Members Choice Credit Union Austin TX | Secure ATM Services Branch

Introduction

Welcome to Members Choice, your trusted financial partner located at 4100 Smith School Rd 1, Austin, TX 78744. Established in 1941, our credit union has proudly served the community for over 80 years, building a strong foundation of trust and reliability among our 47,204 members. With a dedicated team of 113 employees, we strive to provide personalized service that meets your unique financial needs. At Members Choice, we understand that your financial journey is important. That's why we offer a wide range of services designed to empower you from loans and savings accounts to investment options. Our total assets now stand at an impressive $780,724,628, showcasing our commitment to your financial health. With $52,488,221 in total deposits and a net worth of $59,571,684, you can rest assured knowing your money is in safe hands. While members can visit us at our branch for assistance, official correspondence should be sent to our mailing address: 4100 Smith School Rd # 1, Austin, TX 78744-3205. Whether you're looking for a new loan or seeking advice on managing your finances, we're here for you every step of the way. Led by CEO Luke Billeri and Board President Johnny Williams, our leadership team is passionate about making a positive impact in the community. We invite you to connect with us by calling (832) 457-9966 or visiting our website at mccu.com for more information on how we can assist you today. Join us at Members Choice and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Members Choice family. Whether you're seeking guidance on loans or looking for advice on saving for your future, we're here for you every step of the way. Experience the benefits of being a member-focused credit union that truly cares about your success. Connect with us today at www.mccu.com or call us at 832-457-9966!

Our Journey

Located at 4100 Smith School Rd 1, Austin, TX 78744, we are proud to serve a diverse membership of over 47,204 individuals and families. Throughout the years, Members Choice has grown significantly, accumulating total assets of approximately $780,724,628. This growth reflects not just our commitment to sound financial practices but also our dedication to serving our members with integrity and care. As we evolved from a small credit union into a trusted financial institution, we've embraced advancements that enhance member experience. We now offer online banking, mobile payments, and e-statements to make managing finances easier and more accessible for everyone. Although we do not currently have ATM services or drive-thru banking at this location, our focus remains on providing personalized service that meets the needs of each member.

Our Mission

Our mission is clear: to empower individuals and families by offering a variety of financial solutions tailored to their unique situations. We strive to provide high-quality service while fostering a sense of community among our members. We understand that financial health is about more than just numbers; it's about building relationships and supporting one another. We are committed to community outreach initiatives that help improve the lives of those around us. From partnerships with local organizations to educational workshops on financial literacy, we aim to be a resource for our members beyond traditional banking services. While you can visit us at 4100 Smith School Rd 1, official correspondence should be sent to 4100 Smith School Rd # 1, Austin, TX 78744-3205.

Branch Location & Accessibility

Come Visit Us!

At Members Choice, we believe in making banking simple and straightforward. Whether you're interested in opening an account or need help with existing services, we invite you to come visit us! Our friendly staff looks forward to welcoming you into our branch and helping you with all your financial needs.

Convenient Access

Finding us is a breeze, with ample parking available right outside our doors. We've ensured that our location is welcoming and accessible for everyone, including those with mobility challenges. Our facilities comply with ADA standards, featuring ramps and wide doorways for easy access.

Operating Hours and Services

While we currently do not have drive-thru service or ATM availability at this branch, our team is dedicated to offering excellent member services during our operating hours. Feel free to reach out by phone at 832-457-9966 if you have any questions or need assistance. We're here to help! Although our official correspondence can be sent to the same address as our physical location 4100 Smith School Rd # 1, Austin, TX 78744-3205 please remember that we're always eager to assist you in person.

Member Eligibility

At Members Choice, we believe that everyone deserves a place where they can feel at home and supported in their financial journey. Becoming a member is simple and welcoming, as we open our doors to individuals who live, work, worship, or attend school in our community. Whether you're looking for personal banking options or planning your financial future, joining us means you'll gain access to tailored services designed just for you. If you're curious about the specific eligibility requirements, we encourage you to check out this resource: [Member Eligibility Details](). Opening an account with us is straightforward; just give us a call at (832) 457-9966 to learn more about the process, or stop by our branch located at 4100 Smith School Rd 1 Austin Tx 78744 for a friendly chat. We're excited to help you take that first step toward becoming part of our vibrant community!

Business Banking & Commercial Services

Merchant Services

Imagine having a reliable partner that offers easy payment processing and secure transactions right at your fingertips. Our merchant services are designed to simplify your daily operations, allowing you to focus on what matters most growing your business. From accepting credit cards to managing transactions seamlessly, we provide tools that make it easier for you to serve your customers effectively. Located at 4100 Smith School Rd 1 Austin Tx 78744 in Austin, TX, we invite local businesses to explore how Members Choice can be a catalyst for your success. Connect with us today at (832) 457-9966 and take the next step toward achieving your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,658,207, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, managing your finances should be easy and accessible. Our digital banking features enable you to handle transactions from the comfort of your home or while out and about. With online banking, you can check balances, transfer funds, and pay bills without any hassle. Plus, our mobile application makes it even simpler with features like mobile payments and person-to-person transfers.

Member-Centric Approach

At Members Choice, we pride ourselves on our member-centric approach. Our staff is always ready to assist you with inquiries or provide guidance as you navigate through your financial options. Whether you're planning for a major purchase or need advice on saving for the future, we are here to help you make informed decisions.

Personalized Financial Solutions

We understand that each member has unique financial goals and challenges. That's why we offer services designed to fit various lifestyles. For instance, if you're seeking convenient access to cash, our ATM Services Only allow you to withdraw funds easily whenever needed. This means no more waiting in line at the bank; just quick access to your money when you're on the go.

Ready to Serve You

For any questions about our services or how we can assist you further, feel free to reach out at (832) 457-9966. We invite you to visit us at 4100 Smith School Rd 1 Austin Tx 78744 in Austin, TX, where our friendly team is eager to welcome you. Discover how Members Choice can support your financial journey today!

Digital & Online Banking

Accessibility and Ease-of-Use

Our digital banking tools are designed with you in mind. Whether you're tech-savvy or just getting started with online banking, you'll find our services user-friendly and intuitive. From setting up mobile payments to viewing your transaction history in real-time, managing your money has never been more straightforward. With Members Choice's commitment to providing accessible financial services, you can enjoy peace of mind knowing that managing your finances is secure and convenient. Embrace the future of banking with us today!

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it simple just a few taps on your mobile device or computer, and you're done! Plus, if you prefer using your smartphone for transactions, our mobile application gives you the flexibility to manage your finances on the go. Security is a top priority for us. You can rest easy knowing that all transactions are protected with advanced encryption protocols. We also provide electronic signature authorization, making it easy to sign documents without the hassle of printing or scanning. And if you're looking to go paperless, e-statements are readily available, allowing you to receive your account statements electronically while helping the environment.

Financial Strength

Growing Trust

Total Share Accounts stand at 85,325, showcasing a strong and growing member base that trusts us with their finances. As always, our aim is to strengthen this bond through exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 4100 Smith School Rd 1 Austin Tx 78744 or call (832) 457-9966 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports your financial goals across various sectors. We have $5,117 in used auto loans and $562,423,937 in total loans and leases available to help you make significant purchases or investments without unnecessary stress.

Member-Centric Savings

Your savings are secured through $167,985,535 in share certificates and $76,623,089 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,863,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 113 full-time employees and 0 part-time employees who are ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $57,239,627 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that your financial needs are met with the utmost care and attention.

Solid Foundation

With a net worth of $59,571,684, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $761 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,242,963 in used vehicle loans and $61,241,684 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have options that fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $18,658,207 provide the capital needed to grow and expand your enterprise. Whether it's for inventory purchases or operational costs, we're here to support your business ambitions.

Credit Lines

In addition to these offerings, we have an impressive total of $309,572,372 available in credit lines. This flexibility allows you to access funds as needed while maintaining control over your finances. At Members Choice, we strive to make borrowing straightforward and accessible. If you're interested in any of our loan products or would like more information about refinancing options or eligibility requirements, please don't hesitate to contact us at 832-457-9966. For performance insights and financial data related to our offerings at Members Choice Credit Union, visit the National Credit Union Administration (NCUA) website at: www.ncua.gov, based on the latest results.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,874,448, make buying or refinancing simple. We can assist you in understanding your eligibility and help you through the refinancing process if you're looking to lower your monthly payments or access equity in your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,059,291 in loans helping members manage their finances effectively. Our credit card options are designed to provide convenience without overwhelming fees.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers are fair and transparent. By using verified data, LendMesh stands out as a reliable tool for consumers seeking honest financial options.

Key Benefits of Using LendMesh

LendMesh prioritizes user trust by emphasizing several core benefits: - Verified Data: Loan offers come exclusively from legitimate financial institutions, ensuring that users receive accurate information. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not rank lenders based on paid promotions. The results are purely based on the best available rates. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from various institutions, empowering them to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and straightforward the platform is. If you're ready to explore your options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MEMBERS CHOICE CREDIT UNION - Austin, TX