MEMBERS CREDIT UNION - Lincolnton, NC

Welcome to Members Credit Union - Lincolnton, your trusted financial partner nestled in the heart of Lincolnton, NC. Established in 1953, we have proudly served our community for decades, growing alongside our members and adapting to their evolving financial needs. With a total membership of 48,053 and assets exceeding $440 million, we are committed to providing exceptional service and support. At our branch located at 1822 N Aspen St, Lincolnton, NC 28092, you can experience personal banking that prioritizes your goals. Our dedicated team of 117 employees, led by CEO Robert Donley and Board President William Tittsworth, is here to help you navigate everything from checking accounts to auto loans and mortgage refinancing. While members can visit us at our branch address, official correspondence should be sent to 1822 North Aspen Street, Lincolnton, NC 28092 if different from the physical location. We understand how important it is for you to feel secure about your finances. That's why we maintain a net worth of $63,335,298 and a cash reserve of $8,070,240 to ensure stability and reliability for all our members. We believe in giving back to the community that has supported us over the years. Whether it's through competitive loan rates or personalized member services like online banking and mobile payments, we strive to make your financial journey as smooth as possible. If you're ready to take the next step in achieving your financial dreams or have any questions about our services, don't hesitate to reach out! Call us today at 704-732-2980 or explore more on our website at memcu.com. We look forward to welcoming you into the Members Credit Union family!

At Members, we believe that becoming a member means joining a close-knit community where your financial well-being is our priority. If you're interested in joining us at our Lincolnton branch located at 1822 N Aspen St Lincolnton Nc 28092, we welcome you to explore our membership options. To be eligible, you typically need to live, work, worship, or attend school in Lincoln County or have family who are already members. This makes it easy for many people in our area to become part of our supportive family. The process of opening an account with us is straightforward and welcoming. Simply visit our website for more information on eligibility criteria at https://memcu.com/membership/ . When you're ready to join, you can easily start your application online by following this link: https://www.loanliner.com/loanrequest/presenter/loanform?cuid=03201893&loanformid=7275642109208170153&channelid=6969420220087080345&locationid=9845830719301113842&campaign=front+page+apply+button&isframed=f . If you have any questions or need assistance, feel free to give us a call at (704) 732-2980. We look forward to welcoming you into the Members family!

At Members, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your finances are in good hands with us. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $63,335,298, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $1,437, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $21,869,141 in share certificates and $78,739,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $51,172,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,665 in used auto loans and $189,083,261 in total loans and leases. Our operational efficiency is reflected in our $3,882,896, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares available for lending stand at $936,016, showing our capability to meet your borrowing needs effectively. With a growing member base that trusts us with their finances, we have a total of 104,568 share and deposit accounts. This demonstrates the confidence our community has in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members is your trusted partner. Visit us at 1822 N Aspen St Lincolnton Nc 28092 or call (704) 732-2980 to learn more about how we can help you achieve your financial goals.