MEMBERS CREDIT UNION

Welcome to Members Credit Union - Morganton, where your financial journey is our priority! Located at 121 Wamsutta Mill Rd, Morganton, NC 28655, we have been serving our community since 1953. With over 48,000 members, we pride ourselves on being a trusted partner in achieving your financial goals. At Members Credit Union, we understand that every member's needs are unique. That's why we offer a range of services tailored just for you from personal and auto loans to mortgages and business banking solutions. Our total assets stand strong at $440,106,431, reflecting our commitment to financial stability and growth for our members. With total deposits of $46,880,736 and a net worth of $63,335,298, you can trust that your money is in safe hands. Our dedicated team of 117 employees, led by CEO Robert Donley and Board President William Tittsworth, is here to provide personalized service every step of the way. Whether you're visiting us in person or using our online banking services, we're committed to making your experience as smooth as possible. If you need assistance or have questions about our offerings, don't hesitate to reach out! Call us at 828-438-0070 during our operating hours Monday through Friday from 8:00 AM to 5:00 PM or explore more about what we can do for you by visiting our website at memcu.com. Come join us today and experience the difference with Members Credit Union where you're not just a number; you're part of our family!

Joining Members is like becoming part of a caring family that prioritizes your financial well-being. To be eligible for membership, you typically need to reside, work, or attend school in the area we serve, but don't worry it's easy! We welcome individuals from all walks of life who share our values of community and support. If you're looking for a place where you can grow your finances and enjoy personalized service, you're in the right spot. To learn more about the specific eligibility requirements, feel free to visit our detailed page at https://memcu.com/membership/ . When you're ready to open an account, the process is straightforward! You can start by checking out our account opening details at https://www.loanliner.com/loanrequest/presenter/loanform?cuid=03201893&loanformid=7275642109208170153&channelid=6969420220087080345&locationid=9845830719301113842&campaign=front+page+apply+button&isframed=f , or simply give us a call at (828) 438-0070. Our friendly team at 121 Wamsutta Mill Rd Morganton Nc 28655 is excited to help you become a member today!

At Members, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to you, ensuring we can continue to provide the reliable services you depend on. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $63,335,298, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,437 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $21,869,141 in share certificates and $78,739,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is further illustrated by having $51,172,817 in undivided earnings. This means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $8,665 in used auto loans and $189,083,261 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $3,882,896, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 1 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support. Net Shares available for lending and investments stand at $936,016, while our total share accounts have reached an impressive 104,568. This growth showcases a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members is your trusted partner. Visit us at 121 Wamsutta Mill Rd Morganton Nc 28655 or call (828) 438-0070 to learn more about how we can help you achieve your financial goals.