Members Advantage Credit Union Michigan City IN | Basic ATM & Drive-Thru Banking

Introduction

Welcome to Members Advantage, where your financial wellbeing is our top priority! Located at 947 S Woodland Ave, Michigan City, IN 46360, our Woodland Branch has been serving the community since 1962. With a commitment to building lasting relationships with our members, we take pride in offering personalized financial solutions tailored just for you. At Members Advantage, we believe in making banking accessible and straightforward. Whether you're looking for loans, savings options, or everyday banking services, our branch stands ready to assist you. With a total membership of over 8,112 individuals and assets amounting to an impressive $123,229,449, we are not just another credit union; we are your trusted partner in achieving financial success. Our dedicated team of 23 employees is led by our CEO, Frank Beachnau, and Board President, Michael Palmer. They ensure that every member feels valued and supported. We understand the unique needs of our community and strive to provide services that reflect that understanding. From personal loans totaling 3,021 to a robust deposit base of $4,640,717, we have the resources to help you reach your goals. While you can visit us at our Woodland Branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 947 Woodland Ave, Michigan City, IN 46360. Explore the various ways we can support your financial journey today! For inquiries or assistance, feel free to call us at (219) 873-0574 or visit us online at www.macuonline.org. Your future starts here let's build it together!

Branch History & Mission

Welcome to Members Advantage, a cornerstone of the Michigan City community since 1962. Located at 947 S Woodland Ave, Michigan City, IN 46360, our branch has grown alongside its members and their families, becoming a trusted partner in their financial journeys. With over 8,112 members and total assets exceeding $123,229,449, we have built a legacy rooted in service and commitment. From our humble beginnings, Members Advantage has evolved significantly. We started with a small group of individuals seeking better financial options and have expanded into a thriving credit union that prioritizes member needs above all. Our mission is clear: to provide accessible financial services while fostering community support and engagement. This mission drives us to be more than just a financial institution; we aim to enhance the lives of those around us. Our operating hours are designed to fit your busy lifestyle: we're open from 8:30 AM to 5:00 PM Monday through Thursday, extended until 6:00 PM on Fridays, and available on Saturdays from 9:00 AM to 12:00 PM. For convenience, we offer both ATM services and basic drive-thru banking for deposits, withdrawals, and simple transactions. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address at 947 Woodland Ave, Michigan City, IN 46360. We also have partnerships with shared service centers that allow our members access to even more resources throughout the area. At Members Advantage, we believe in supporting not just our members but the entire Michigan City community. We participate in various outreach programs aimed at enhancing local education and providing assistance where it's needed most. Our focus on community welfare reflects our core values integrity, compassion, and commitment. In an era where digital banking is crucial, we ensure that our services are modern and user-friendly. From online banking to mobile payments, we strive to meet the expectations of today's tech-savvy consumers while adhering to ADA compliance standards for accessibility. As you explore what we have to offer, consider joining Members Advantage today! Experience firsthand how we prioritize your financial wellness and contribute positively to our vibrant community. Together, let's build a brighter financial future. For any inquiries or assistance, feel free to reach out at 219-873-0574 we're here for you!

Branch Location & Accessibility

Accessibility and Nearby Landmarks

Our Woodland Branch is easily accessible, with plenty of parking available for your convenience. We are proud to be ADA compliant, featuring ramps and other accessibility options to ensure everyone can visit us comfortably. Plus, we're just a short drive from local landmarks like Washington Park and the bustling downtown area, making it easy to stop by while you're out and about.

Get in Touch!

Ready to experience personalized banking? We invite you to visit us at the Members Advantage Woodland Branch or give us a call at 219-873-0574. Our team looks forward to meeting you and helping you achieve your financial goals!

Operating Hours and Services

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule: we're open Monday through Thursday from 8:30 AM to 5:00 PM, until 6:00 PM on Fridays, and even offer Saturday hours from 9:00 AM to 12:00 PM. Whether you need to deposit a check or ask about loans, our friendly staff is ready to assist you during these times. At Members Advantage Woodland Branch, we offer essential services including ATM access and basic drive-thru banking for deposits and withdrawals. If you're a member of one of our partner credit unions, feel free to utilize our shared service center for transactions as well!

Member Eligibility

At Members Advantage, we believe in creating a welcoming community where everyone can thrive together. Becoming a member is simple and open to anyone who lives, works, or worships in our local area. We also extend membership to family members of current members, making it easy for your loved ones to enjoy the same benefits. This means that if you're looking for a place where you can feel supported and valued, you're in the right spot! Our members enjoy competitive rates on loans and savings products, personalized service, and access to exclusive events and resources tailored just for you. To get started on your journey with us, check out the detailed eligibility criteria at . If you're ready to open an account or have any questions, feel free to give us a call at (219) 873-0574. We're here to help guide you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $57 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,466, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services help streamline everyday transactions. Picture your business bustling with customers, all paying seamlessly through our advanced payment processing solutions. This means less time worrying about transactions and more time focusing on what you do best growing your business. Visit us at 947 S Woodland Ave Michigan City In 46360 in Michigan City, IN or give us a call at (219) 873-0574 to learn how we can partner with you for success!

Comprehensive List Of Services

Digital Access at Your Fingertips

In today's fast-paced world, having digital banking options is crucial. At Members Advantage, we provide an array of online banking features that enhance your experience. You can manage your accounts through online banking, make payments using mobile payments, and even send money through person-to-person transactions right from your smartphone. Our commitment extends beyond traditional services; we prioritize making banking as accessible as possible for everyone in our community. With flexible hours open from 8:30 AM to 5:00 PM Monday through Thursday, until 6:00 PM on Fridays, and 9:00 AM to 12:00 PM on Saturdays we strive to accommodate your busy schedule. If you have any questions or need assistance with any service, don't hesitate to call us at 219-873-0574. Our friendly team is here to help! Explore everything Members Advantage has to offer by visiting our website at www.macuonline.org. We look forward to supporting your financial journey!

Drive-Thru Convenience

For those days when you're on the go, take advantage of our Basic Drive-Thru Banking services. Here, you can handle deposits, withdrawals, and other simple transactions without leaving your vehicle. This feature is perfect for busy parents or anyone looking to save time while managing their finances.

Personalized Banking Experience

When you visit our branch at 947 S Woodland Ave, you'll find a welcoming atmosphere where our staff is eager to assist you. We offer ATM Services Only, allowing for quick and convenient access to your cash whenever you need it. Whether it's making a withdrawal or checking your balance, our ATMs are designed for ease of use.

Shared Branch Transactions

We also recognize the importance of flexibility in banking. That's why we provide Basic Shared Branch Transactions for members of partner credit unions. This means you can easily make deposits and withdrawals even if you're away from home, ensuring that your money is always within reach.

Digital & Online Banking

At Members Advantage, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances easier and more secure. Whether you're at home or on the go, our online platform provides you with the convenience you need to stay on top of your financial life. With our online banking services, you can access your accounts anytime, anywhere. Enjoy features like electronic signature authorization, which simplifies processes by allowing you to sign documents from the comfort of your own home. Plus, with e-statements available, you can easily keep track of your transactions without the clutter of paper statements. For those busy days when you're out and about, our mobile application puts banking right at your fingertips. You can make mobile payments quickly and securely, ensuring that you never miss a beat. Need to send money to a friend? Our person-to-person transfer feature allows for quick and easy transactions without hassle. Security is a top priority at Members Advantage. We use advanced measures to protect your information while providing easy access to all your accounts. With 24/7 online banking services, you can manage your finances in real-time, giving you peace of mind knowing that you're always in control. Experience the freedom and flexibility of digital banking with Members Advantage today! For more information, visit us at https://www.macuonline.org/.

Financial Strength

At Members Advantage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your hard-earned money is safe and sound. With a net worth of $11,787,132, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 957 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $18,529,766 in share certificates and $16,673,872 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,787,132 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in the $54,114,763 in total loans and leases available to support our members' financial goals across various sectors. Our operational efficiency is highlighted by our net income of $0, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The total share accounts stand at 16,853, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Advantage is your trusted partner. Visit us at 947 S Woodland Ave Michigan City IN 46360 or call 219-873-0574 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,866,232 in used vehicle loans and $2,466,845 in new vehicle loans already helping members get on the road. Whether you prefer a new or used vehicle, our team is here to assist you through every step of the loan process. We even offer refinancing options if you're looking to reduce your current payments.

Credit Lines and Unsecured Loans

For those seeking flexibility, we provide access to credit lines with total amounts reaching $13,543,303. This can be an excellent option for managing unexpected expenses or making larger purchases without taking out a traditional loan. Additionally, while we currently do not offer unsecured credit card loans, our financial services team can guide you toward effective alternatives.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $3,577,987, we are committed to helping you find a solution that fits your budget and lifestyle.

Support for Business Owners

For business owners in our community, our outstanding commercial loans totaling $48,466 provide the capital needed to grow and expand operations. We understand the unique challenges businesses face and are ready to support you with financial solutions designed for success. At Members Advantage located at 947 S Woodland Ave, Michigan City IN 46360, we aim to provide personalized service that helps you reach your goals. If you're interested in learning more about our loan products or would like assistance determining eligibility or refinancing options, please call us at 219-873-0574. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take that next step toward achieving your dreams!

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that all offers displayed on the platform are fair and transparent.

Trust-Building Benefits

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive is accurate and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can find loans that truly meet their needs. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to compare options quickly and efficiently, helping them make well-informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.