Members' Advantage Credit Union Wisconsin Rapids WI | Affordable Auto Loans & Quick Personal Banking

Introduction

Welcome to Members' Advantage, your trusted credit union located at 1610 Lincoln St, Wisconsin Rapids, WI 54494. Established in 1935, we have been dedicated to serving our community for nearly nine decades. With a total membership of 11,464 and assets exceeding $175,972,638, we pride ourselves on being a reliable partner for all your financial needs. At Members' Advantage, we understand that banking is about more than just numbers; it's about people. Our team of 33 employees, led by CEO Thomas Bulin and Board President Thomas Scharff, works diligently to create an environment where you feel valued and supported. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we're here to help. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1208, Wisconsin Rapids, WI 54495-1208. Our commitment to our members is reflected in our financial strength boasting a net worth of $30,139,305 and total deposits amounting to $1,988,518. We also hold a significant loan portfolio with over 7,383 loans and leases extended to our community members. We offer a variety of services designed to meet your unique financial needs. From online banking to drive-thru services, we strive to make banking convenient and accessible for everyone. We invite you to explore the benefits of becoming a member with us. Feel free to reach out via phone at 715-421-1610 or visit our website at Members' Advantage for more information. Join us in experiencing the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Commitment to Service

Our operating hours reflect our dedication to serving you better: - Lobby Hours: Monday - Friday from 9:00 AM - 5:00 PM - Drive-Thru Hours: Monday - Wednesday from 7:00 AM - 5:00 PM; Thursday - Friday from 7:00 AM - 6:00 PM; Saturday from 9:00 AM - 1:00 PM. We also offer ATM availability for your convenience and have drive-thru banking options for quick transactions. Our team of dedicated professionals is here to assist you with all your banking needs whether you're opening your first account or seeking guidance on loans.

Join Us

We invite you to become part of the Members' Advantage family. Experience firsthand how we combine personal service with modern technology to meet your financial needs. Join us today and let's work together towards building a prosperous future! For more information or assistance, please call us at (715) 421-1610 or visit our website at Members' Advantage.

Our Journey

From our humble beginnings on Lincoln Street, we have grown alongside the community we serve. Our branch address is 1610 Lincoln St, Wisconsin Rapids, WI 54494, conveniently located near local landmarks that make it easy for members to access our services. We take pride in providing personalized banking solutions from checking and savings accounts to auto loans and mortgages. Throughout our history, we've embraced change while maintaining our core mission: to improve the financial well-being of our members and empower them to achieve their goals. As technology advanced, we made significant strides in offering online and mobile banking options, ensuring that our services are accessible at any time.

Our Mission

The mission of Members' Advantage is simple yet profound: we strive to provide comprehensive financial services while fostering a supportive environment for all members. We are committed not only to enhancing your financial health but also to being an active participant in our community's growth. This includes partnerships with local organizations and outreach efforts aimed at providing educational resources and financial literacy programs. While members can visit us at 1610 Lincoln St Wisconsin Rapids Wi 54494, official correspondence should be sent to PO Box 1208, Wisconsin Rapids, WI 54495-1208.

Branch Location & Accessibility

Accessibility and Features

At Members' Advantage, we prioritize accessibility for all members. Our branch is fully ADA compliant, featuring ramps and designated parking spots to ensure everyone can visit us comfortably. We also have a convenient drive-thru service available for those who prefer banking from their vehicle. When you arrive, you'll find ample parking available right outside our door, making your visit hassle-free. Our ATM is accessible 24/7 for quick withdrawals and balance checks whenever you need them.

Call to Action

We invite you to visit us at Members' Advantage today! For any questions or to learn more about our services, feel free to give us a call at 715-421-1610. We look forward to welcoming you into our branch soon!

Operating Hours

We know your time is valuable! That's why our lobby hours are designed to fit your schedule: we're open Monday through Wednesday from 9:00 AM to 5:00 PM and extend our hours on Thursday and Friday until 6:00 PM. If you want to swing by on Saturday, our drive-thru service runs from 9:00 AM until 1:00 PM.

Services Offered

Members' Advantage offers a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our friendly staff is always ready to help with business banking needs as well.

Member Eligibility

At Members' Advantage, we believe that everyone deserves access to a financial community that truly cares. If you're looking to become a member of our welcoming family, you'll find it's a straightforward process! To qualify, you simply need to live or work in the area or have a family member who is already a member. This means more than just banking; it's about being part of something bigger an organization dedicated to serving your needs and helping you thrive financially. For more detailed eligibility criteria, feel free to visit our website at . Once you're ready to join us at our branch located at 1610 Lincoln St, Wisconsin Rapids, WI 54494, opening an account is easy! You can get started by checking out the account opening details here: https://digital.membersadvantagecu.com/enrollment/terms_and_condition. If you have any questions or need assistance, don't hesitate to give us a call at (715) 421-1610. We look forward to welcoming you into our community and supporting your financial journey!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $103 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,880,924, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, our merchant services simplify transactions so you can focus on what you do best running your business. Imagine processing payments seamlessly while keeping your cash flow steady. Whether you're a local shop or a service provider in Wisconsin Rapids, WI, our tools are designed to help you thrive. Ready to take your business to the next level? Visit us at 1610 Lincoln St, Wisconsin Rapids, WI 54494, or call us at 715-421-1610. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With ATM access available right at our branch and various locations nearby, withdrawing cash is quick and easy. Plus, our drive-thru service allows for deposits and withdrawals without leaving your vehicle a perfect solution for busy days! In addition to these great services, we prioritize convenience through digital banking features like online bill pay and person-to-person transfers, allowing you to manage your finances effortlessly from anywhere. Ready to take advantage of all that Members' Advantage has to offer? Call us today at 715-421-1610 or visit our website at Members Advantage CU to learn more about how we can serve you!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple for you to hit the road without breaking the bank. With competitive rates and flexible terms, we help you drive away in the vehicle you want while keeping monthly payments manageable.

Business Banking

For our local entrepreneurs, Members' Advantage offers business banking services that include merchant services and business loans. We understand the challenges of running a business and are here to support you with financial solutions that fuel growth.

Credit Cards with Rewards

Make everyday spending rewarding with our credit cards that offer perks and benefits. Enjoy cashback on purchases, travel rewards, and more all while building credit for your future.

Mortgage Loans & Refinancing

Homeownership is within reach at Members' Advantage. We offer mortgage loans tailored to meet your needs, whether you're purchasing a new home or refinancing an existing mortgage for better rates. Our knowledgeable staff will guide you through each step, ensuring you feel confident in your decisions.

Personal Banking

Managing your day-to-day finances has never been easier with our personal banking services. Whether you're looking to open a checking or savings account, our offerings are tailored to fit your lifestyle. Imagine having the freedom to access your funds anytime through our convenient online and mobile banking platforms. You can check your balance, transfer money, and pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Need extra cash for unexpected expenses or planning a big purchase? Our personal loans can provide you with the funds you need quickly and easily. If you're juggling multiple debts, consider our debt consolidation options that can simplify your payments into one manageable loan.

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization capability. This allows you to sign documents securely from your device, saving you time and making transactions smoother. Plus, with e-statements available, you can easily view and manage your financial statements digitally no more paper clutter! For those who prefer mobile banking, our mobile application puts everything at your fingertips. You can even send money quickly with person-to-person transfers, making it simple to split bills or send gifts to friends and family without any hassle. While we currently do not offer mobile payments, we are committed to enhancing your banking experience in every way possible. Our goal is to provide tools that empower you to manage your finances effectively. So whether you're at home or out and about, Members' Advantage ensures that you have access to all the banking services you need right in your pocket. Join us today and discover how easy banking can be!

Financial Strength

At Members' Advantage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when it comes to your finances, trust and reliability are paramount. Our financial health is reflected in our robust net worth of $30,139,305. This strong foundation allows us to provide better rates, lower fees, and enhanced services tailored to meet your needs. With a net worth ratio of 17.13%, we ensure that we have the capital necessary to support our operations and continue offering competitive loans and savings options even in uncertain economic times. Members' savings are secured through $24,569,078 in share certificates and $26,768,514 in money market shares, which provide stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members above all else. With zero non-member deposits, every resource is focused on benefiting you through better loan rates and exclusive perks. We also boast $24,693,453 in undivided earnings, which we reinvest into innovative banking tools and stronger lending options to serve you better. Our lending capacity is substantial with $12,171,545 in total loans and leases supporting various financial goals including $22,219 in used auto loans. Our operational efficiency shines through our net income of $1,538,849, enabling us to consistently offer solid financial products for our members. The dedication of our team is evident as we proudly employ 26 full-time employees and 7 part-time employees, ensuring that our branches are always ready to assist you with a knowledgeable and committed staff. With 11,464 total share accounts, we see a strong member base that trusts us with their finances. Our net shares amount to $1,158,982, indicating the funds available for lending and investment opportunities within the community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members' Advantage is your trusted partner. Visit us at 1610 Lincoln St Wisconsin Rapids WI 54494 or call 715-421-1610 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already funded $30,257,109 in used vehicle loans and $5,797,370 in new vehicle loans, helping members get on the road smoothly. Whether you're looking for a reliable used vehicle or a brand-new model, we have financing options that can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $8,411,635. This means you can find a mortgage solution that works best for your unique situation.

Other Loan Options

For those looking for additional financing solutions, our total credit lines reach $41,374,871, providing you with even more opportunities to meet your financial needs. Plus, if you're a business owner, our outstanding commercial loans totaling $13,880,924 can give you the capital needed to grow and expand your operations.

Refinancing and Eligibility Options

If you're considering refinancing an existing loan or checking eligibility for any of our products, we're here to assist you. Our team is dedicated to guiding you through the process to ensure you find the best financial product suited for your needs. At Members' Advantage located at 1610 Lincoln St Wisconsin Rapids WI 54494, we're proud to serve our community with transparent and supportive financial solutions. For inquiries about any of our loan offerings or to discuss how we can assist you further, feel free to call us at 715-421-1610. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $1,476,711 in loans available, our credit cards can help you manage your finances effectively without the need for collateral.

Loan Aggregator

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