Members 1st Credit Union High Point NC | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Members Credit Union - High Point, your trusted financial partner since 1953! Located at 1701 Westchester Dr Ste 510, High Point, NC 27262, we pride ourselves on providing personalized banking solutions tailored to meet the diverse needs of our 48,053 members. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, we are here to help you every step of the way. At Members Credit Union, we understand that financial security is vital for our community. With total assets amounting to an impressive $440,106,431 and total deposits reaching $46,880,736, we are committed to safeguarding your funds while offering competitive rates and excellent service. Our net worth stands at $63,335,298, ensuring that we maintain a strong financial foundation for our members. We believe in giving back to our community. As part of our mission, we offer a range of services designed not just for individuals but also for local businesses. From personal loans and credit cards with rewards to business banking solutions and online services, we aim to empower you in achieving your financial goals. Our dedicated team of 117 employees, led by CEO Robert Donley and Board President William Tittsworth, is passionate about creating a welcoming environment where you can feel confident about your financial decisions. We encourage you to reach out if you have questions or need assistance; simply give us a call at 336-886-4415 during our lobby hours from Monday through Friday: 8:00 am - 5:00 pm. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 1677 Westchester Drive, Suite 144, High Point, NC 27262. Join us today and experience the difference that comes with being a member of Members Credit Union. Visit our website at memcu.com or contact us directly we look forward to serving you!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking. We actively participate in community outreach efforts and partnerships that uplift the residents of Guilford County. By supporting local events and initiatives, we aim to contribute positively and foster lasting relationships within the community. As we look toward the future, we remain dedicated to enhancing the member experience through continued innovation and exceptional service. Join us today! Experience firsthand what it means to be part of a credit union that values people over profits. Discover all the benefits Members Credit Union - High Point has to offer by visiting us or checking out our website at memcu.com.

Our Evolution

From our humble beginnings, we've achieved significant milestones that have shaped who we are today. Our founding principles focused on providing accessible financial services to all members of the community, and that mission remains at the heart of everything we do. With each passing year, we have expanded our offerings from traditional savings accounts to innovative loan products tailored to meet diverse needs. Today, we proudly offer personal banking services like checking and savings accounts, auto loans, mortgages, and more. While members can visit us at our branch address for their financial needs, official correspondence should be sent to our mailing address: 1677 Westchester Drive, Suite 144, High Point, NC 27262. We invite you to stop by during our operating hours Monday through Friday from 8:00 am to 5:00 pm to learn how we can assist you.

Our Mission

At Members Credit Union - High Point, our mission is clear: We strive to empower individuals and families by providing reliable financial services while fostering a strong sense of community. We believe that everyone deserves access to quality financial tools and resources that promote growth and stability. Whether it's helping you buy your first car or supporting local businesses through tailored financing options, we are dedicated to making a positive impact. We also prioritize modern advancements in banking. While we currently do not offer ATM or drive-thru services at this branch location, we provide robust online and mobile banking options that enable you to manage your finances conveniently from anywhere.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. Our location is ADA compliant, featuring ramps and ample parking to ensure everyone can visit us with ease. We want your banking experience to be as smooth as possible.

Operating Hours

We're open Monday through Friday from 8:00 AM to 5:00 PM, making it easy for you to drop by before or after work. Whether you need assistance with personal banking or are interested in our auto loans and mortgage options, our friendly team is ready to help.

Services Offered

While you're here, don't forget that we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto financing and online banking options, we've got something for everyone. If you need to reach us, feel free to give us a call at 336-886-4415. We'd love for you to stop by and see how we can assist you on your financial journey. If you're planning on sending any official correspondence, please use our mailing address at 1677 Westchester Drive, Suite 144, High Point, NC 27262. We look forward to welcoming you at Members Credit Union - High Point!

Member Eligibility

At Members, we believe that becoming a member is like joining a family where everyone supports each other. If you're wondering whether you can be part of our community, it's quite simple! We welcome individuals who live, work, worship, or attend school in the area around 1701 Westchester Dr Ste 510 High Point Nc 27262. This means if you're connected to our local community in any way, you're likely eligible for membership. Plus, as a member, you gain access to personalized financial services and products designed to help you thrive. For more detailed information about eligibility, feel free to check out our website at https://memcu.com/membership/ . Once you're ready to join us at Members, opening an account is a breeze! You can start the process online or give us a call at (336) 886-4415. We're here to guide you every step of the way and ensure your experience is smooth and welcoming. Don't hesitate to reach out if you have any questions your journey toward financial empowerment begins with us!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that make daily operations smoother for local businesses. Imagine being able to process payments quickly and efficiently whether it's at your storefront or online. Our solutions not only enhance customer experiences but also streamline your financial management. Located at 1701 Westchester Dr Ste 510 High Point Nc 27262 in High Point, NC, we invite you to explore how our business banking services can unlock new opportunities for your enterprise. Contact us at (336) 886-4415 or visit us online at https://memcu.com/ to learn more!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of hitting the open road in a new vehicle? Our Auto Loans & Vehicle Financing can help turn that dream into reality. With competitive rates and personalized service, we can assist you in finding the perfect loan that fits your budget. Picture driving off the lot in your new car without the stress of high payments weighing you down.

Business Banking

For entrepreneurs and small businesses, our Business Banking services offer essential tools like merchant services and business loans. We're committed to supporting local businesses by providing resources that help them thrive and grow.

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase gets you closer to something special. Enjoy benefits like cashback or points redeemable for travel or shopping. It's a simple way to earn rewards while making everyday purchases.

Mortgage Loans & Refinancing

Buying a home is one of life's biggest decisions, and our Mortgage Loans & Refinancing services make it easier than ever. Whether you're purchasing your first home or looking to refinance an existing mortgage for better terms, our knowledgeable team will guide you through each step. We're here to help you secure a loan that feels just right for your financial situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms. Access your accounts anytime, anywhere whether you're at home or on the go. While we currently do not have ATM services available at this branch, our friendly staff is always ready to assist you during lobby hours from Monday through Friday from 8:00 AM to 5:00 PM at our location: 1701 Westchester Dr Ste 510, High Point NC 27262. At Members, we strive to provide all the financial support you need under one roof. If you're ready to explore these services further or have any questions about how we can assist you on your financial journey, don't hesitate to reach out at 336-886-4415 or visit us at memcu.com. Your financial wellness is just a conversation away!

Personal Banking

We understand that every member has unique financial goals. That's why our Personal Banking options, which include checking and savings accounts, are designed with flexibility in mind. Imagine easily managing your day-to-day expenses while also saving for that special vacation or a new home. Our accounts come with online and mobile banking features that allow you to check balances, transfer money, and pay bills right from your smartphone.

Personal Loans & Debt Consolidation

If you need extra cash for unexpected expenses or want to simplify your finances through debt consolidation, our Personal Loans can be an excellent option. Think about how nice it would be to combine multiple debts into one manageable payment, reducing stress and helping you take control of your finances.

Digital & Online Banking

Key Features

Stay on top of your finances with E-Statements. You can opt for electronic statements that are not only environmentally friendly but also keep all your financial records organized and accessible. Plus, we provide Person-to-Person Transfers, making it easy to send money to friends or family without the hassle of cash or checks. For those who prefer mobile banking, our mobile application allows you to take control of your finances right from your smartphone. You can make mobile payments quickly and securely, giving you the freedom to pay for everyday purchases without carrying cash or cards. We also offer an option for Electronic Signature Authorization, which simplifies the process of signing documents electronically no more printing and scanning! This feature adds another layer of convenience to how you manage transactions with us. In today's fast-paced world, being able to access your account information in real-time is crucial. With our digital banking tools, you're always connected and in control. Whether you're at home or on the go, Members ensures that banking is simple, safe, and tailored for you. Explore all these features by visiting us at https://memcu.com/ today!

Financial Strength

Member Savings Security

Members' savings are secured through $21,869,141 in share certificates and $78,739,753 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share and Deposit Accounts: 104,568, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments at $936,016, we are well-equipped to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members is your trusted partner. Visit us at 1701 Westchester Dr Ste 510 High Point Nc 27262 or call (336) 886-4415 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $3,882,896, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 116 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $51,172,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $8,665 in used auto loans and $189,083,261 in total loans and leases illustrate our lending capacity to support your financial goals across various sectors.

Strong Financial Position

With a net worth of $63,335,298, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,437 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $115,741,955 in used vehicle loans and $9,496,418 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable used vehicle, we have options that fit your budget.

Credit Lines and Unsecured Loans

For those looking for flexibility, we also offer credit lines totaling $140,964,069. This option allows you to access funds as needed while only paying interest on what you use. Additionally, our unsecured credit card loans can help manage daily expenses effectively, although currently, we have $0 in unsecured credit card loans available.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,162, make buying or refinancing simple. We provide personalized assistance to ensure you find a mortgage that suits your financial situation.

Why Choose Us?

At Members, we pride ourselves on providing exceptional service and support throughout the borrowing process. Our dedicated team is available to answer any questions you may have about eligibility or refinancing options so that you can make informed decisions about your financial future. If you're ready to explore our loan offerings or need more information, don't hesitate to reach out at (336) 886-4415 or visit us at 1701 Westchester Dr Ste 510 High Point Nc 27262, High Point, NC. You can also check our website at https://memcu.com/ for more details about our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey towards better financial health starts here!

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MEMBERS CREDIT UNION