Members Choice Credit Union Lino Lakes MN

Introduction

Welcome to Members Choice Wv, where our commitment to supporting the community shines through every financial service we offer. Located at 7989 Lake Dr, Lino Lakes, MN 55014, our branch has been proudly serving members since 1942. With a total membership of over 6,000, we strive to provide personalized banking solutions that meet your needs and foster long-lasting relationships. As a trusted financial partner, we boast total assets of $88,391,963 and total deposits amounting to $4,365,120. Our dedicated team, led by CEO Stephanie Rippetoe and Board President Raymond Joseph, works tirelessly to ensure that your financial goals are achieved. With a net worth of $19,060,822 and cash in hand totaling $618,187, we are well-positioned to support our members with a variety of loans totaling 3,280 that cater to different life stages and aspirations. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 20040, Charleston, WV 25362. At Members Choice Wv, we believe in empowering our members through responsible lending practices and community-focused initiatives. Whether you're looking for personal loans or business financing options with a net member business loan balance of $3,520,077 we're here to assist you every step of the way. We invite you to explore our services further on our website at memberschoicewv.com or give us a call at 304-346-5242. Join us as we continue making a positive impact in Lino Lakes and beyond!

Branch History & Mission

Welcome to Members Choice Wv in Lino Lakes, MN! Our branch has a rich history that dates back to its opening in 1942. Since then, we have been dedicated to serving our community and providing financial services that truly make a difference in people's lives. At Members Choice Wv, we believe in the power of community. Our mission is simple yet profound: to empower our members with the tools and resources they need to achieve their financial goals while fostering a spirit of support and collaboration. With over 6,000 members and total assets reaching an impressive $88,391,963, we take pride in our growth and the trust placed in us by our community. You can find us at 7989 Lake Dr, Lino Lakes, MN 55014 a convenient location near local shops and parks that enhances accessibility for all our members. While members can visit us at this address, official correspondence should be sent to PO Box 20040, Charleston, WV 25362. Our journey has been marked by several key milestones. We have adapted to changes in technology and member needs while maintaining our core values of trust and service. We are proud to offer modern conveniences such as online banking, mobile payments, and electronic signatures to make banking easier for everyone. We also place great importance on being accessible to all. Our commitment extends beyond just financial services; we actively engage in community outreach efforts that benefit local organizations and initiatives. By partnering with various groups, we strive to create a positive impact in Lino Lakes and beyond. Operating hours are designed with your convenience in mind: we're open Monday through Friday from 9 AM to 5 PM. Although we currently do not have ATM or drive-thru services available at this location, our friendly team is always ready to assist you with any inquiries you may have. Join us today at Members Choice Wv! Experience the difference of being part of a credit union that truly cares about its members and the community. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Members Choice Wv! Conveniently located at 7989 Lake Dr, Lino Lakes, MN 55014, our branch is here to serve you with a friendly smile and helpful service. Whether you're stopping by to discuss your financial goals or simply need assistance with your accounts, we are ready to help. If you're looking for us, you'll find our branch just a stone's throw away from the scenic Lino Lakes Park, making it easy to combine a visit to us with some fresh air and outdoor fun. We strive to make your banking experience as smooth as possible, which includes accessible parking and ADA-compliant facilities. Our operating hours are designed with your schedule in mind. We're open Monday through Friday from 9:00 AM to 5:00 PM, ensuring you have ample time to come in during the week. If you have any questions or need assistance before visiting, feel free to give us a call at 304-346-5242. While we currently do not offer ATM services or drive-thru banking, our team is eager to assist you inside the branch. For those who prefer face-to-face interactions, we ensure our environment is welcoming and accommodating. For official correspondence, please send mail to our mailing address: PO Box 20040, Charleston, WV 25362. We look forward to welcoming you at Members Choice Wv soon! Your financial well-being is our priority come visit us today!

Member Eligibility

At Members Choice Wv, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that truly cares about your financial well-being. To become a member, you'll find that the process is straightforward and welcoming. We invite individuals who live, work, worship, or attend school in our local area to apply. This means if you're part of our community in Lino Lakes or surrounding areas, you're likely eligible! For specific details on what it takes to join us, feel free to visit our eligibility page at http://www.memberschoicewv.com/personal-account-application. Once you're ready to take the next step towards membership, opening an account is easy! You can start the application process online through this link: https://gbsapi.onlinecu.com/memberschoicewv/loanapplications/mcwv-1-4-23customized.html?docid=1. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (304) 346-5242. We're here to help you every step of the way as you embark on this exciting journey with Members Choice Wv!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $28 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services That Matter

In addition to loans, we provide robust merchant services that simplify payment processing for your business. Imagine having a reliable partner that helps you accept payments easily whether you're running a retail shop or managing an online store. Our services ensure you focus on what you do best: serving your customers and growing your business. If you're ready to take the next step, visit us at 7989 Lake Dr Lino Lakes Mn 55014, Lino Lakes, MN, or call us at (304) 346-5242. Your success is our priority!

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $3,670,819, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

One of the standout features at Members Choice Wv is our convenient ATM services. While we currently offer ATM services only, this means you can easily access your funds anytime, anywhere. Imagine being able to withdraw cash during a busy day without having to step inside a bank. Our ATMs are designed for ease of use, making transactions quick and straightforward. We understand that banking should fit into your lifestyle, not the other way around. That's why our digital banking options complement our ATM services perfectly. With online banking available, you can monitor your account, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our mobile app allows you to manage your finances right from your smartphone.

Conclusion

Choosing Members Choice Wv means choosing a partner in your financial journey. From accessible ATM services to comprehensive online banking options, we strive to make managing your finances as easy as possible. We invite you to visit us at 7989 Lake Dr Lino Lakes Mn 55014, explore what we can do for you, and become part of our community. For more information or to get started today, feel free to check out our website at Gbs - Sharetec or click here for account opening. We look forward to serving you!

Member-Focused Approach

At Members Choice Wv, we prioritize our members' needs above all else. We know that whether you're saving for a big purchase or managing daily expenses, having reliable support is crucial. Our team is ready to assist you with personalized service whenever you need it. If you're interested in learning more about what we offer or have questions about accessing our services, don't hesitate to reach out! Call us at (304) 346-5242 or visit us during lobby hours from 9 AM to 5 PM on weekdays.

Digital & Online Banking

Key Services Offered

With our online banking service, you'll enjoy features that make handling your finances simple. You can check balances, transfer funds, and even set up electronic statements for easy tracking of your financial activity no more paper clutter! Plus, if you ever need to sign documents, our electronic signature authorization feature allows you to do it all digitally, making processes quicker and more efficient. Do you want to send money to a friend? Our person-to-person transfer option lets you easily move money without the hassle of cash or checks. And for those who love using their smartphones, our mobile application provides the same great functionality right at your fingertips. You can also take advantage of mobile payments, allowing you to pay bills or make purchases directly from your phone.

Security and Convenience

Your security is our top priority. Our digital banking tools are built with robust security measures in place to keep your information safe while providing convenient access. This way, you can manage your accounts with confidence. With Members Choice Wv, you have everything you need for real-time account management right in one place. Enjoy the freedom and flexibility of modern banking while knowing that help is just a call away at (304) 346-5242 if you need assistance. Embrace the convenience of digital banking today!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice Wv is your trusted partner. Visit us at 7989 Lake Dr Lino Lakes Mn 55014 or call (304) 346-5242 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 15 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. You can trust that when you reach out to us, you're connecting with dedicated professionals who care about your financial well-being.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member-Centric Savings

Members' savings are secured through $15,183,868 in share certificates, offering stable and rewarding financial growth opportunities. This commitment ensures that your money is not only safe but also working hard for you.

Operational Efficiency

Our $442,281 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency translates into real benefits for you more options at better prices.

Reinvestment for Growth

With $18,618,541 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to stay ahead of the curve while catering to your needs.

Strong Financial Health

With a net worth of $19,060,822, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,156 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Goals

Our lending capacity supports members' financial goals across various sectors with $768 in used auto loans and $38,522,607 in total loans and leases. We understand that whether you're buying a car or taking out a personal loan, having access to funds is crucial.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,250,837 in used vehicle loans and $7,699,625 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates so you can drive off with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $3,670,819 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and helping them thrive within our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $852,611, make buying or refinancing simple. We offer guidance throughout the process to ensure you find the right fit for your financial situation.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that may lower your monthly payments or help you consolidate debt. Please reach out to us for more details on how we can assist you with refinancing solutions tailored to your needs. At Members Choice Wv, we prioritize transparency and accessibility in all our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Ready to take the next step? Contact us at (304) 346-5242 or visit us online at Members Choice Wv for more information on how we can support your financial needs today!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $837,766 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases when you need them most.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that they are receiving fair and transparent offers. By working exclusively with verified financial institutions, LendMesh guarantees that all loan comparisons are based on accurate information.

Key Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring complete transparency. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without unnecessary delays. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using LendMesh for securing competitive loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Members Choice Wv

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Member and Non-Member Loan Options

Merchant Services That Matter

Outstanding Commercial Loans

Comprehensive List Of Services

ATM Services

Conclusion

Member-Focused Approach

Digital & Online Banking

Key Services Offered

Security and Convenience

Financial Strength

Conclusion

Dedicated Team

Focused on Members

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Strong Financial Health

Support for Your Goals

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

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