MEMBERS CREDIT UNION

Welcome to Members Credit Union - Valdese, your trusted financial partner located at 835 Main St W, Valdese, NC 28690. Established in 1953, we have proudly served our community for over 70 years, cultivating a strong sense of belonging and support among our 48,053 members. With total assets of $440,106,431 and total deposits reaching $46,880,736, we are dedicated to providing you with the best banking experience possible. At Members Credit Union - Valdese, we understand that every member's financial journey is unique. That's why we offer a variety of services tailored just for you ranging from personal banking options like checking and savings accounts to auto loans and mortgage financing. We also provide business banking solutions to help local entrepreneurs thrive. Our commitment to excellence doesn't go unnoticed. Under the leadership of our CEO, Robert Donley, and Board President, William Tittsworth, we strive to create an environment where our members feel valued and secure. With a net worth of $63,335,298 and cash in hand amounting to $8,070,240, you can trust that your finances are in capable hands. While you can visit us at our branch for all your banking needs during our lobby hours Monday through Friday from 8:00 AM to 5:00 PM official correspondence should be sent to our mailing address at 835 Main Street W., Valdese, NC 28690 if different. We invite you to explore all that Members Credit Union - Valdese has to offer by visiting our website at memcu.com or giving us a call at 828-874-3900. Join us in experiencing a community-focused approach to banking where your needs come first!

Becoming a member of Members is like joining a friendly family that supports your financial journey. If you live, work, worship, or attend school in Burke County, North Carolina, you're likely eligible to join us! We welcome all individuals who share our community values and want to benefit from our personalized banking services. Membership opens the door to a range of advantages, including competitive loan rates and access to various financial products designed just for you. To learn more about the specific eligibility requirements, feel free to check out this resource: https://memcu.com/membership/ . Opening an account is a breeze! Simply visit us at 835 Main St W Valdese Nc 28690, or give us a call at (828) 874-3900 for any questions you might have. We're here to help make the process as simple and welcoming as possible. Ready to get started? You can find all the details on how to open an account by visiting https://www.loanliner.com/loanrequest/presenter/loanform?cuid=03201893&loanformid=7275642109208170153&channelid=6969420220087080345&locationid=9845830719301113842&campaign=front+page+apply+button&isframed=f . Join us today and discover how Members can be your partner in achieving your financial goals!

At Members, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is robust, ensuring we can meet your needs today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $63,335,298, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,437 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $21,869,141 in share certificates and $78,739,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $51,172,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected with $8,665 in used auto loans and $189,083,261 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is evident with a net income of $3,882,896, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members is your trusted partner. Visit us at 835 Main St W Valdese Nc 28690 or call (828) 874-3900 to learn more about how we can help you achieve your financial goals.