Members Credit Union Winston Salem NC | Top Checking & Auto Loans

Introduction

Welcome to Members at 5995 Museum Dr, Winston Salem, NC 27105! Since our establishment in 1953, we've been dedicated to serving our community with trust and reliability. With a strong membership of over 48,000 individuals, we pride ourselves on being more than just a financial institution; we are your partners in achieving your financial goals. At Members, we understand the importance of personal and business banking needs. Our total assets have reached an impressive $440,106,431, showcasing our commitment to providing robust financial services. Whether you're looking for an auto loan or want to open a savings account, we've got you covered with over 27,124 loans and leases currently active. Our CEO, Robert Donley, along with Board President William Tittsworth, leads a dedicated team of 117 employees who strive every day to enhance your banking experience. We believe in building lasting relationships with our members while ensuring your financial wellbeing is our top priority. While members can visit us at our branch location, official correspondence should be sent directly to our mailing address if needed. We have also established a wealth of resources available online through our website at memcu.com, where you can learn more about our services like personal loans, credit cards with rewards, and business banking options. With total deposits standing at $46,880,736 and net worth reaching $63,335,298, we're here to provide not just financial security but peace of mind. Our total cash in hand is $8,070,240, demonstrating our liquidity and ability to meet your needs promptly. We invite you to explore everything Members has to offer. Feel free to reach out by calling us at 336-519-7528 during our operating hours from 8:00 AM to 5:00 PM on weekdays. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Join Us Today!

We invite you to become part of the Members family and experience firsthand the benefits of being a member-driven credit union. With features like ATM access and drive-thru banking available for your convenience, along with friendly staff ready to assist you, there's never been a better time to join us! Explore how we can help you achieve your financial dreams today! Visit our website at memcu.com or check out our membership eligibility here. Together, let's build a brighter financial future!

Our Mission

At Members, our mission is simple: we are committed to providing exceptional financial services while fostering a sense of community and belonging among our members. We understand that each member's needs are unique; therefore, we strive to offer personalized solutions that empower you on your financial journey. Our dedication goes beyond banking. We actively engage in community outreach programs that support local initiatives and charitable causes. By partnering with various organizations, we aim to uplift those around us and contribute positively to the neighborhoods we serve. While you can visit us at 5995 Museum Dr, official correspondence should be sent to the same address as there is no separate mailing address. Our branch is open Monday through Friday from 8:00 am - 5:00 pm, making it convenient for you to stop by or give us a call at 336-519-7528.

Our Story

From humble beginnings, Members has evolved into a cornerstone of financial support in Winston Salem. Our journey began when a group of community-minded individuals recognized the need for accessible financial services tailored to local residents. The vision was clear: to create a member-focused organization that prioritizes service over profit. Throughout the decades, Members has embraced change while staying true to our mission. We have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and much more. As technology advanced, so did we introducing online banking and mobile payment options to make managing finances easier for everyone.

Branch Location & Accessibility

Connect With Us

If you have any questions or would like more information about our services, feel free to give us a call at 336-519-7528. We're excited to assist you with all your banking needs. Visit us today and experience the difference at Members!

Finding Us

At Members, we prioritize your convenience. Our branch features ample parking to make your visit hassle-free. If you need assistance, rest assured that we comply with ADA standards, ensuring accessibility for everyone. While members can visit us at our Museum Drive location, please note that we do not have a separate mailing address; any correspondence can be directed here as well.

Services We Offer

Our operating hours are from 8:00 AM to 5:00 PM, Monday through Friday, making it easy to fit banking into your busy schedule. At Members, we offer a range of services tailored to meet your financial needs including personal and business banking options. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our friendly staff is here to help. For added convenience, we provide ATM access on-site along with drive-thru banking for quick deposits and withdrawals.

Member Eligibility

At Members, we believe that everyone deserves to be part of a caring community focused on helping you achieve your financial goals. Becoming a member is not just about opening an account; it's about joining a supportive network. If you live, work, worship, or attend school in Forsyth County, you're already on your way to eligibility! We welcome individuals from all walks of life to join us and enjoy the benefits of being part of our family, including competitive rates and personalized service. To get started, simply visit us at 5995 Museum Dr Winston Salem Nc 27105 or give us a call at (336) 519-7528 for any questions. You can also find detailed eligibility criteria by checking out our website at https://memcu.com/membership/. When you're ready to open an account, follow this link for easy access: https://www.loanliner.com/loanrequest/presenter/loanform?cuid=03201893&loanformid=7275642109208170153&channelid=6969420220087080345&locationid=9845830719301113842&campaign=front+page+apply+button&isframed=f. We can't wait to welcome you into the Members community!

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital to seize new opportunities or tackle unexpected expenses. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial. Our merchant services offer practical benefits that can help your business run smoothly. From quick card processing to integrated payment solutions, we provide tools that make transactions easier for both you and your customers. Visit us at 5995 Museum Dr Winston Salem Nc 27105 in Winston Salem, NC, or call us at (336) 519-7528 to learn more about how we can support your business journey!

Comprehensive List Of Services

Convenient Access Anytime

We know convenience matters, which is why we offer robust online and mobile banking platforms. You can easily manage your accounts through our app or website whether it's checking balances, making transfers, or accessing ATM locations for quick cash withdrawals. In addition to these services, we also provide basic drive-thru banking for quick transactions like deposits and withdrawals without leaving your car a perfect solution when you're short on time! If you're ready to take control of your finances or have any questions about how we can assist you further, please reach out! Call us at (336) 519-7528 during our operating hours from 8:00 am - 5:00 pm Monday through Friday. Explore all we have to offer at Museum Drive, where member satisfaction comes first! Visit us today!

Home Sweet Home Financing

If homeownership is on your mind, explore our mortgage loans and refinancing options. We understand that buying a home is one of the biggest decisions you'll ever make. That's why our team is here to guide you through every step of the process, ensuring you get the best possible rate and terms suited to your situation.

Personal Banking Made Easy

Managing your finances is simpler with our personal banking options. Whether you're opening a checking or savings account, we ensure that you have the right tools at your fingertips. Imagine having a dedicated space for saving up for that dream vacation or simply managing your day-to-day expenses effortlessly. Our accounts come with online and mobile banking features, allowing you to check balances, transfer money, or pay bills anytime, anywhere.

Rewards Credit Cards

Don't forget about our credit cards with rewards! Earn points on everyday purchases and enjoy benefits that enhance your spending power. It's an easy way to save while shopping for things you already buy!

Simplifying Borrowing with Personal Loans

Need extra cash for unexpected expenses? Our personal loans and debt consolidation services can provide the relief you need. Life can throw curveballs, but we're here to offer solutions that help manage those financial bumps along the way.

Supporting Local Businesses

For entrepreneurs, our business banking services include merchant services and business loans tailored specifically for local businesses. We believe in supporting our community's economy by helping small businesses thrive.

Vehicle Financing for Your Next Adventure

Looking to buy a new car? Our auto loans and vehicle financing options are designed to get you on the road quickly. With competitive rates and flexible terms, we help you find a plan that fits your budget. Picture yourself driving off in that new vehicle with a financing plan that makes sense for you.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform makes it simple to keep track of your finances. You can view account balances, transfer funds, and even set up e-statements for quick access to your financial statements without the hassle of paper clutter. Plus, with our mobile application, you can manage your accounts right from your smartphone or tablet. Need to send money quickly? Our person-to-person transfer feature allows you to easily send and receive funds directly from your bank account to friends or family members. And if you're someone who loves using mobile payments, you'll be happy to know that we support this feature too, making transactions smoother than ever.

Security and Accessibility

Your security is our top priority. While we do not currently offer electronic signature authorization, rest assured that all our digital services use advanced security measures to protect your information. You can bank with confidence knowing that your data is safe. Whether you're checking balances or making payments, our user-friendly interface ensures that you'll have a positive experience every time you log in. With real-time account management tools at your fingertips, keeping an eye on your finances has never been easier. In summary, Members is committed to providing accessible and secure digital banking solutions tailored to meet your needs. Visit us today at https://memcu.com/ and discover how easy managing your money can be!

Financial Strength

Committed Team Serving You

We also take pride in having 116 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 104,568, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members is your trusted partner. Visit us at 5995 Museum Dr Winston Salem Nc 27105 or call (336) 519-7528 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $21,869,141 in share certificates and $78,739,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $51,172,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvestment allows us to adapt to your needs while providing consistent service.

Robust Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $8,665 in used auto loans and $189,083,261 in total loans and leases. Additionally, our $899,335 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Foundation

With a net worth of $63,335,298, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $115,741,955 in used vehicle loans and $9,496,418 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Contact Us

For any questions regarding our loan products or to start your application process, please feel free to reach out to us at (336) 519-7528 or visit us at 5995 Museum Dr Winston Salem Nc 27105 in Winston Salem, NC. Our dedicated team is available Monday through Friday from 8:00 am to 5:00 pm, ready to assist you with any inquiries. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is important to us; let's work together towards it!

Credit Lines and Unsecured Loans

Managing finances can be challenging at times. That's why we offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. If you need access to cash quickly, our credit lines totaling $140,964,069 provide an easy solution for unexpected expenses. If you're considering refinancing your existing loans or unsure about eligibility options, our experts are ready to discuss what works best for you. We want to ensure that every member feels supported in their financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,162, make buying or refinancing simple. We believe that owning a home should be attainable for everyone, and our knowledgeable staff can assist you every step of the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the true market. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing for informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For those looking to secure the best loan rates available, LendMesh stands as a reliable resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By partnering exclusively with reputable lenders, LendMesh guarantees that the information you see is not only accurate but also relevant to your needs.

MEMBERS CREDIT UNION - Winston Salem, NC

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