Members Choice Credit Union Katy TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Members Choice at Grand Parkway, where our commitment to serving you goes beyond just banking it's about building a community of trust and support. Established in 1941, we have proudly served our members from our location at 401 W Grand Pkwy S, Katy, TX 77494. With a strong membership base of over 47,000 individuals, we are dedicated to providing personalized financial solutions tailored to your needs. At Members Choice, we understand the importance of financial security. Our total assets amount to an impressive $780,724,628, showcasing our stability and ability to support our members' financial journeys. With a total deposit balance of $52,488,221, you can rest assured that your savings are in safe hands. Additionally, our net worth stands at $59,571,684, reflecting our solid foundation in the community. Our leadership team is here for you every step of the way. Led by CEO Luke Billeri and Board President Johnny Williams, we strive to create an environment where you feel valued and heard. Our dedicated staff of 113 employees is ready to assist with everything from personal banking and auto loans to business financing options. While members can visit us at our physical branch for all their banking needs, official correspondence should be sent to our mailing address at 401 W Grand Parkway South, Katy, TX 77450. We invite you to explore what we offer on our website at mccu.com or give us a call at 281-754-1399. Join us today and experience the difference of being a part of Members Choice your trusted partner in achieving financial wellness!

Branch History & Mission

Community Commitment

Our connection with the community goes beyond just financial transactions; it's about building lasting relationships. We actively participate in local events and support various charitable organizations throughout Katy and its neighboring areas. By doing so, we aim not only to uplift our members but also contribute positively to the wider community fabric. If you haven't yet experienced what Members Choice has to offer, we invite you to join us today! Call us at 281-754-1399 or visit us online at mccu.com for more information on how you can become part of our growing family. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings at 401 W Grand Pkwy S, we have continuously adapted to meet the needs of our members. As we expanded our services, we remained dedicated to providing accessible financial solutions. Today, with total assets of over $780 million, we offer a wide range of services, including personal banking, auto loans, mortgage loans, and business banking options. Our growth is a testament to the trust our members place in us and reflects our unwavering focus on their financial well-being. Our location is convenient for all who visit us. Situated near major landmarks in Katy, we invite you to drop by during our operating hours: Monday to Friday from 9 am to 6 pm and Saturday from 9 am to 1 pm. Whether you need assistance with your accounts or want to learn more about our offerings, we're always here to help.

Our Mission

At Members Choice, our mission is simple yet profound: We strive to improve the financial lives of our members while enhancing the communities we serve. We believe that everyone deserves access to quality financial services without unnecessary barriers. That's why we focus on member education and support through various outreach initiatives and partnerships within the community. We also embrace technology to make banking easier for everyone. With features like online and mobile banking, e-statements, and digital payments available, managing your finances has never been more convenient. Our facilities are designed with accessibility in mind, ensuring that everyone can take advantage of our services.

Branch Location & Accessibility

Welcome to Members Choice, your go-to credit union located at 401 W Grand Pkwy S in Katy, TX. We're excited to serve you in the heart of this vibrant community! Our branch is conveniently situated near popular spots like the Katy Mills Mall and the local parks, making it easy for you to stop by for your banking needs after a day of shopping or enjoying the outdoors. At Members Choice, we understand how important accessibility is. Our branch features ample parking and ADA-compliant entryways, ensuring that everyone can easily reach us. Whether you're visiting for personal banking, auto loans, or mortgage services, our friendly staff is here to assist you with every step of your financial journey. Our operating hours are designed with your convenience in mind: we're open Monday through Friday from 9 AM to 6 PM, and on Saturdays from 9 AM to 1 PM. This gives you plenty of time to come in during the week or take care of business on Saturday mornings. Plus, for those who prefer drive-thru banking, we offer a quick and efficient drive-thru service for deposits and withdrawals. For our tech-savvy members, we also have ATM availability right at our branch, making cash withdrawals and balance checks easier than ever. If you need any assistance or have questions about our services, don't hesitate to call us at 281-754-1399. While members can visit us at 401 W Grand Pkwy S, official correspondence should be sent to our mailing address: 401 W Grand Parkway South, Katy, TX 77450. We invite you to come in and discover all that Members Choice has to offer. Your financial success is just around the corner!

Member Eligibility

Becoming a member of Members Choice feels like stepping into a warm, welcoming community where your financial well-being is our top priority. If you live, work, or go to school in the Katy area, you're already on your way to joining us! We proudly serve individuals and families who share our commitment to mutual support and growth. Plus, as a member, you'll enjoy access to personalized services tailored just for you. You can easily find out more about the specific eligibility requirements by visiting our website at . Joining is simple! Once you know you're eligible, just give us a call at (281) 754-1399 or stop by our branch located at 401 W Grand Pkwy S Katy Tx 77494. Our friendly team is here to guide you through the account opening process and answer any questions you may have. At Members Choice, we're excited to welcome new members into our family and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify transactions for your business. Picture this: a customer walks into your store and makes a purchase. Our payment solutions ensure that you can accept payments easily and securely, allowing you to focus on what you do best serving your customers. Located at 401 W Grand Pkwy S Katy Tx 77494 in Katy, TX, we're here to partner with you every step of the way. Connect with us at (281) 754-1399 to explore how our business banking solutions can help your venture grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,658,207, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

For members who prefer face-to-face interactions, we also provide basic drive-thru banking for deposits and withdrawals during operating hours. Our friendly staff is always ready to assist with simple transactions at the drive-thru or in the lobby. At Members Choice, we believe that everyone deserves access to quality financial services designed with their needs in mind. We invite you to explore all that we have to offer at Grand Parkway by visiting us at 401 W Grand Pkwy S Katy Tx 77494, calling us at (281) 754-1399, or checking out our website at mccu.com. Let us help you achieve your financial goals today!

Business Banking Services

For entrepreneurs and business owners, Members Choice offers comprehensive Business Banking services. From reliable merchant services to tailored business loans, we are committed to supporting local businesses in achieving their goals.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features allow you to manage your accounts anytime and anywhere. With capabilities like mobile payments and person-to-person transfers, staying connected with your finances has never been easier. Plus, our ATMs provide quick access for cash withdrawals and balance checks without hassle.

Personal Banking Solutions

We understand that managing your money is personal. That's why we offer Personal Banking options, including checking and savings accounts that fit your lifestyle. If you're planning to buy a car or need funds for any major purchase, our Auto Loans & Vehicle Financing can help make those dreams a reality. For those looking to invest in property, our Mortgage Loans & Refinancing services provide flexible solutions to suit various budgets and situations. If you find yourself needing extra cash for unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options are here to support you. Additionally, our Credit Cards with Rewards allow you to earn points on your everyday purchases, making every transaction work for you.

Digital & Online Banking

Key Services

With our online banking, you can check balances, pay bills, and transfer funds all from the comfort of your own home or wherever life takes you. Our mobile application enhances this experience by allowing you to manage your accounts directly from your smartphone. You can even make person-to-person transfers easily, so sending money to friends or family is just a few taps away. To help keep your information safe, we offer electronic signature authorization for transactions no more worrying about paperwork! Plus, you can opt for e-statements to keep track of your finances in a secure digital format. This not only saves trees but also gives you instant access to your statements whenever you need them.

Security and Accessibility

We prioritize security in everything we do. Our online banking features are designed with robust security measures to protect your personal information. You can feel confident knowing that when you're using our services, you're in good hands. Managing your finances has never been easier or more accessible. With Members Choice, you can enjoy real-time account management right at your fingertips. Whether you're making mobile payments or accessing important documents with e-statements, our services are tailored for ease of use while ensuring the highest level of security. Experience convenience like never before with the digital banking solutions at Members Choice. Visit us online today at https://www.mccu.com/ and take control of your financial journey!

Financial Strength

A Solid Foundation

With a net worth of $59,571,684, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $761 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team for You

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 113 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 85,325, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 401 W Grand Pkwy S Katy Tx 77494 or call (281) 754-1399 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $57,239,627 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,117 in used auto loans and $562,423,937 in total loans and leases.

Security for Your Savings

Members' savings are secured through $167,985,535 in share certificates and $76,623,089 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,863,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,242,963 in used vehicle loans and $61,241,684 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you get the best deal possible.

Business Loans

For business owners, our outstanding commercial loans totaling $18,658,207 provide the capital needed to grow and expand your enterprise. We understand the unique challenges faced by small businesses and are here to support your journey toward success. If you're interested in refinancing any existing loans or exploring eligibility options for any of our products, don't hesitate to reach out. You can contact us at (281) 754-1399 during our operating hours: Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 1 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Members Choice, we're committed to providing clear information and excellent service as you navigate your borrowing options.

Credit Lines and Unsecured Loans

For those who need extra flexibility, we also offer credit lines totaling $309,572,372. These lines allow you to borrow as needed while only paying interest on what you use. Additionally, we have flexible terms on unsecured credit card loans, with a total of $6,059,291 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,874,448, make buying or refinancing simple. Our experienced staff will guide you through the process, ensuring that you find a mortgage that fits your budget and lifestyle.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers. By relying on verified data, users can trust that the loan options presented are legitimate and accurate.

MEMBERS CHOICE CREDIT UNION