Members Choice Credit Union Houston TX | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Members Choice, your trusted financial partner located at 15701 Kingfield Dr, Houston, TX 77084. Since our establishment in 1941, we have proudly served our community with dedication and commitment. With over 47,200 members benefiting from our services, we aim to foster financial wellness and support your journey towards achieving your goals. At Members Choice, we understand that each member's financial needs are unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business loans. With total assets reaching an impressive $780,724,628 and total deposits of $52,488,221, we are well-equipped to provide the resources you need to thrive financially. Our leadership team is dedicated to ensuring that every member feels valued and supported. Under the guidance of CEO Luke Billeri and Board President Johnny Williams, we strive for excellence in all aspects of our service. Our team of 113 employees is here to assist you with personalized solutions tailored to your needs. While members can visit us at our branch location, official correspondence should be sent to 15701 Kingfield Drive, Houston, TX 77084. If you have any questions or need assistance, don't hesitate to reach out to us at 800-753-2428. Join us today and experience the benefits of being a part of a community-focused credit union. Whether you're looking for competitive loan options or efficient online banking services, Members Choice is here for you every step of the way!

Branch History & Mission

At Members Choice, our story is one of community, commitment, and growth. Established in 1941, we have proudly served the vibrant neighborhood of Houston, TX, from our branch located at 15701 Kingfield Dr, Houston, TX 77084. Over the years, we have grown alongside our members, now boasting a total membership of over 47,000 individuals who trust us with their financial needs. From our humble beginnings to becoming a significant player in the local financial landscape, Members Choice has always prioritized its mission: to provide exceptional financial services while fostering a sense of belonging and support within our community. Our commitment extends beyond banking; we actively engage in outreach efforts that uplift and empower those around us. Whether it's offering competitive auto loans or providing educational resources on personal finance, we strive to make a positive impact in every way possible. As we reflect on our journey, we are proud to manage total assets of $780 million. This success enables us to offer a wide range of services tailored to meet the diverse needs of our members from checking and savings accounts to business loans and credit card rewards programs. Our operating hours are designed for your convenience: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. We understand that accessibility is vital; that's why we provide ATM availability and ensure that our services comply with ADA standards. Although we currently do not have drive-thru banking or shared service centers at this location, our online and mobile banking options allow you to manage your finances anytime, anywhere. While you can visit us at our branch for personalized service, please note that any official correspondence should be directed to the same address as listed above. If you ever need assistance or have questions about your account, feel free to call us at 800-753-2428. At Members Choice, we're not just about numbers; we're about people. We believe in building lasting relationships that foster trust and collaboration within our community. Join us today and discover how being part of Members Choice can enhance your financial journey!

Branch Location & Accessibility

Welcome to Members Choice, your friendly neighborhood credit union located at 15701 Kingfield Dr in Houston, TX. We are here to provide you with convenient banking services right in the heart of Harris County. Nestled near local landmarks, our branch is easily accessible for all your banking needs. Whether you're driving down the road or taking a leisurely stroll, you'll find that our location is designed for convenience. Ample parking is available, and we are committed to making our branch accessible to everyone with features that comply with ADA standards. At Members Choice, we understand the importance of being there when you need us. Our lobby hours are Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM, ensuring you can stop by at times that fit your busy schedule. If you prefer digital banking options, we also offer online and mobile banking services. While members can visit us at 15701 Kingfield Dr for all in-branch services, official correspondence should be sent to our mailing address at 15701 Kingfield Drive, Houston, TX 77084. For those on the go, we have an ATM available for quick cash withdrawals and balance checks right outside our branch. Although we currently do not offer drive-thru services, our team is always ready to assist you inside the branch. If you have any questions or need assistance with personal banking services like checking accounts, auto loans, mortgages, or credit cards with rewards, don't hesitate to give us a call at 800-753-2428. We invite you to visit Members Choice today and experience how easy and friendly banking can be!

Member Eligibility

At Members Choice, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you live, work, worship, or attend school in the area, you're likely eligible to join us! We welcome individuals from all walks of life and provide a range of services designed to help you achieve your financial goals. For the most current eligibility details, feel free to check out our website at . Joining is straightforward simply visit us at our location on 15701 Kingfield Dr Houston Tx 77084, or give us a call at (800) 753-2428 for guidance on the account opening process. We're here to make your journey as smooth as possible. With membership at Members Choice, you gain access to personalized banking solutions tailored just for you. Don't hesitate to reach out; we can't wait to welcome you into our family!

Business Banking & Commercial Services

At Members Choice, we understand that every business has its own unique journey. Whether you're a startup finding your footing or an established company looking to expand, having the right financial support is key to success. Our commercial loan options are designed to meet your needs and help you achieve your goals. Imagine a local café in Houston that started with just a few tables and a dream. With our help, they secured funding through our member commercial loans, totaling over $16. This investment allowed them to upgrade their equipment and hire more staff, turning their vision into a thriving community hub. We also provide flexible financing solutions for non-members, with $4 in non-member commercial loans available for those seeking assistance beyond our current membership base. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - With an outstanding commercial loan portfolio of $18,658,207, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services offer practical benefits that can streamline your operations and enhance customer experiences. From efficient payment processing to tailored financial solutions, we're here to empower your business every step of the way. Visit us at 15701 Kingfield Dr, Houston, TX 77084 or call us at 800-753-2428 to learn how we can support your business's financial journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple to drive away in the vehicle you've always wanted. We provide competitive rates and flexible terms tailored to suit your budget. Imagine cruising down the road knowing you've made a smart choice with your financing!

Business Banking

We also cater to local businesses through our business banking services. From merchant services that simplify payment processing to business loans designed for growth, we are here to support entrepreneurs every step of the way.

Convenience at Your Fingertips

Accessing your accounts has never been easier! With our convenient ATM services, including basic access for withdrawals and balance checks, along with person-to-person payment options through mobile apps, managing your money is just a click away. As part of our commitment to serving our community in Houston, we invite you to explore all that Members Choice has to offer. If you're ready to take the next step in achieving your financial dreams or if you have any questions about our services, please don't hesitate to call us at 800-753-2428. Join us at Members Choice today your journey towards better financial health starts here!

Credit Cards with Rewards

Enjoy shopping? Our credit cards with rewards let you earn while you spend! Whether it's cash back or travel points, you can turn everyday purchases into something special. It's like getting rewarded for doing what you already do!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance their current mortgage, we have you covered with various mortgage loan options. Our team is ready to guide you through the process, helping you find the best rates and terms. Picture settling into your new home with peace of mind knowing that you've got a reliable partner in your corner.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts that fit seamlessly into your life. Whether you're saving for a dream vacation or managing day-to-day expenses, our accounts come with features that make banking easy and accessible. Plus, with our online and mobile banking options, you can check balances, transfer funds, and pay bills anytime and anywhere.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the relief you need. With straightforward terms and competitive interest rates, we aim to help simplify your finances so you can focus on what truly matters.

Digital & Online Banking

Accessibility on Your Terms

We know that life can get busy, which is why our services are designed for maximum accessibility. Whether you prefer using a computer or a smartphone, our online banking options fit your lifestyle. With features like mobile payments and an intuitive app, managing your finances has never been easier. At Members Choice, we're committed to providing you with tools that not only make banking simpler but also empower you to take charge of your financial future. Discover all the ways we can help you by visiting our website today!

Key Services

Our online banking platform offers members the flexibility to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. You'll appreciate the ease of accessing your accounts 24/7, giving you real-time control over your money. For added convenience, we provide electronic statements, so you can view your account details without waiting for paper copies in the mail. Not only does this save trees, but it also helps keep your information organized and accessible at all times.

Security and User-Friendliness

Your security is our top priority. We offer electronic signature authorization, allowing you to sign documents securely online without the hassle of printing or mailing them. Our mobile application enhances your experience even further; whether you're making purchases with mobile payments or sending money to friends through person-to-person transfers, everything is designed to be user-friendly and safe.

Financial Strength

Commitment to Growth

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 113 full-time employees ready to assist you with a knowledgeable, committed team.

Community Trust

Total Share Accounts: 85,325 highlight a strong and growing member base that trusts us with their finances. As we continue to expand our offerings and strengthen our community ties, your trust remains our top priority. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 15701 Kingfield Dr Houston Tx 77084 or call (800) 753-2428 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $167,985,535 in share certificates and $76,623,089 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,863,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Services

With $57,239,627 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,117 in used auto loans and a total of $562,423,937 across all loans and leases.

Solid Financial Foundation

With a net worth of $59,571,684, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $761 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,242,963 in used vehicle loans and $61,241,684 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, we have options that can help you drive away satisfied.

Business Financing

For business owners, our outstanding commercial loans totaling $18,658,207 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support your ventures with financial solutions tailored to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,874,448, make buying or refinancing simple. We provide guidance throughout the process and ensure you find a solution that works best for your unique situation.

Refinancing Options

Additionally, if you're looking to refinance an existing loan or explore eligibility options for any of our products, our team is here to assist you every step of the way. We believe everyone deserves access to affordable financing solutions. If you have any questions or would like more information about our loan offerings at Members Choice in Houston, please don't hesitate to reach out at 800-753-2428. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can help you take the next step toward your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,059,291 in loans helping members manage their finances effectively. Our credit cards come with benefits designed to reward your spending while keeping your finances manageable.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. By relying on trusted financial institutions, LendMesh guarantees that users receive accurate and up-to-date information for their loan comparisons.

MEMBERS CHOICE CREDIT UNION