Members Credit Union Winston Salem NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Members Credit Union - Main, your trusted financial partner nestled in the heart of Winston Salem, NC. Since our establishment in 1953, we have dedicated ourselves to serving our community with integrity and commitment. Located at 2098 Frontis Plaza Blvd Ste A, Winston Salem, NC 27103, we take pride in being more than just a credit union; we are a hub of support for over 48,053 members who rely on us for their banking needs. At Members Credit Union, we understand that financial stability is essential for every member of our community. With total assets amounting to a robust $440,106,431 and total deposits reaching $46,880,736, you can trust that your money is secure with us. Our net worth stands strong at $63,335,298, reflecting our commitment to responsible management and growth. In addition to traditional banking services like checking and savings accounts, we offer an array of loan options tailored to fit your life whether it's auto loans or mortgages. Currently, we manage a total of 27,124 loans and leases, ensuring our members have access to the funds they need when they need them. While you can visit us at our branch for personal assistance from our friendly staff (which includes 117 dedicated employees), official correspondence should be sent to our mailing address: PO Box 5297, Winston Salem, NC 27113-5297. Under the leadership of CEO Robert Donley and Board President William Tittsworth, we strive to create an environment where financial goals are achievable for everyone. We invite you to experience what makes Members Credit Union special our commitment to community impact and personalized service. Ready to take the next step? Whether you're looking to open an account or inquire about a loan, call us today at 336-748-4800 or visit our website at memcu.com. Join us in building a brighter financial future together!

Branch History & Mission

Community Engagement

Throughout our journey, we've built strong ties with the local community by participating in outreach efforts that uplift and support those around us. We understand that financial stability is essential for everyone, which is why we actively engage in programs aimed at improving financial literacy among residents. While Members Credit Union started as a small initiative, today we manage total assets exceeding $440 million. This growth reflects not only our commitment to sound financial practices but also our dedication to serving our members faithfully. If you're looking for a credit union that prioritizes your needs while fostering community spirit, look no further than Members Credit Union. We invite you to join us on this journey towards financial well-being come visit us or learn more about how you can become part of our family today! For any inquiries or assistance, feel free to reach out at 336-748-4800. Together, let's build a brighter financial future!

Our Mission

At Members Credit Union, our mission goes beyond just banking. We are committed to empowering our members with the tools and resources they need to achieve their financial goals. Our focus is on offering personalized services such as checking and savings accounts, auto loans, mortgages, and personal loans tailored to meet the unique needs of each individual. We believe in making banking easy and convenient. That's why we offer online and mobile banking options alongside traditional services like drive-thru banking for quick transactions. While we currently do not have ATM availability at this branch, our drive-thru service ensures that you can access your funds efficiently during our operating hours from 8:00 AM to 5:00 PM, Monday through Friday.

Branch Location & Accessibility

Convenient Access and Amenities

At Members Credit Union, we prioritize your convenience. Our branch features ample parking and is designed to be accessible for everyone, including those with mobility challenges. We are proud to offer ADA-compliant facilities, ensuring that all members can navigate our space comfortably. If you prefer a quick visit, take advantage of our drive-thru banking service. It allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle perfect for busy days!

Operating Hours to Serve You Better

We know that your time is valuable. That's why we are open Monday through Friday from 8:00 AM to 5:00 PM, providing plenty of opportunities for you to stop by before or after work. Whether you're managing personal accounts or exploring financing options, our friendly team is here to assist you during these hours.

Reach Out Anytime

Need assistance? Don't hesitate to call us at 336-748-4800. We're always ready to help with any questions or concerns you may have. While you can visit us at our physical location for in-person services, please remember that official correspondence should be directed to PO Box 5297, Winston Salem, NC 27113-5297. So come on over to Members Credit Union! Experience personalized service in a welcoming environment where your financial goals matter. We look forward to seeing you soon!

Member Eligibility

Welcome to the community at Members! We're excited to share that becoming a member is a simple and welcoming process. If you live, work, worship, or attend school in Forsyth County or have a family member who is already a member, you're eligible to join us. At Members, we believe in supporting our members with personal banking solutions tailored just for you. From checking and savings accounts to auto loans and mortgages, we've got what you need to help your financial journey thrive. Getting started is easy! You can learn more about the specific eligibility criteria by visiting our website at https://memcu.com/membership/ . Once you're ready to open an account, just follow the straightforward steps outlined at https://www.loanliner.com/loanrequest/presenter/loanform?cuid=03201893&loanformid=7275642109208170153&channelid=6969420220087080345&locationid=9845830719301113842&campaign=front+page+apply+button&isframed=f . If you have any questions or need assistance, don't hesitate to reach out to us at (336) 748-4800. Join us today at 2098 Frontis Plaza Blvd Ste A Winston Salem Nc 27103 and discover how being part of Members can enhance your financial future!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although currently, we have no member or non-member commercial loans available, we believe in the power of financing to help businesses scale and succeed. We are dedicated to providing flexible financing solutions that empower local businesses to thrive.

Merchant Services That Matter

Alongside our loan offerings, we provide essential merchant services that make daily transactions easier for businesses. Imagine having a reliable partner who streamlines payment processing and enhances customer experiences. Our merchant services are designed to simplify your operations, allowing you to focus on what matters most growing your business. Whether you're starting out or looking to expand, Members is here to support your journey every step of the way. Contact us today at (336) 748-4800 for more information about how we can assist you!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking services, including Merchant Services & Business Loans, are designed to help your enterprise thrive. We understand the unique challenges businesses face and are committed to providing solutions that work.

Convenient Access Points

While we don't have ATMs at our branch, our Drive-Thru Banking service allows you to complete essential transactions like deposits and withdrawals without leaving your vehicle. It's all about making banking easier for you!

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we offer robust Online & Mobile Banking options. You can manage your accounts right from your smartphone or computer, whether it's checking balances, transferring funds, or paying bills online. Additionally, we have features like Mobile Payments and Person-to-Person transfers for quick and easy transactions with friends and family.

Join Us Today!

We invite you to explore all that Members has to offer. Our team is ready to assist you with any questions or concerns you may have regarding our services. Feel free to reach out by calling us at (336) 748-4800, or visit us at our branch in Winston Salem, NC. Discover how we can support your financial journey today! For more details on membership eligibility or to open an account online, please check out our website at Members Credit Union - Main. We look forward to welcoming you into our community!

Personal Banking Solutions

We offer a variety of personal banking options to fit your lifestyle. You can easily open Checking & Savings Accounts that provide you with flexibility and control over your finances. Our Auto Loans & Vehicle Financing make it simple for you to drive away in the car you want with competitive rates that fit your budget. If you're thinking about purchasing a home or refinancing your current mortgage, our Mortgage Loans & Refinancing options are here to help you navigate the process with ease. For those unexpected expenses or plans that require extra funding, our Personal Loans & Debt Consolidation can provide the support you need without overwhelming interest rates. Plus, with our Credit Cards with Rewards, every purchase can earn you points toward great rewards.

Digital & Online Banking

Key Features

Our online banking platform offers a user-friendly experience where you can easily check balances, pay bills, and transfer funds with just a few clicks. If you're looking to send money to friends or family quickly, our person-to-person transfer feature makes it simple and fast. Plus, with mobile payments enabled, you can make purchases directly from your smartphone no wallet needed! For those who prefer managing finances on their mobile devices, our mobile application is designed to provide all the functionalities of online banking at your fingertips. Whether it's checking your account balance or making payments, our app keeps everything just a touch away.

Security and Accessibility

Your security is our top priority. While we currently do not offer electronic signature authorization for transactions, rest assured that all your online activities are protected with advanced security measures. We aim to provide you with peace of mind while you manage your accounts. We also offer e-statements to help keep your financial records organized and accessible. Gone are the days of paper clutter; enjoy the convenience of viewing your statements online whenever you need them. With all these features combined, banking at Members means having real-time access to your accounts in a secure environment designed for ease of use. Experience the future of banking today by visiting us at https://memcu.com/ !

Financial Strength

Growing Membership Base

Total Share Accounts stand at 104,568, showcasing a strong and growing member base that trusts us with their finances. This growth is not only a testament to our reliable service but also an indication of the trust you've placed in us as your financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members is your trusted partner. Visit us at 2098 Frontis Plaza Blvd Ste A Winston Salem Nc 27103 or call (336) 748-4800 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secure through $21,869,141 in share certificates and $78,739,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,882,896 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Future

With $51,172,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive offering $8,665 in used auto loans and $189,083,261 in total loans and leases supports our members' financial goals across various sectors.

Strong Financial Position

With a net worth of $63,335,298, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,437 showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $115,741,955 in used vehicle loans and $9,496,418 in new vehicle loans, helping our members get on the road with confidence. We also offer refinancing options if you're looking to lower your current payments.

Business Loans

For business owners, our outstanding commercial loans provide the capital needed to grow and expand your business. Although we currently don't have outstanding commercial loans available at this moment, please check back with us as we continuously work to support local businesses. Our commitment at Members is not just about offering loans; it's about empowering our members with the tools they need for financial success. For more details on eligibility and how to apply, feel free to reach out at (336) 748-4800, or visit us at our location: 2098 Frontis Plaza Blvd Ste A Winston Salem Nc 27103, Winston Salem, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,162, make buying or refinancing simple and straightforward. We are here to guide you through every step of the process, whether you're a first-time buyer or looking to upgrade.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. While currently, we have a total of $0 in loans helping members manage their finances effectively. If you're looking for an easy way to cover unexpected expenses or consolidate debt, our unsecured credit card options can be a practical solution.

Loan Aggregator

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MEMBERS CREDIT UNION