Members Choice Credit Union Greenup KY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Members Choice, your trusted financial partner in the heart of Greenup, KY. Established in 1932, we have proudly served our community for over nine decades. Located at 226 Main St, Greenup, KY 41144, our branch is dedicated to providing personalized banking solutions that meet the diverse needs of our members. At Members Choice, we believe in empowering our community through financial education and support. With a total membership of 23,367 and assets exceeding $404,758,220, we are committed to fostering financial wellness for everyone who walks through our doors. Our team, led by CEO Jason Suman and Board President Don Neikirk, works tirelessly to ensure that you receive the best services tailored just for you. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be directed to our mailing address: P O Box 1468, Ashland, KY 41105-1468. We are proud of our robust financial standing, with total deposits reaching $13,941,936 and a net worth of $32,305,245. We understand how important it is to have access to reliable loans; that's why we currently manage 13,974 loans and leases designed to fit various financial goals. Our friendly staff is here from 8 AM to 5 PM, Monday through Friday, ready to assist you with everything from personal banking and auto loans to business financing options. Whether you're looking to open an account or need guidance on loans, we're just a phone call away at 606-329-7876. Join us at Members Choice today and experience the difference a community-focused credit union can make in your financial journey! For more information about membership or services we offer, visit us online at mccu.net.

Branch History & Mission

Welcome to Members Choice, a cornerstone of financial support in Greenup, KY. Since our inception in 1932, we have dedicated ourselves to serving our community with integrity and compassion. Located at 226 Main St, Greenup, KY 41144, we are proud to be a part of the vibrant fabric of this town, providing essential financial services and fostering growth for our members. Over the years, Members Choice has evolved significantly. From our humble beginnings nearly a century ago, we have grown to serve over 23,367 members and manage total assets of $404,758,220. This journey reflects not just our growth but also our commitment to enhancing the lives of those in our community through accessible financial solutions. Our mission is clear: to empower our members by offering personalized banking services while supporting local initiatives that uplift our neighborhoods. We believe that when our members thrive, so does the community. Our array of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. We also prioritize digital accessibility with features like online banking and mobile applications, ensuring that you can manage your finances conveniently. While members can visit us at 226 Main St, official correspondence should be sent to P O Box 1468, Ashland, KY 41105-1468. This flexibility allows us to remain connected with all who seek assistance from Members Choice. At Members Choice, we understand that banking is about more than just numbers; it's about building relationships based on trust and mutual respect. Our team works diligently during operating hours from 8 AM to 5 PM, Monday through Friday. Although we do not currently offer ATM or drive-thru services, our staff is always ready to assist you with any inquiries or needs you may have. We take pride in being an active participant in community outreach programs and partnerships that aim to enhance the quality of life for everyone in Greenup. Whether it's sponsoring local events or supporting educational initiatives, we are committed to giving back to those who have supported us throughout the years. Join us at Members Choice and experience a banking relationship that values you as a member and as a vital part of our community. Discover how we can help you achieve your financial goals while making a positive impact right here in Greenup. Visit us today or explore more about membership options at our website!

Branch Location & Accessibility

Convenient Accessibility

At Members Choice, we prioritize accessibility. Our branch is designed to welcome everyone, featuring ADA-compliant ramps and spacious entryways. Although we currently do not offer drive-thru banking or ATM services, our friendly staff is always ready to assist you inside during regular operating hours from 8 AM to 5 PM, Monday through Friday. If you need to reach us by phone, feel free to call us at 606-329-7876.

Services and Special Features

While visiting us at our Greenup location, you can take advantage of a wide range of personal banking services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our team is dedicated to providing personalized service to help you navigate your financial journey. If you're planning on sending any official correspondence, please note that while members can visit us at our branch address, official mail should be directed to P O Box 1468, Ashland, KY 41105-1468.

Visit Us Today!

We invite you to drop by Members Choice in Greenup and experience the difference that a community-focused credit union can make. Whether you're looking for a new account or have questions about our services, our team is here to help. Come see us soon!

Member Eligibility

Joining the Members Choice community is like stepping into a family that truly cares about your financial well-being. At our branch located at 226 Main St, Greenup, KY 41144, we welcome individuals who live, work, worship, or attend school in the area, as well as their family members. This means if you have a connection to our vibrant community, you're likely eligible for membership! We pride ourselves on offering personalized services and products that cater to your unique needs, making your banking experience both rewarding and enjoyable. To learn more about the specific eligibility criteria, feel free to check out our detailed guidelines at this link. Becoming a member is simple and straightforward! If you're ready to take the next step towards enhancing your financial future with us, you can easily open an account online by visiting this page. Our friendly team is also here to help if you have any questions just give us a call at 606-329-7876. We can't wait to welcome you into our Members Choice family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $29,644,272, we continue to drive economic growth by financing new and expanding businesses. Imagine the possibilities when you have the right financial backing! Whether you're looking to purchase new equipment, expand your space, or manage cash flow, our commercial loans can help you achieve your goals.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial for any business. At Members Choice, our merchant services offer practical solutions that make transactions smoother for both you and your customers. Accepting various payment methods can increase sales and improve customer satisfaction. When you partner with us, you gain access to tools designed to streamline your operations, allowing you to focus on what matters most growing your business. If you're ready to take your business to the next level, visit us at 226 Main St Greenup Ky 41144 or call us at (606) 329-7876. Let's work together to make your vision a reality!

Comprehensive List Of Services

Business Banking Assistance

If you're running a business, we haven't forgotten about you! Our Business Banking services include Merchant Services & Business Loans tailored to support your entrepreneurial journey. We understand that businesses have unique needs and we're here to help you thrive.

Convenient Access Anytime

At Members Choice, we believe in making banking convenient and accessible. That's why we offer services like ATM & Cash Withdrawal Services so you can access your funds whenever you need them. For any questions about how we can serve you better, feel free to reach out at 606-329-7876 or visit us at 226 Main St Greenup Ky 41144. We invite you to explore all that Members Choice has to offer and experience banking that puts you first. Ready to join us? Visit our website today or check out how easy it is to become a member by following this link. Your financial future starts here!

Home Sweet Home Financing

For those looking to buy a home or refinance their current mortgage, our Mortgage Loans & Refinancing services are here to assist you every step of the way. We understand that purchasing a home is one of the biggest decisions you'll make, and we're dedicated to making it as smooth as possible.

Personal Banking Solutions

When it comes to managing your everyday finances, we have you covered with our Checking & Savings Accounts. Whether you're saving for a big purchase or just need a reliable checking account for daily expenses, our accounts come with features designed for your convenience. Imagine having easy access to your funds anytime through our Online & Mobile Banking platforms. You can check balances, transfer money, and pay bills right from your phone or computer.

Personal Loans for Life’s Needs

Unexpected expenses can pop up at any time. Our Personal Loans & Debt Consolidation options provide quick access to cash when you need it most. Whether it's for medical bills, home repairs, or consolidating debt, we've got solutions that fit your situation.

Rewarding Credit Options

Don't forget about our Credit Cards with Rewards! Not only do they provide purchasing power, but they also offer benefits like cash back or points on every dollar spent. It's an excellent way to earn rewards while managing your daily purchases.

Vehicle Financing Made Easy

Need a new car? Our Auto Loans & Vehicle Financing options help you drive away in the vehicle of your dreams without breaking the bank. With competitive rates and flexible terms, financing your next vehicle has never been simpler.

Digital & Online Banking

Key Features

One of the standout features at Members Choice is the ability to sign documents electronically through our electronic signature authorization. This makes it quick and convenient to complete necessary paperwork without needing to visit a branch. We also offer e-statements, so you can go paperless and receive your account statements directly in your inbox. This not only helps the environment but also allows for easier record-keeping. If you're looking for quick ways to send money, our person-to-person transfer option is perfect for you. You can send money to friends or family in just a few taps no need for cash or checks! For those who prefer using their mobile devices, our mobile application is here to help. You can download it easily and enjoy all the benefits of online banking right in the palm of your hand. Whether it's checking balances or making payments, everything is streamlined for your convenience. While we currently do not offer mobile payment options, we encourage you to take advantage of all our other robust features that make banking simpler and more accessible than ever before. In a world where convenience is key, Members Choice puts you in control of your finances with safe and reliable digital banking solutions tailored just for you. Explore all these features today at https://www.mccu.net/ !

Financial Strength

Continuous Improvement

With $29,825,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also significant; with $28,996,400 in used auto loans and a total of $264,656,990 in loans and leases available for our members' needs.

Growing Membership Trust

We currently have 46,844 total share accounts, showing a strong and growing member base that trusts us with their finances. Our strong presence in the community is reinforced by dedicated staff ready to assist you every step of the way. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 226 Main St Greenup KY 41144 or call 606-329-7876 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Member-Centric Growth

Members' savings are secured through $161,491,311 in share certificates and $38,990,886 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $583,415 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 73 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $32,305,245, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 798 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,559,913 in used vehicle loans and $29,716,049 in new vehicle loans already helping members get on the road. We also provide refinancing options to help you lower your monthly payments and save on interest.

Business Financing

For business owners, our outstanding commercial loans totaling $29,644,272 provide the capital needed to grow and expand your business. Whether it's for equipment purchases or operational expenses, we're here to support your entrepreneurial journey.

Credit Lines

Additionally, we provide access to credit lines up to $59,132,926, allowing you flexibility when unexpected expenses arise. This can be a great way to manage cash flow without the stress of high-interest debt. At Members Choice Credit Union in Greenup, KY, we're committed to making the borrowing process straightforward and accessible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in learning more about eligibility or applying for any of our loan products today, feel free to give us a call at 606-329-7876. Our team is available Monday through Friday from 8 AM to 5 PM to answer all your questions and guide you through every step of the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,003,402, make buying or refinancing simple. We offer competitive rates and flexible terms to meet your specific needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $11,845,873 in loans helping members manage their finances effectively. These cards come with rewards programs that can benefit your everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in all comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The aim is to provide unbiased results so users can make decisions based solely on what's best for them. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, allowing them to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable the tool is for those looking to save money. If you're ready to compare real-time loan offers today, visit LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By pulling data from reliable sources, LendMesh provides a trustworthy platform for borrowers seeking the best deals.

MEMBERS CHOICE CREDIT UNION - Greenup, KY