit. We look forward to welcoming you soon!

Member Eligibility

Welcome to the Members Choice Wv family! Becoming a member at Members Choice Wv is an exciting step toward enjoying a range of financial services tailored just for you. To join our community, you simply need to meet a few friendly eligibility criteria. Whether you live, work, or worship in our service area, we invite you to apply. There are also opportunities for immediate family members of existing members to join, making it easy to share the benefits with those you love. If you'd like to learn more about these details, please visit our eligibility page at http://www.memberschoicewv.com/personal-account-application. Once you're ready to become a member, opening an account is straightforward and welcoming. You can begin your application process online by following this link: https://gbsapi.onlinecu.com/memberschoicewv/loanapplications/mcwv-1-4-23customized.html?docid=1, or feel free to reach out to us at (304) 546-4700 if you have any questions or need assistance. We look forward to having you as part of our community at Members Choice Wv, located conveniently at 2801 Virginia Ave Hurricane Wv 25526!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced environment, efficient payment processing can make all the difference. Our merchant services offer practical solutions that simplify transactions, allowing you to focus on what you do best running your business. From easy credit card processing to robust online payment options, we provide tools that enhance your customer experience and boost sales. Located at 2801 Virginia Ave Hurricane Wv 25526 in Hurricane, WV, we're here to help local businesses thrive. Reach out today at (304) 546-4700 to learn how we can support your growth!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $28 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $3,670,819, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to invest in new equipment or to hire more staff. That's where our commercial loans come in, providing the financial backing you need to turn your vision into reality.

Comprehensive List Of Services

Community Focused

Being part of Members Choice Wv means more than just accessing financial services; it's about being part of a community. We pride ourselves on building strong relationships with our members and supporting local initiatives in Hurricane. We believe that when you succeed, we all succeed. If you're interested in learning more about how we can assist you or if you have questions about any of our services, don't hesitate to reach out! Give us a call at (304) 546-4700 or visit our website at Netranom. We look forward to serving you and helping you achieve your financial dreams!

Embracing Digital Solutions

In today's fast-paced world, digital banking features are more important than ever. At Members Choice Wv, we understand this shift and offer online banking options that allow you to manage your accounts from anywhere. You can easily check balances, transfer funds, and make payments right from your mobile device or computer. Our mobile application also supports mobile payments and person-to-person transfers, making it easier for you to send money to friends or family with just a few taps.

Personalized Banking Experience

Our service offerings are centered around your convenience. Whether you're looking for traditional banking options or modern digital solutions, we have something for everyone. One of our primary services is ATM Services Only. While we may not have drive-thru banking or a full suite of ATMs, our dedicated team is here to assist you with all your needs. If you're on the go and need quick access to cash or account information, our ATM services ensure that you can handle your transactions swiftly.

Your Financial Partner

We know that every member has unique financial goals. Whether you're saving for a big purchase, planning for retirement, or looking for assistance with loans, we're here to guide you every step of the way. Our knowledgeable staff is always ready to provide personalized advice and support tailored specifically to your situation.

Digital & Online Banking

Key Features for You

With 24/7 online banking services, you can check your balance, transfer funds, and manage your accounts anytime you need. Our user-friendly mobile application makes it easy to keep track of your finances right from your smartphone. Plus, with features like person-to-person transfers, sending money to friends and family is simple and quick. Security is a top priority at Members Choice Wv. We provide electronic signature authorization for added peace of mind when completing transactions online. You can also opt for e-statements, which not only help reduce paper clutter but also allow you to access your statements anytime without the wait. For those who prefer using mobile payments, we've got you covered! With our mobile payments feature, you can make purchases directly from your phone in just a few taps. This means less time fumbling for cash or cards, and more time enjoying life. In summary, our digital and online banking services are designed with you in mind offering convenience, security, and real-time access to your accounts whenever you need it. Join us at Members Choice Wv today and experience banking that's truly built around your needs!

Financial Strength

A Solid Foundation

With a net worth of $19,060,822, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 21.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $18,618,541 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $7,680 in used auto loans and $38,522,607 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $442,281, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

We currently have 10,783 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $1,317,496, further demonstrating our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice Wv is your trusted partner. Visit us at 2801 Virginia Ave Hurricane Wv 25526 or call 304-546-4700 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $15,183,868 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,250,837 in used vehicle loans and $7,699,625 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles so you can choose what works best for you.

Business Loans

For business owners, our outstanding commercial loans totaling $3,670,819 provide the capital needed to grow and expand. We believe in supporting local businesses and contributing to community development.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $837,766 in loans helping members manage their finances effectively. This option provides an easy way to cover unexpected expenses or make purchases without disrupting your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $852,611, making buying or refinancing simple. We're committed to helping you secure the funds necessary for your dream home.

Refinancing Options

If you're considering refinancing any existing loans or are unsure about eligibility options, our team is ready to assist you. We can guide you through the process and help determine which options may work best for your unique circumstances. For more information on our loan products or to get started today, please call us at 304-546-4700 or visit our website at www.memberschoicewv.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us be part of your financial journey!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Members Choice Wv