Members Choice Credit Union Marlin TX | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Members Choice Of Central Texas, your trusted financial partner located in the heart of Marlin, Texas. Since our establishment in 1935, we have been dedicated to serving our community with a focus on building lasting relationships and providing personalized financial solutions. Our branch at 212 Virginia Ave, Marlin, TX 76661 is not just a place for transactions; it's where your financial goals take shape. With a robust membership of 19,341 individuals, we pride ourselves on being more than just a credit union. We are a community-oriented institution that understands the unique needs of our members. Our commitment is reflected in our impressive total assets of $207,093,709 and total deposits reaching $13,261,906. Whether you are looking to secure an auto loan or open a checking account, our diverse offerings cater to both personal and business banking needs. Led by CEO Don Cox and Board President Brenda Alligood, our team of 51 dedicated employees is here to guide you through every step of your financial journey. We believe in transparency and trust, which is why we maintain a net worth of $32,249,737 and ensure that our members have access to their funds with over $2,554,201 in cash readily available. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address at 212 Virginia St, Marlin, TX 76661. Explore our range of services from auto loans and mortgages to online banking options designed for your convenience. Visit us today or call us at 254-883-3742 to learn more about how we can help you achieve your financial goals! For additional information and resources, feel free to check out our website at choicefcu.com.

Branch History & Mission

Welcome to Members Choice Of Central Texas, located in the heart of Marlin, TX. Since our establishment in 1935, we have proudly served our community, providing financial services that empower our members to achieve their goals. With a legacy spanning over eight decades, we are committed to fostering growth and stability within our community. Our branch is situated at 212 Virginia Ave, Marlin, TX 76661, a location that is easily accessible and close to several local landmarks. This central position allows us to connect with our members and offer personalized services that cater to their unique needs. In addition to our physical presence, we also provide digital banking solutions for added convenience. At Members Choice Of Central Texas, our mission is straightforward yet powerful: We strive to enhance the financial well-being of our members while supporting the communities we serve. We believe that by providing excellent banking services such as checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards we can help individuals and families thrive. Our commitment extends beyond transactions; we aim to build lasting relationships based on trust and mutual respect. With a total membership of 19,341 strong, our cooperative model ensures that every member has a voice in how we operate. We take pride in maintaining total assets of $207,093,709, reflecting our dedication to sound financial practices and community investment. Our operational hours are designed with your schedule in mind: - Lobby Hours: Monday - Thursday from 9:00 AM - 5:00 PM; Friday from 9:00 AM - 5:30 PM; and the first Saturday of each month from 9:00 AM - 12:00 PM. - Drive-Thru Hours: Monday - Thursday from 8:15 AM - 5:30 PM; Friday from 8:15 AM - 5:30 PM. We also offer amenities such as ATM access for quick withdrawals and drive-thru banking for added convenience. As part of our commitment to serving you better, we continuously explore partnerships and community outreach programs that make a positive impact on those around us. We recognize the importance of being accessible to all members of the community, which is why we ensure ADA compliance throughout our facilities. While members can visit us at 212 Virginia Ave, official correspondence should be sent to 212 Virginia St, Marlin, TX 76661 if it differs from our branch address. For any inquiries or assistance, feel free to reach out at 254-883-3742. Join us at Members Choice Of Central Texas today! Experience a financial institution where your needs come first and together we can achieve more. Visit us online at www.choicefcu.com or stop by our branch we look forward to welcoming you into our family!

Branch Location & Accessibility

Welcome to the Marlin Branch of Members Choice Of Central Texas, conveniently located at 212 Virginia Ave, Marlin, TX 76661. Nestled in the heart of Falls County, our branch is easy to access and perfectly situated near local landmarks that make your visit even more enjoyable. Whether you're stopping by after a trip to nearby parks or shopping districts, we're here to serve you. At our Marlin location, you'll find plenty of parking space available, ensuring that your visit is hassle-free. We prioritize accessibility for all members; our branch features ADA-compliant entrances and ramps so everyone can enjoy our services comfortably. Our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and on the first Saturday of each month from 9:00 AM to 12:00 PM. If you need quick banking services, take advantage of our drive-thru service available from Monday through Friday, starting as early as 8:15 AM. Additionally, we are proud to offer ATM services on-site for your convenience. You can quickly withdraw cash or check your balance without having to enter the branch. While members can visit us at 212 Virginia Ave Marlin Tx 76661, official correspondence should be sent to 212 Virginia St, Marlin, TX 76661. If you have any questions or need assistance, feel free to give us a call at (254) 883-3742. We look forward to welcoming you soon!

Member Eligibility

At Members Choice Of Central Texas, we believe that joining our community is a step toward achieving your financial dreams. Becoming a member is simple and welcoming! If you live, work, or attend school in the area, you're likely eligible to join us. We also embrace those who have family members already part of our credit union family. Our mission is to support you with personalized services that make banking easy and beneficial. Plus, as a member, you'll enjoy access to a variety of services, including competitive loan rates and convenient online banking options. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at this link. When you're ready to take the next step and open your account, visit us online at this page or give us a call at (254) 883-3742. Our friendly team is excited to welcome you to Members Choice Of Central Texas, located at 212 Virginia Ave Marlin Tx 76661!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to expand your operations or purchase new equipment, our tailored loan options are designed to meet your specific requirements.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers on the go or in-store, enhancing their experience while boosting your sales. With user-friendly tools and support from our team, managing transactions becomes easier than ever. Join us at Members Choice Of Central Texas and take advantage of our offerings designed specifically for businesses like yours. For more information, visit us online or call us at (254) 883-3742 today!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our branch offers convenient ATM access for withdrawals and balance checks. Additionally, take advantage of our basic drive-thru banking services for deposits, withdrawals, and simple transactions without leaving your car. At Members Choice Of Central Texas, we're committed to making banking simple and accessible for everyone in the community. Have questions or need assistance? Don't hesitate to reach out! Call us at 254-883-3742 or visit us during lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, or the first Saturday of each month from 9:00 AM to 12:00 PM. Join us today and experience how easy managing your finances can be! Visit our website at choicefcu.com to learn more about all our offerings!

Business Banking Options

For our business members, we offer comprehensive services including merchant services and business loans designed to support your growth and operations. Our team understands the challenges of running a business and is here to offer solutions that work for you.

Credit and Loan Services

In addition to mortgages and auto loans, we provide personal loans that assist with everything from unexpected expenses to debt consolidation. Plus, if you love rewards, don't miss out on our credit cards with rewards program! You'll earn points for everyday purchases that can be redeemed for exciting perks.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking services so you can manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your money has never been easier!

Personal Banking Solutions

Navigating your financial journey begins with personal banking. At our Marlin Branch, you can choose from various checking and savings accounts that fit your lifestyle. Our friendly staff is here to help you understand the best options for your everyday banking needs. If you're considering purchasing a car, our auto loans and vehicle financing options make it easier than ever to get on the road without breaking the bank. Are you looking to buy a home? We offer mortgage loans and refinancing solutions that can help make your dream home a reality. With competitive rates and personalized service, you can trust us to guide you through the process smoothly.

Digital & Online Banking

At Members Choice Of Central Texas, we understand that managing your finances should be as easy and secure as possible. Our digital and online banking services are designed to offer you convenience at your fingertips, whether you're at home or on the go. With our 24/7 online banking services available through https://www.choicefcu.com/, you can check your account balance, pay bills, and transfer funds anytime you need. It's like having a bank branch right in your pocket! Our mobile application takes this convenience a step further, allowing you to access all these features from your smartphone. Need to send money to a friend? With our person-to-person transfers, it's quick and hassle-free. Just a few taps on your phone, and the money is on its way. Plus, if you're looking for an eco-friendly option, we offer e-statements so you can easily keep track of your finances without the clutter of paper statements. Security is our top priority. We provide electronic signature authorization for added protection when handling sensitive transactions. You can feel safe knowing that your information is secure while using our services. And if you're someone who loves the ease of mobile payments, you'll be pleased to know that we support mobile payments too! This feature allows you to make purchases directly from your phone, making shopping faster and more convenient. In short, Members Choice Of Central Texas combines user-friendly technology with robust security measures to ensure that you have everything you need for effective financial management right at your fingertips. Join us today and experience the ease of modern banking!

Financial Strength

At Members Choice Of Central Texas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a robust banking experience that prioritizes your needs. With a net worth of $32,249,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1557 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $46,796,336 in share certificates and $11,132,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,822,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $31,911,933 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evident with $14,470,444 in total loans and leases and $37,766 in used auto loans, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 51 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 33,519, showcasing a strong and growing member base that trusts us with their finances. Our ability to adapt to the needs of our members ensures that you have access to essential banking services when you need them most. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice Of Central Texas is your trusted partner. Visit us at 212 Virginia Ave Marlin TX 76661 or call 254-883-3742 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,950,519 in used vehicle loans and $36,278,557 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget and lifestyle. Whether you're eyeing a brand-new ride or a reliable pre-owned vehicle, we have the perfect financing option for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,275,156, ensuring that you have access to affordable financing when you need it most. Our team is here to guide you through the process and help make your dream of owning a home a reality.

Personal Lines of Credit

For those who prefer more flexibility, our personal lines of credit offer an easy way to access funds as needed. With $40,328,510 in total credit lines available, this option can help you tackle unexpected expenses without the hassle of traditional loans. At Members Choice Of Central Texas located at 212 Virginia Ave Marlin Tx 76661, we're dedicated to providing financial solutions that empower our community. For any questions or to learn more about our loan offerings, feel free to reach out at 254-883-3742 during our lobby hours from Monday to Friday or visit us online at choicefcu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

Unsecured Credit Cards

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $174,487 in loans helping members manage their finances effectively, our credit cards come with rewards and features designed to support your spending habits while keeping costs low.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh guarantees accurate loan comparisons through rigorous sourcing. Loan data is obtained directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users receive fair and transparent offers without hidden surprises.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions this commitment to impartiality ensures that users get unbiased results. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, enabling users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Members Choice Of Central Texas