Members Credit Union Thomasville NC | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Members Credit Union - Thomasville, your trusted financial partner since 1953. Located at 1033 Randolph St Ste 21, Thomasville, NC 27360, we are committed to serving our community with personalized banking solutions that meet your needs. With a total membership of 48,053, we take pride in being more than just a credit union; we are a family dedicated to helping you achieve your financial goals. At Members Credit Union, we understand the importance of trust and reliability in managing your finances. That's why our team, led by CEO Robert Donley and Board President William Tittsworth, strives to create an environment where you feel valued and supported. We offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, and business banking options tailored specifically for our members. With total assets reaching an impressive $440,106,431 and total deposits amounting to $46,880,736, we have the financial strength to support your aspirations. Our commitment is evident through our net worth of $63,335,298 and cash in hand totaling $8,070,240, ensuring that we can provide you with the resources needed for your next big step. While members can visit us at 1033 Randolph St Ste 21, official correspondence should be sent to our mailing address: 100 Lines Street, Thomasville, NC 27360. Whether you're looking for a new auto loan or want to discuss your savings strategy, we're here to help! Our doors are open from Monday through Friday from 8:00 am to 5:00 pm. Feel free to reach us at 336-475-5922 or explore more about our offerings on our website at memcu.com. Join us today and experience the difference of being part of a credit union that puts its members first!

Branch History & Mission

A Legacy of Community Focus

Located at 1033 Randolph St Ste 21, our branch is easily accessible to everyone in Thomasville. While you can find us here for all your banking needs, official correspondence can be sent to 100 Lines Street, Thomasville, NC 27360. As we celebrate each milestone in our journey, we remain committed to providing exceptional services that empower our members financially. Since opening our doors, we've continually expanded our offerings. Our services range from personal banking solutions like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards. We understand that every member's financial journey is unique, which is why we tailor our services to meet individual needs.

Embracing the Future

As times change, so do we. We are proud to offer modern conveniences such as online banking and mobile payment options, making it easier for members to manage their finances anytime and anywhere. Our commitment to accessibility includes ensuring ADA compliance at all levels of service. With no ATM or drive-thru services currently available at our branch, we focus on personalized service during our operating hours: Monday through Friday from 8:00 am to 5:00 pm. Our friendly staff is always ready to assist you with any questions or concerns you may have. As we look ahead to the future, we invite you to join us on this journey. Experience the benefits of being part of a community-focused credit union where your financial goals are supported every step of the way. Become a member today and see how Members Credit Union - Thomasville can make a difference in your life! For more information or assistance, feel free to call us at 336-475-5922 or visit our website at memcu.com. Let's build a brighter future together!

Our Mission: Supporting You

Our mission goes beyond just providing financial services; it's about making a real impact on the lives of those we serve. At Members Credit Union - Thomasville, we believe in fostering financial well-being within our community. We aim to create lasting relationships by offering support not just through loans and accounts but also through community outreach initiatives. We actively participate in local events and support various charitable organizations to ensure that we give back to the community that has supported us for so long. Whether it's sponsoring youth sports teams or hosting financial literacy workshops, we are dedicated to uplifting those around us.

Branch Location & Accessibility

Banking Hours

We know that life can get busy, so we keep our doors open from Monday through Friday, 8:00 am to 5:00 pm. Whether you're coming in for a quick transaction or a detailed consultation about our services, our team is ready to assist you during these hours.

Finding Us

Located near popular spots like [insert nearby landmark or notable area], our branch is easily accessible with ample parking available. We take pride in ensuring our space is welcoming and compliant with ADA standards, so everyone can visit us comfortably. If you need to send official correspondence, please note that our mailing address is different: 100 Lines Street, Thomasville, NC 27360.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at (336) 475-5922. We invite you to come visit us and see how we can support your financial journey. Join us at Members where your membership means more than just banking; it's about community!

Services Offered

At Members, we offer a range of services tailored just for you. From checking and savings accounts to auto loans and mortgage options, we have everything you need under one roof. While we currently do not have ATM or drive-thru services, our friendly staff is always available to help with cash withdrawal needs inside the branch.

Member Eligibility

Becoming a member of Members is like joining a welcoming family dedicated to your financial well-being. If you're living, working, or worshiping in the area around 1033 Randolph St Ste 21 Thomasville Nc 27360, you're already on the right path! Membership is open to individuals who meet specific criteria, including those who have a connection to our community or are related to existing members. At Members, we believe that everyone deserves access to quality financial services and support. Plus, as a member, you'll enjoy various benefits like personalized service and competitive rates on loans and savings. Getting started is simple! You can find all the eligibility details on our website at https://memcu.com/membership/ , where we break down what it takes to join our community. When you're ready, opening an account is just as easy head over to https://www.loanliner.com/loanrequest/presenter/loanform ?cuid=03201893&loanformid=7275642109208170153&channelid=6969420220087080345&locationid=9845830719301113842&campaign=front+page+apply+button&isframed=f for a straightforward application process. If you have any questions or need assistance, don't hesitate to reach out at (336) 475-5922. We can't wait for you to be part of the Members family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business with ease, knowing you have efficient payment solutions at your fingertips. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From point-of-sale systems to online payment processing, we provide tools that streamline operations and enhance customer satisfaction. Ready to take your business to the next level? Visit us at 1033 Randolph St Ste 21 Thomasville Nc 27360 in Thomasville, NC, or give us a call at (336) 475-5922. Let's work together to unlock your business potential!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Borrowing Made Simple

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether it's for a big purchase or managing existing debt, our team is here to discuss options that work for you. And don't forget about our credit cards! With rewards programs that give back as you spend, you can earn points for things you already buy. It's like getting paid for using your card!

Business Banking Services

For local business owners in Thomasville, we also offer robust business banking solutions. From merchant services that help process payments smoothly to business loans tailored for growth opportunities, we're committed to supporting your success.

Easy Access Anytime

At Members, we prioritize convenience through our online and mobile banking platforms. With features like person-to-person payments, managing your finances has never been easier. Plus, although we currently do not have ATM services at this branch location, our members can still enjoy cash withdrawal services through various partnerships nearby. Our operating hours are Monday through Friday from 8:00 am - 5:00 pm, so feel free to reach out at (336) 475-5922 or visit us for personalized assistance. We invite you to explore all the ways Members can assist you financially by visiting us at Members Credit Union - Thomasville or contacting us today! Let's work together toward achieving your financial goals!

Personal Banking Solutions

Managing your money should be easy and convenient. At Members, we offer personal banking services that include checking and savings accounts. With our online and mobile banking options, you can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Imagine being able to deposit checks through your smartphone without having to visit a branch our mobile app makes this possible! If you're considering buying a car, our auto loans and vehicle financing can help make that dream a reality. We provide competitive rates and flexible terms to fit your budget. For those looking to purchase a home or refinance their existing mortgage, our mortgage loans and refinancing options are designed with you in mind, helping you secure the best rates available.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check balances, transfer funds, and pay bills with just a few clicks. Plus, if you're looking to streamline your paperwork, you'll appreciate the availability of e-statements no more cluttered mailboxes! Simply opt-in for electronic statements and have your account information delivered directly to your inbox. For those who love the convenience of mobile payments, Members has you covered. Our mobile application allows you to make quick payments right from your smartphone. And if you need to send money to friends or family, our person-to-person transfer feature makes it easy and fast.

Security You Can Trust

Your safety is our top priority. Although we do not currently offer electronic signature authorization for transactions, rest assured that all our online services are equipped with robust security measures to protect your personal information. We are committed to keeping your data safe while ensuring a user-friendly experience.

Stay Connected

Managing your finances has never been easier with our mobile application. Download it today and gain real-time access to your accounts right in the palm of your hand. With features like mobile payments and person-to-person transfers, you'll find everything you need to stay connected with your money wherever life takes you. Join us at Members and experience the convenience of digital banking tailored just for you! For more information, visit us at https://memcu.com/ or call us at (336) 475-5922.

Financial Strength

Commitment to Growth

With $51,172,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $8,665 in used auto loans and $189,083,261 in total loans and leases, we support members' financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts: 104,568, showing a strong and growing member base that trusts us with their finances. This trust is vital as we continue to build relationships that last. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members is your trusted partner. Visit us at 1033 Randolph St Ste 21 Thomasville Nc 27360 or call (336) 475-5922 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $21,869,141 in share certificates and $78,739,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is backed by a solid operational efficiency reflected in our $3,882,896. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $63,335,298, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,437 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $115,741,955 in used vehicle loans and $9,496,418 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options make it easier than ever to drive home your dream car.

Business Loans

While we currently have no outstanding commercial loans available, we are always here to discuss future opportunities for business owners seeking capital for growth and expansion. If you're curious about any of these loan products or want to explore our refinancing options further, don't hesitate to reach out! You can visit us at 1033 Randolph St Ste 21 Thomasville Nc 27360, Thomasville, NC, or give us a call at (336) 475-5922 during our operating hours from Monday through Friday: 8:00 am - 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together to achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,162, make buying or refinancing simple. We work with you to find the right mortgage solution that fits your budget and lifestyle. If you're interested in refinancing, our team can assist you in exploring your eligibility options.

Personal Financing

For those looking for flexible financing solutions, we also provide unsecured credit card loans, with a total of $0 helping members manage their finances effectively. These cards offer flexibility for everyday purchases and can be a great way to build credit.

Loan Aggregator

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MEMBERS CREDIT UNION - Thomasville, NC