Members Credit Union Cleburne TX | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Members Credit Union, your trusted partner in financial growth and community support since 1954. Located at 833 N Nolan River Rd, Cleburne, TX 76033, we are proud to serve over 8,552 members with a commitment to providing personalized banking solutions tailored to your needs. Our branch thrives on building strong relationships and fostering a sense of belonging within our community. At Members Credit Union, we understand that financial decisions can shape your future. With total assets amounting to $98,032,467, and total deposits of $6,259,713, we ensure that your hard-earned money is secure and working for you. Our dedicated team, led by CEO Paul Elkins and Board President Chris Cooke, is here to guide you through every step of your financial journey. While our main office is at the address mentioned above, any official correspondence can be sent to the same location. We pride ourselves on being more than just a credit union; we are your neighbors and friends who care about your financial well-being. Our offerings include a range of services such as personal banking accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. With total loans currently standing at 3,572 and cash in hand of $1,273,744, our robust financial health enables us to provide competitive rates and exceptional service. We invite you to visit us or give us a call at 817-641-4031 during our lobby hours from 9:00 AM to 5:00 PM Monday through Friday (with special hours on Saturday) to learn more about how we can assist you in achieving your financial goals. At Members Credit Union, we're not just here to help; we're here for you.

Branch History & Mission

Come Join Us!

Our operating hours are designed with your convenience in mind: - Lobby Hours: Monday - Thursday from 9:00 am - 5:00 pm; Friday from 9:00 am - 6:00 pm; Saturday from 8:00 am - Noon. - Drive-Thru Banking is available Monday - Thursday until 5:30 pm; Friday until 6:00 pm; Saturday until Noon. With an ATM on-site and drive-thru services available, accessing your funds has never been easier. Join us at Members today! Experience the difference of being part of a credit union that truly values its members and community. Call us at 817-641-4031 or visit our website to learn more about how we can assist you on your financial journey.

Our Journey

Our story began more than six decades ago when a small group of visionaries saw the need for a member-focused financial institution in Cleburne. From those humble beginnings, we have expanded our offerings and embraced modern banking practices without losing sight of our core mission: to serve our community with integrity and care. Throughout our history, we have achieved several milestones that highlight our commitment to excellence. We have continually improved our services to meet the evolving needs of our members. This includes introducing online banking solutions and mobile applications that provide convenience and accessibility. In addition, we ensure compliance with ADA standards to make banking easier for everyone.

Our Mission

At Members, our mission is clear: we strive to empower individuals and families through personalized financial solutions while actively supporting local initiatives. We believe that every member deserves not just financial guidance but also a partner who genuinely cares about their well-being. Whether it's through personal banking services like checking and savings accounts or offering loans for vehicles and homes, we are here to help you achieve your goals. We also take pride in giving back to the Cleburne community by participating in various outreach programs and partnerships that uplift those around us. By working together with local organizations, we aim to foster growth and prosperity for everyone in our area. While members can visit us at 833 N Nolan River Rd for all their banking needs, official correspondence should be sent to the same address as our mailing address is the same.

Branch Location & Accessibility

Accessibility Features

At Members Credit Union, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can navigate the space comfortably. Ample parking is available right outside the building, making it hassle-free for you to visit us. Whether you're stopping by for a quick transaction or need more assistance, our friendly staff is ready to help.

Call-to-Action

We invite you to stop by or give us a call at (817) 641-4031 for any questions or assistance. At Members Credit Union, we're dedicated to helping you manage your finances with ease and care!

Operating Hours

Our lobby hours are designed with your schedule in mind. We're open from 9:00 AM to 5:00 PM on weekdays and offer extended hours on Fridays until 6:00 PM. If you prefer visiting us on Saturday, our lobby is open until noon! Need to use our drive-thru? You can do so Monday through Thursday from 8:00 AM to 5:30 PM and on Friday until 6:00 PM.

Services Offered

Members Credit Union provides a range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our drive-thru service allows for easy deposits and withdrawals without having to leave your vehicle. While members can visit us at 833 N Nolan River Rd Cleburne Tx 76033, official correspondence should be sent to 833 N Nolan River Rd, Cleburne, TX 76033 if it's different.

Member Eligibility

At Members, we believe that everyone deserves to be part of a caring and supportive community. Joining us as a member is simple and welcoming! To become a part of our family, you'll need to meet some basic eligibility criteria. Generally, anyone who lives, works, or worships in the Cleburne area can join us. This means if you're a local resident or are affiliated with our vibrant community in any way, you're likely eligible! We encourage you to check out more detailed information about eligibility at . Once you know you're eligible, opening an account with us is an easy process. You can reach out to us at (817) 641-4031 for assistance or just stop by our branch located at 833 N Nolan River Rd Cleburne Tx 76033. Our friendly team will guide you through every step of the way so that you can enjoy the many benefits that come with being a member of Members, such as personalized financial services, competitive rates on loans, and access to exclusive member offers. Join us today and experience the difference that comes from being part of our credit union family!

Business Banking & Commercial Services

A Growing Portfolio

With an outstanding commercial loan portfolio of $496,417, we continue to drive economic growth by financing new and expanding businesses in Cleburne, TX. If you're ready to take the next step in your business journey, visit us at 833 N Nolan River Rd Cleburne Tx 76033 or call us at (817) 641-4031. Let's turn your vision into reality together!

Merchant Services for Everyday Needs

Imagine processing payments swiftly while focusing on what you do best running your business. Our merchant services simplify transactions, allowing you to accept payments easily and securely. This means less time worrying about finances and more time serving your customers.

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. With flexible terms and competitive rates, we aim to provide the financial boost you need to reach new heights.

Comprehensive List Of Services

Business Banking

For our business members, we provide essential services such as merchant services and business loans. We know that running a business comes with its own set of challenges, so we aim to offer solutions that help streamline operations and promote growth.

Credit Cards

We also offer credit cards with rewards, perfect for those who love to earn as they spend. Whether it's cash back on groceries or travel points for your next vacation, our credit card options are designed with flexibility and benefits in mind.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we've prioritized our online and mobile banking services. You can manage your accounts anytime, anywhere whether it's paying bills from home or transferring money while on the go. Our ATM services also ensure you have access to cash whenever needed.

Drive-Thru Services

For those who prefer in-person assistance without leaving their vehicle, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without hassle. Plus, with basic ATM access, you can check balances or withdraw cash quickly. At Members, we're dedicated to supporting your financial goals through comprehensive services designed just for you. If you're ready to learn more about how we can assist you or have any questions regarding our offerings, don't hesitate to reach out at (817) 641-4031 or visit us at 833 N Nolan River Rd Cleburne Tx 76033. Your financial success starts here!

Loans and Financing

If you're considering a new car or need some extra cash, our auto loans and vehicle financing options can help you hit the road without breaking the bank. We understand how important it is to have reliable transportation, so we strive to provide competitive rates and flexible terms. For larger purchases like a home, our mortgage loans and refinancing options are here to assist you in securing your dream home or lowering your current mortgage payments. When life throws unexpected expenses your way, our personal loans and debt consolidation services can provide quick relief. You can consolidate debts into one manageable payment, easing financial stress while allowing you to focus on what truly matters.

Personal Banking

Our personal banking services are designed with your everyday needs in mind. We offer checking and savings accounts that make managing your finances easy and efficient. Imagine having a checking account that allows you to track your spending effortlessly while also earning interest on your savings. This is just the beginning of what we can do for you at Mcu - Home Office.

Digital & Online Banking

Accessibility

Whether you're using a computer or a mobile device, managing your accounts is straightforward with Members. Our online platform ensures you have real-time access to all your financial information. With everything you need at your fingertips, it's never been easier to stay on top of your personal finances. For more information about our digital services or to get started today, visit us at https://memberscreditunion.com/ !

Key Features

Our online banking platform lets you view account balances, transfer funds, and pay bills with just a few clicks. You can also take advantage of person-to-person transfers, making it simple to send money to friends and family without any hassle. And for those who prefer going paperless, e-statements are readily available so you can keep track of your finances while reducing clutter.

Security & Convenience

Your security is our top priority. While we currently do not offer electronic signature authorization for transactions, our systems are designed with strong protections to keep your information safe. Plus, our user-friendly mobile application allows you to manage your accounts right from your smartphone or tablet. Although mobile payments are not yet available, our app still provides essential features that make banking simpler.

Financial Strength

Commitment to Growth

With $10,440,947 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $18,835 in used auto loans and a total of $58,628,267 in loans and leases available for various needs.

Growing Membership Base

We currently have 14,377 total share accounts, showing a strong and growing member base that trusts us with their finances. This growth further enhances our ability to provide excellent service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members is your trusted partner. Visit us at 833 N Nolan River Rd Cleburne Tx 76033 or call 817-641-4031 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $9,308,050 in share certificates and $2,969,495 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our robust net income of $792,251 reflects our operational efficiency and ability to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $11,233,198, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.46% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $41,957,527 in used vehicle loans and $4,129,273 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or opting for a reliable used option, we've got flexible terms to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $496,417 provide the capital needed to grow and expand. We work closely with local businesses to ensure they have the resources necessary for success.

Credit Lines

We understand that sometimes you need quick access to funds. Our total credit lines amounting to $4,499,000 can give you that peace of mind when unexpected costs arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,612, make buying or refinancing simple. We aim to provide the support and guidance you need throughout the process.

Refinancing Options

If you're considering refinancing any of your existing loans, we encourage you to explore our options. Refinancing can help lower your monthly payments or even reduce your interest rates, depending on your situation. Whether you're ready to apply for a loan or just want more information about eligibility and rates, feel free to reach out to us at (817) 641-4031. Our team is here to assist you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing your finances effectively is crucial, and we also offer flexible terms on unsecured credit card loans, with a total of $1,023,035 in loans available. This can be an excellent way to handle unexpected expenses or consolidate debt without collateral.

Loan Aggregator

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MEMBERS CREDIT UNION - Cleburne, TX