Members Choice Credit Union Ashland KY | Convenient ATM Services Branch

Introduction

Welcome to Members Choice, your trusted financial partner located at 1315 Cannonsburg Rd, Ashland, KY 41102. Established in 1932, our credit union has been serving the community for over 90 years with a strong commitment to providing personalized banking solutions. With a total membership of 23,367 and assets exceeding $404 million, we pride ourselves on being a reliable resource for our members' financial needs. At Members Choice, we understand that every member is unique, which is why we offer a range of services tailored to fit your lifestyle. From loans and deposits to financial advice, our team is dedicated to helping you achieve your financial goals. With over $13.9 million in total deposits and more than 13,974 loans and leases available, we work hard to ensure that our members have access to the resources they need. While you can visit us at our branch location for friendly service, please note that official correspondence should be sent to our mailing address: 1315 CANNONSBURG RD, ASHLAND, KY 41102. Under the leadership of CEO Jason Suman and Board President Don Neikirk, our team of 80 employees is here to assist you with any questions or concerns you may have. Our commitment to community impact is evident through our focus on providing quality financial products while maintaining a net worth of $32.3 million and cash in hand totaling $1.7 million. Whether you're looking to open an account or explore loan options, we invite you to reach out by calling us today at [insert phone number] or visiting our website at https://www.mccu.net . Let Members Choice be your partner in building a brighter financial future!

Branch History & Mission

A Legacy of Service

Located at 1315 Cannonsburg Rd, Ashland, KY 41102, our branch has become a staple in the neighborhood. We are easily accessible to all who live nearby, making us a trusted partner in your financial journey. While members can visit us at this address for in-person services during our operating hours of 8:30 AM to 5:00 PM from Monday to Friday, official correspondence should be sent to the same mailing address for consistency. From the very beginning, our mission has been clear: to empower our members through exceptional financial services while fostering a sense of community. We strive to make banking easy and accessible for everyone. Whether it's providing loans for new vehicles or helping you save for future goals, we're here to support you every step of the way.

Community Engagement

At Members Choice, we actively engage with local initiatives aimed at supporting families and individuals in need. Through various outreach efforts, we aim to create opportunities that enrich lives and promote financial literacy within Ashland and its surrounding areas. As part of our commitment to serving you better, we invite you to explore what it means to be a member of Members Choice. Join us today and experience firsthand the benefits that come with being part of a credit union that truly cares about its members and their community. For more information on how you can become a member, please visit our website or reach out directly via phone. Together, let's build a stronger future!

Our Mission

Our mission is simple yet powerful: to provide valuable financial products that improve the lives of our members and strengthen our community. We believe in not just offering financial services but also investing back into the local area through outreach programs and partnerships that uplift those around us. We embrace modern advancements in technology to enhance your experience with us. With features like online banking and mobile applications, managing your finances is more convenient than ever. Our dedication extends beyond just banking; we ensure that our facilities are ADA compliant, making them welcoming for all members of our community.

Branch Location & Accessibility

Welcome to the Members Choice Cannonsburg Office, your friendly neighborhood credit union located at 1315 Cannonsburg Rd in Ashland, Kentucky. We pride ourselves on being conveniently situated in Boyd County, close to local landmarks that make your visit easy and enjoyable. Whether you're just down the street or coming from a nearby town, we are here to serve you. Our branch is easily accessible with ample parking available for our members. You'll find that our location is designed to welcome everyone, including those with mobility challenges. We ensure ADA compliance with features like ramps and clear pathways, making it easier for all members of our community to access our services. At Members Choice, we are dedicated to serving you during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. Unfortunately, we do not currently offer drive-thru banking or ATM services at this location; however, our team is always ready to assist you inside the branch. While members can visit us at 1315 Cannonsburg Rd for all your banking needs, please note that any official correspondence should be sent to the same address. Our friendly staff is eager to help you with a variety of services tailored to meet your financial needs. We invite you to stop by or give us a call if you have questions or need assistance. Come experience the welcoming atmosphere at Members Choice Cannonsburg Office today!

Member Eligibility

Joining Members Choice feels like stepping into a welcoming community where your financial needs are understood and supported. Membership is open to individuals who live, work, or worship in the area, as well as their family members. This means if you're part of our neighborhood or connected to someone who is, you can easily become a member and enjoy the benefits we offer. At Members Choice, we pride ourselves on providing personalized service, competitive rates, and a range of products tailored just for you. Getting started is simple! You can find all the details about eligibility at this link, which will guide you through everything you need to know. Once you're ready, opening an account is just as easy; head over to our account opening page to begin your journey with us. If you have any questions or need assistance along the way, feel free to call us at . We're here to help you every step of the way! Come visit us at 1315 Cannonsburg Rd Ashland Ky 41102 and see how being a member of Members Choice can benefit you today.

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine being able to accept payments anytime and anywhere. Our merchant services help you streamline transactions so you can focus on what you do best running your business. By providing flexible payment solutions, we enable you to enhance customer experiences while keeping your cash flow steady. Located at 1315 Cannonsburg Rd, Ashland, KY 41102, our branch is dedicated to empowering local businesses. Let us partner with you as you take the next step toward success!

Our Loan Offerings

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $29,644,272, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Local Touch with Comprehensive Support

As a member-focused credit union, we take pride in being part of the Ashland community. We know that personal service matters; that's why our staff is always ready to assist you with any questions or concerns. Whether you're new to banking or looking for more advanced services down the line, we're here to guide you every step of the way. For those interested in joining our credit union family, we invite you to learn more about membership eligibility here. Opening an account is simple just follow this link to get started! If you have any questions or want more information about our services, please don't hesitate to contact us at **. Our branch hours are from 8:30 AM to 5:00 PM, Monday through Friday**, and we look forward to serving you soon at Members Choice!

Banking Services Tailored for You

We understand that banking should be convenient and accessible. That's why we offer ATM Services Only at our Cannonsburg Office. Imagine being able to access your funds quickly and securely whenever you need them. Our ATMs are designed to provide easy cash withdrawals, allowing you to manage your money without hassle.

Digital Banking Made Simple

In today's fast-paced world, having online access to your accounts is essential. At Members Choice, we prioritize digital banking features that make managing your finances effortless. With options like online banking and e-statements, you can monitor your account activity from the comfort of your home or on the go. If you're ever in a pinch, our person-to-person payment feature lets you transfer money easily to friends and family.

Digital & Online Banking

Accessibility and Ease of Use

Using our digital banking services means real-time account management without the hassle. You can quickly check balances or transfer funds without having to visit a branch during operating hours. And if you're someone who loves convenience, you'll appreciate that we don't currently offer mobile payments; instead, we focus on providing robust features that empower you to take charge of your finances effectively. At Members Choice, we're committed to providing you with a user-friendly experience that keeps your financial information secure while giving you the freedom to manage it as needed. Explore our online banking services today at https://www.mccu.net/ and discover how we can help simplify your financial journey!

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. With person-to-person transfers, sending money to friends or family has never been easier. Plus, if you prefer going paperless, you can access e-statements anytime, keeping your documents organized and reducing clutter. Security is a top priority at Members Choice. We provide electronic signature authorization, making transactions not only smooth but also safe. Our mobile application is another way to manage your accounts easily, so whether you're at home or out and about, you have full control over your finances right in your pocket.

Financial Strength

A Growing Community Trust

Total Share Accounts: 46,844, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $7,127,917. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 1315 Cannonsburg Rd Ashland Ky 41102 or call to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $161,491,311 in share certificates and $38,990,886 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $583,415 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Future

With $29,825,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $2,896 in used auto loans and $264,656,990 in total loans and leases.

Strong Financial Health

With a net worth of $32,305,245, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $798 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $47,559,913 in used vehicle loans and $29,716,049 in new vehicle loans, helping members get on the road with confidence. Whether you're eyeing a brand-new model or a reliable used vehicle, our financing options can make it happen.

Business Financing

For business owners looking to grow and expand their ventures, we provide outstanding commercial loans totaling $29,644,272. These loans can serve as vital capital for purchasing equipment or expanding operations.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $5,003,402. With flexible terms and competitive interest rates, we're here to guide you through every step of the process.

Refinancing Options

We also offer refinancing options across many of our loan products. If you're looking to lower your monthly payments or consolidate debts into one manageable payment plan, our team is ready to assist you in finding the right solution tailored for your needs. For more information about our loan offerings and how you can become a member of Members Choice Credit Union, please visit us online at mccu.net or call us at . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. We offer flexible terms on these loans with a total of $11,845,873 in unsecured credit card loans already helping members manage their finances effectively. Whether you need to cover unexpected costs or want to make a larger purchase manageable over time, our credit card solutions are designed for your convenience.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you easily navigate your options and choose the loan that best fits your financial situation. LendMesh ensures accurate loan comparisons through a transparent sourcing process. Loan data on LendMesh is gathered directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that all offers you see are fair and reliable. Using LendMesh comes with several key benefits: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout your search. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that empower your decision-making. - Real-Time Rate Comparisons: You get up-to-date loan rates from multiple institutions, allowing you to make informed choices without delays. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective the platform can be in helping individuals secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MEMBERS CHOICE CREDIT UNION