Members Credit Union Lumberton NC | Low Mortgage Rates & Personal Loans

Introduction

Welcome to Members Credit Union - Lumberton, where we believe in putting our members first. Located at 4344 Fayetteville Rd, Lumberton, NC 28358, we are proud to serve a community of over 48,000 members since our establishment in 1953. With total assets exceeding $440 million and total deposits of $46,880,736, we stand strong as a trusted financial partner. At Members Credit Union, our commitment to you goes beyond just numbers; it's about building lasting relationships within the community. Led by our dedicated CEO, Robert Donley, and Board President, William Tittsworth, our team of 117 employees is here to provide personalized service tailored to your unique financial needs. We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, and business banking solutions. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 4344 Fayetteville Road, Lumberton, NC 28358. We are here for you from 8:00 AM to 5:00 PM, Monday through Friday. With a net worth of $63,335,298 and cash reserves of $8,070,240, we are well-equipped to support your financial journey. Our focus on community impact drives us to provide not only great products but also educational resources that empower our members. Whether you're looking to open a new account or need advice on your next loan, we invite you to visit us or call us at 910-738-2100. Join us in experiencing the difference that a member-focused credit union can make in your life! For more information about our services and how to become a member, check out our website at memcu.com.

Branch History & Mission

Community Engagement

We pride ourselves on being more than just a financial institution. We participate in various local events and initiatives aimed at improving the quality of life in Lumberton. From supporting local schools to sponsoring community events, we strive to make a positive impact in the lives of those around us. In addition to our personal banking services like checking accounts and auto loans, we also offer online and mobile banking options for added convenience. You can manage your finances anytime, anywhere! While we do not currently have ATM or drive-thru services available at this location, we ensure that your banking experience is seamless through our digital platforms.

Join Us!

As we look toward the future, we invite you to become part of the Members Credit Union family. Experience firsthand how we prioritize your financial well-being and contribute positively to our community. Visit us today or explore more about membership options at our website. Together, let's build a brighter financial future! For any inquiries or assistance, feel free to reach out at (910) 738-2100. We look forward to serving you!

Our Mission

At Members Credit Union - Lumberton, our mission is simple yet profound: to empower our members through exceptional financial services while fostering a sense of community. We believe that banking should be more than just transactions; it should be about building relationships and supporting one another. Our commitment extends beyond traditional banking; we actively engage in community outreach programs and partnerships that uplift our neighbors. Our operating hours are Monday through Friday from 8:00 am to 5:00 pm, making it easy for you to visit us at your convenience. While members can visit us at 4344 Fayetteville Rd, official correspondence should be sent to the same address as our mailing address: 4344 Fayetteville Road, Lumberton, NC 28358.

Branch Location & Accessibility

Welcome to Members Credit Union - Lumberton! Conveniently located at 4344 Fayetteville Rd in the heart of Lumberton, NC, our branch is here to serve you with a friendly smile and expert assistance. Just a short drive from local landmarks like the Lumberton Historic District and nearby shopping centers, we're proud to be part of this vibrant community. While members can visit us at our branch address, official correspondence should be sent to 4344 Fayetteville Road, Lumberton, NC 28358. This ensures your documents reach us safely and efficiently. At Members Credit Union - Lumberton, accessibility is key. Our location features easy parking options and ADA-compliant facilities to ensure all members can access our services without any hassle. Although we currently do not offer ATM or drive-thru services, our lobby hours are designed with your convenience in mind open Monday through Friday from 8:00 am to 5:00 pm. We offer a range of personal banking services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Our knowledgeable staff is ready to guide you through our offerings, whether you're looking for a new credit card with rewards or need assistance with online and mobile banking. Feel free to give us a call at 910-738-2100 if you have questions or need assistance before your visit. We look forward to welcoming you into our branch soon!

Member Eligibility

Joining the family at Members is as simple as it is rewarding! If you live, work, worship, or attend school in the area, you're likely eligible to become a member. We believe in creating a welcoming environment where everyone can thrive, and our membership opens doors to a variety of financial services designed just for you. Whether you're looking to save for the future or need support with loans, being part of Members means being part of a community that cares. For more details on eligibility criteria, feel free to check out our website at https://memcu.com/membership/ . Getting started is easy! Simply visit us at our branch located at 4344 Fayetteville Rd Lumberton Nc 28358, or give us a call at (910) 738-2100. You can also find all the information you need about opening an account right here: https://www.loanliner.com/loanrequest/presenter/loanform?cuid=03201893&loanformid=7275642109208170153&channelid=6969420220087080345&locationid=9845830719301113842&campaign=front+page+apply+button&isframed=f . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we recognize the importance of financing in driving your success. We're dedicated to providing flexible options when you need them most, ensuring that capital is available to fuel your dreams.

Merchant Services

In addition to loans, we provide essential merchant services designed for businesses like yours. Imagine streamlining transactions so you can focus on what matters growing your business. Our services help you accept payments easily, manage cash flow efficiently, and enhance customer satisfaction. Located at 4344 Fayetteville Rd Lumberton Nc 28358 in Lumberton, NC, we're here for you Monday through Friday from 8:00 am to 5:00 pm. Call us at (910) 738-2100 or visit our website at https://memcu.com/ to learn more about how we can support your business's journey!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small businesses in Lumberton, we also offer tailored Business Banking solutions. From merchant services that facilitate smooth transactions to Business Loans designed to help grow your enterprise, we understand what it takes to run a successful operation.

Digital Convenience

In today's fast-paced world, accessibility is key. That's why at Members Credit Union - Lumberton, we emphasize Online & Mobile Banking options. You can manage all your accounts easily through our user-friendly app whether it's making payments or checking statements on the go. We also provide ATM and cash withdrawal services for added convenience.

Get Started Today!

With so many services available at Members, it's easy to see how we can assist with your financial journey. Our friendly team is ready to answer any questions you may have or help you set up an account today! Call us at (910) 738-2100 or visit us at 4344 Fayetteville Rd Lumberton Nc 28358 in Lumberton, NC. Explore how we can make banking work for you because at Members Credit Union - Lumberton, you're not just a member; you're part of our family!

Personal Banking Solutions

Managing your money should be simple and effective. That's why we offer Personal Banking services, including checking and savings accounts designed for every stage of life. Imagine having easy access to your funds while enjoying competitive interest rates! Our accounts come with online and mobile banking features, allowing you to check balances, transfer money, or pay bills from anywhere at any time. When it comes to financing a vehicle, our Auto Loans & Vehicle Financing options can get you on the road quickly and affordably. Whether you're buying new or used, we have plans that fit various budgets. If homeownership is on your mind, explore our Mortgage Loans & Refinancing services. Our knowledgeable staff will guide you through the process, helping you find the right loan that meets your needs.

Personal Loans and Credit Options

Life is full of unexpected expenses. Our Personal Loans & Debt Consolidation services provide quick access to cash when you need it most, helping you tackle bills without stress. And for those who enjoy rewards for their spending, our Credit Cards with Rewards let you earn points for everyday purchases which can lead to exciting benefits down the line.

Digital & Online Banking

Accessible and User-Friendly

Our online banking experience is designed with you in mind. It's user-friendly and straightforward, making it easy for everyone regardless of tech-savviness to navigate their accounts. You can enjoy real-time updates on your balance and transactions so that you're always in control of your finances. In summary, Members offers a range of digital banking services that prioritize convenience, security, and accessibility. Visit us today at https://memcu.com/ and explore how easy managing your money can be!

Key Features for Your Convenience

Our services include e-statements, allowing you to receive your account statements electronically. This not only helps you stay organized but also contributes to a greener planet by reducing paper waste. And if you ever need to send money quickly to friends or family, our person-to-person transfer feature lets you do just that with ease. For those who love using their smartphones, we offer mobile payments through our app. You can make purchases directly from your account without carrying cash or cards. Security is a top priority for us; while we currently do not support electronic signature authorization, rest assured that all transactions are protected with robust security measures.

Financial Strength

Commitment to Growth

With $51,172,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends beyond just numbers; it reflects our dedication to helping you achieve your financial goals. Our lending capacity supports members' needs with $8,665 in used auto loans and $189,083,261 in total loans and leases across various sectors. This broad range of lending options means we're here for you when you're ready to make significant purchases or investments.

Growing Membership Base

We currently manage a total of 104,568 share accounts, showcasing a strong and growing member base that trusts us with their finances. As we continue to grow together, our focus remains on delivering exceptional value to every member. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members is your trusted partner. Visit us at 4344 Fayetteville Rd Lumberton Nc 28358 or call (910) 738-2100 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $21,869,141 in share certificates and $78,739,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations remain robust with a net income of $3,882,896, reflecting our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable and committed team.

Solid Financial Position

With a net worth of $63,335,298, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,437 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $115,741,955 in used vehicle loans and $9,496,418 in new vehicle loans, helping members get on the road with ease. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Credit Lines

Need extra funds for personal projects or unexpected expenses? Our total credit lines amount to $140,964,069, giving you access to cash when you need it most. This option allows for greater flexibility in managing your financial needs without the hassle. If you're considering refinancing or want to know about eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at (910) 738-2100, or visit us at our branch located at 4344 Fayetteville Rd Lumberton Nc 28358, Lumberton, NC. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to providing valuable services that cater to your needs, and we're here to support you in achieving your financial aspirations.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $43,162. This makes buying or refinancing simple and straightforward. We strive to provide flexible terms and competitive rates, ensuring you find the right fit for your budget.

Unsecured Credit Card Loans

Managing finances effectively is crucial, and we offer flexible terms on unsecured credit card loans, with a total of $0 in loans available. This helps our members keep their spending under control while enjoying the convenience of credit.

Loan Aggregator

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Call to Action

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance guarantees fair and transparent offers for every user. Each loan comparison reflects the most current rates available, ensuring that users have access to reliable information when making their financial decisions.

MEMBERS CREDIT UNION - Lumberton, NC